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Capital One
capitalone.com › bank › disclosures › savings-accounts › online-savings-account
360 Savings Account Disclosures | Capital One
Account transfer limitations: Our savings and money market accounts permit no more than six (6) transfers per statement cycle to a third party or to any of your other deposit accounts at Capital One. There is no limit in the number of transfers that you may make into your account.
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Capital One
capitalone.com › bank › disclosures › checking-accounts › online-checking-account
360 Checking Account Disclosures | Capital One
You can check your daily withdrawal limit on the Capital One Mobile App or by calling us at 1-800-655-2265. You can also lower your limit by calling us at 1-800-655-2265. You may also withdraw cash from ATMs using your mobile app. Total withdrawals may not exceed $500 per day and $2,000 per month.
Discussions

Does Capital One have a transfer maximum if I want to move money online to a different bank? - Bogleheads.org
I have my Capital One account linked to another online bank in my name. Does anyone know if there is a maximum money limit you are able to transfer out of Capital one to another bank per day? More on bogleheads.org
🌐 bogleheads.org
March 11, 2023
What are the transfer limits on my Performance Savings account?
ACH transfers initiated through your account dashboard to or from an external account are subject to limits on the number of transfers (“Count Limits”) and l... More on upgrade.zendesk.com
🌐 upgrade.zendesk.com
1
October 20, 2025
Capital One 360 Savings bank to bank transfer
Ach isn’t limited More on reddit.com
🌐 r/personalfinance
5
1
October 17, 2022
Did capital one 360 performance savings get rid of the withdrawal limit? Is it unlimited or 6?
Interesting…although there is still a 6-per-month limit, they aren’t enforcing it. From their terms: “Account transfer limitations. Our savings and money market accounts permit no more than six (6) transfers per statement cycle to a third party or to any of your other deposit accounts at Capital One. There is no limit in the number of transfers that you may make into your account. Note: We are currently not enforcing the transfer limits. You'll be notified if we choose to re-impose these limits.” More on reddit.com
🌐 r/CapitalOne_
15
7
October 6, 2023
People also ask

How do I send a wire transfer with Capital One?
To send a wire transfer, follow these steps: Sign in to your Capital One account online or through the mobile app. Go to Account Services & Settings and select Wire Money. Enter the recipient’s wire information, including their name, bank name, routing number and account number. Review and submit your request. You’ll receive status updates by email, text or push notification. Before starting, make sure the funds are available in your account. Learn more about what’s required to send wire transfers.
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capitalone.com
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
Do I need to transfer physical cash?
No. Wire transfers don’t require you to have physical cash since the money is transferred electronically. However, the funds being transferred still need to be available.
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capitalone.com
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
How long do wire transfers take?
The time it takes to send a wire transfer may depend on whether the transfer is domestic or international. Generally, domestic wire transfers take one to three days, while international wire transfers can take two to five business days. It’s also wise to take into account the effect that weekends, holidays and after-hours transfers can have on how long it takes for the wire transfer to be completed. Reviewing the rules and regulations of the bank or financial service company completing the transfer may help make the process easier.
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capitalone.com
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
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Reddit
reddit.com › r/personalfinance › capital one 360 savings bank to bank transfer
r/personalfinance on Reddit: Capital One 360 Savings bank to bank transfer
October 17, 2022 -

I was thinking about signing up for the cap1 360 savings account, because they just started a promo where $10k, 50k, or 100k transfers within 15 days get an increasingly better bonus after 90 days. APY is great compared to the pathetic interest at my credit union. Question is, how would someone transfer $50k let alone $100k within 15 days of account open from a bank/CU to cap1 online bank (external transfer)? From what I understand, ACH transfers are limited to around $1k a day, $10k a week, etc. and I think I read that cap1 requires the external account to be on file for 30 days before wire transfer is allowed. Mobile deposit has $5k daily limit.

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Wise
wise.com › us › blog › capital-one-transfer-limit
Capital One transfer limits [2024] - Wise
June 24, 2024 - Capital One online transfers can be made to other US based bank accounts only. There’s no limit to how much you send to an external linked account once that account has been linked for 30 days.
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Capital One
capitalone.com › help center › checking & savings › wire transfer support
Wire transfer instructions | Capital One Help Center
Domestic Wire Transfers The wire will be received by the recipient’s bank the same day, if requested by the cutoff time outlined above (except Federal holidays). If it’s requested after this time, it will be received by the recipient’s bank the next business day.
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Capital One
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
The time it takes to send a wire transfer may depend on whether the transfer is domestic or international. Generally, domestic wire transfers take one to three days, while international wire transfers can take two to five business days.
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Capital One
capitalone.com › help center › checking & savings › transfer funds
Transfer money | Capital One Help Center
You can transfer to and from your external bank accounts. ... You're leaving the Capital one website and heading to an external site.
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Capital One
capitalone.com › help center › checking & savings › send and receive a wire transfer
Send and receive a wire transfer | Capital One Help Center
Monday-Friday (except federal holidays). If it’s requested after this time, it will be delivered the next business day. Ready to send? Follow these steps to send an online wire transfer: Sign in to capitalone.com.
Find elsewhere
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Bankrate
bankrate.com › banking
Zelle Limits At Top Banks | Bankrate
December 1, 2025 - Zelle transaction limits vary by bank and can range from $500 to $10,000 or more per day. There may also be weekly and monthly limits. Below are the Zelle transfer limits various banks impose on personal customers.
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Capital One
capitalone.com › learn & grow › money management › what is a wire transfer?
Wire Transfer: What It Is and How It Works | Capital One
... Generally, there are limits to how much money can be sent daily with wire transfers. But the limits are usually high and may have a $100,000 minimum per day, making this one option for large transactions.
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Capital One
capitalone.com › bank › zelle
Send Money to Family & Friends for Free | Capital One
Does Capital One limit how much I can send or request? You can send up to $3,000 per day with Zelle® as a Capital One customer.
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Does Capital One have a transfer maximum if I want to move money online to a different bank? - Bogleheads.org
March 11, 2023 - Wire transfers have no limit for external linked accounts, so there is always that option if you don't mind paying the $30 fee. ... bradinsky wrote: Sat Mar 11, 2023 8:36 pm Millions or thousands? $90k transfer out of Capital One 360 savings account. ... bradinsky wrote: Sat Mar 11, 2023 8:36 ...
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MyBankTracker
mybanktracker.com › home › news › ach transaction limits: transfer limits at major u.s. banks
ACH transaction limits: Transfer limits at major U.S. banks
October 15, 2025 - ACH transfer limits vary significantly between banks, often ranging from around $2,000 to $25,000 per day, and are often influenced by a customer’s banking history and relationship with the institution.
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Cloudfront
d25970n8puso9u.cloudfront.net › disclosure.36541.en-US.pdf pdf
CAPITAL ONE® APPLICATION TERMS Interest Rates and Interest Charges
When Can I Request A Transfer? You may request a transfer 10 days after your account is opened. Your account may not · always be eligible for transfers. Transfer eligibility is determined by Capital One at our discretion. Transfers between Capital One · accounts are not permitted.
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Capitalone
content.capitalone.com › TMgmt › images › Same_Day_ACH_ FAQ.pdf pdf
Same Day ACH Frequently Asked Questions
credit transaction over $25,000 will be processed as next-day. ... Guidelines on Intellix for more information. ... *Rejected files (e.g., due to formatting errors, duplication, exceeding exposure limits, etc.) may delay the · processing of the file and posting/withdrawing of funds to/from ...
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NerdWallet
nerdwallet.com › banking › learn › how-regulation-d-affects-your-savings-withdrawals
Savings Account Transaction Limits and Federal Reserve Regulation D Explained - NerdWallet
November 10, 2025 - But banks still have the option to keep withdrawal limits in place[0] Board of Governors of the Federal Reserve System Regulations. Savings Deposits Frequently Asked Questions. Accessed Oct 17, 2025. View all sources. The following types of withdrawal transactions for savings and money market accounts fall under the rule[0] Consumer Compliance Handbook. Regulation D Reserve Requirements. Accessed Oct 17, 2025. ... Online transfers, from either within the same institution or to a different one.
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Zendesk
upgrade.zendesk.com › hc › en-us › articles › 15721520516379-What-are-the-transfer-limits-on-my-Performance-Savings-account
What are the transfer limits on my Performance Savings ...
October 20, 2025 - ACH transfers initiated through your account dashboard to or from an external account are subject to limits on the number of transfers (“Count Limits”) and l...
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Navy Federal Credit Union
navyfederal.org › transfers
Send Money Fast with Zelle® | Navy Federal Credit Union
You’re limited to 15 transactions per day and 30 per month, and payments must be at least $1. The two totals are separate, so if you send $100 to be processed within minutes, you’ll still have $1,400 available to be processed within minutes ...
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Nickel
nickel.com › transfer-limits › capital-one-360
Capital One ACH Transfer Limits: Daily & Monthly Guide
According to customer service representatives and community reports from existing users, Capital One's ACH transfer limits can reach up to $1 million per day for outgoing transfers and $2 million per month for incoming transfers.
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JustAnswer
justanswer.com › finance › qex3o-need-info-having-money-transferred-capital-one.html
Wire Transfer Receiving Limits for Capital One Savings
October 23, 2024 - • Your Name and Address: Make ... to your account type.3. Transfer Time:• Domestic wire transfers typically take 1 business day....