I know best is subjective but for myself and many others, the venture X is in the running for best travel credit card because it’s effectively a zero dollar annual fee card with exceptional benefits. We team it up with the Capital One savor, which is also a zero dollar annual fee credit card to get the multiplier on groceries and restaurants and then convert to miles.

I’m looking to have my wife apply for another travel credit card because they are taking away guest lounge access for the venture X starting next year and I would like her to retain that benefit. I don’t mind entering a new ecosystem, but I wanted to hear everyone’s rationale for their favorite best value credit card in the travel space. Bonus points if there is a decent sign-up bonus, we are planning a trip in January.

I personally loath the American Express style “coupon book” credit cards. I don’t personally get value by forcing myself to use services I wouldn’t normally use just to “recoup” the annual fee of a credit card.

I have banked with capital one for nearly 20 years. I have had multiple credit cards through them including bass pro and quick silver. I recently paid those off and I am looking for one with the best benefits for travel. My son plays travel baseball so throughout the year I book at least 15 weekend trips. Most are to basic hotels like Holiday Inn or Hiltons. The plan is to purchase these trips and turn around and pay it immediately. For years we have been booking these rooms using a debit account so the only difference is I want to get benefits/rewards for these purchases. If I was to open a new card to use for this purpose through Capital One what do you suggest?

I booked a premier collection hotel for 6 nights starting March 29th. The price came out to be 3k. The next day I found that the hotels actual website has the same room for 400 dollars less for the over all stay. I went back to Capital One travel and ask for a price match. They said they would get back to me and they did today. They denied my price match request. The reason was because it was not an exact match to their booking. The reason it was not an exact match is because the fully refundable cancelation dates are different. However, Capital one Travel's refundable date is March 27th, where as the hotels refundable date is March 28th (the day before I arrive). This means that not only is Capital One more expensive by a couple hundred dollars, their cancelation policy is worse. I looked around at a few sites such as Expedia, Kayak, etc. everyone gives a cancelation date of March 28th for my same booking.

This is potentially a huge problem because I am a Venture X holder and the value of this card is mostly in the $395 annual fee which is paid back at 400 dollar in their travel portal. If their travel portal purposely jacks up the price and uses odd ball cancelation dates that 400 dollars is useless because we won't be able to price match.