Capital One
capitalone.com › learn & grow › money management › foreign transaction fees
Foreign Transaction Fees Defined & Explained | Capital One
Foreign transaction fee charges are generally 1%-3% of the transaction. Capital One doesn’t charge foreign transaction fees.
Capital One
capitalone.com › learn & grow › money management › no foreign transaction fees
Does Capital One Have Foreign Transaction Fees? | Capital One
Capital One doesn’t charge foreign transaction fees. View important rates and disclosures. But that’s just one benefit of having a Capital One travel rewards card. You could also: Elevate your next adventure with the Venture X card, which offers premium travel benefits and more.
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Do Capital One business cards charge currency conversion fees?
Capital One does not charge a separate currency conversion fee. Currency conversion is handled by the payment network (Visa or Mastercard) at the market rate on the processing date.
ramp.com
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
Are there any limits on international purchases with Capital One?
Capital One doesn’t cap international purchases, but you should ensure your available credit covers larger cross-border transactions. Some merchants may also require verification for high-value payments.
ramp.com
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
Will I see exchange rate fluctuations on my Capital One statement?
Since exchange rates vary daily, the final charge on your Capital One statement may differ slightly from the amount shown at the time of purchase, depending on when the transaction posts.
ramp.com
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
Ramp
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
November 10, 2025 - Business owners and consultants ... pair no foreign fees with strong rewards earning. For instance, the Spark Miles card earns 2X miles on every purchase, including international transactions. Those rewards accumulate faster than standard 1% cashback options, maximizing returns on business travel. Capital One’s rewards programs also suit travelers who prefer flexibility over loyalty to one airline or hotel group. Venture X cardholders ...
Capital One
capitalone.com › learn & grow › money management › venture vs. ventureone
Venture vs. VentureOne Travel Rewards Cards | Capital One
Venture and VentureOne are travel rewards credit cards. Both cards offer 5X miles on hotels and rental cars booked through Capital One Travel. Neither card charges foreign transaction fees.
Capital One
capitalone.com › learn & grow › more than money › cards for international travel
Credit Cards for International Travel | Capital One
When you’re traveling abroad, you won’t have to worry about the extra percentage that some issuers charge on international purchases. Capital One credit cards don’t charge foreign transaction fees, no matter where or when you travel.
WalletHub
wallethub.com › popular credit card questions
Capital One Venture Rewards Credit Card Foreign Transaction Fee Info
November 12, 2025 - The Capital One Venture Rewards Credit Card foreign transaction fee is $0. This means you won’t be subject to an additional charge whenever you use the Capital One Venture Rewards Credit Card outside of the United States
WalletHub
wallethub.com › edu › cc › capital-one-venture-x-rewards-credit-card-review › 99996
Is Capital One Venture X Worth the Annual Fee?
Capital One Venture X Rewards Credit Card
No Capital One credit cards charge foreign transaction fees, which is good news if you’re planning to travel abroad or make purchases from foreign merchants online. The Capital One Venture X is available to people with excellent credit. You can check your credit score for free on WalletHub. ... This Capital One Venture X Rewards Credit Card review ...
Capital One
capitalone.com › learn & grow › business resources › no foreign transaction fees
No Foreign Transaction Fee Business Credit Cards | Capital One
Foreign transaction fees can add ... these extra charges and enjoy seamless transactions. All Capital One business cards come standard with no foreign transaction fees....
Reddit
reddit.com › r/creditcards › capital one is terrible for international travel
r/CreditCards on Reddit: Capital One is TERRIBLE for International Travel
January 21, 2022 -
Don't be deceived by their marketing - Capital One is NOT a good card for international travelers. Yes they have no foreign transaction fees, but that doesn't do you any good if your card doesn't work.
Background: I work from home and typically spend 5-7 months abroad every year. I have a cheap US cell plan for when I'm in the US, but when traveling abroad, I use a cheap foreign SIM/plan. Big savings on cell service without the need for expensive international plans or roaming.
The problem: Capital One Mastercard is a fine card when using the physical card - it will work anywhere MasterCard is accepted. However, if you ever try to use the card on a website where you manually type in your 16 digit card number, expiration and CVV code - it generates a pop-up from MasterCard that wants to send you a OTC (One Time Code) as a text message to your US number. But what if you're not using your US number at the time? You have no way to receive the code. It doesn't give you any other option to receive the code. Not email, not a different international number, not an authenticator app like Google/Microsoft Authenticator. You're basically screwed. And don't bother trying to call customer service - there is NOTHING they can do. Its MasterCards Fault they'll tell you. Out of our control. Yet if you try to call MasterCard - "Sorry we're just the transaction processor, contact your card company." Circular finger pointing with you left screwed over.
I know this may be a small issue for people who keep their US number when outside US, but for travelers like me its a deal breaker.
Buyer Beware.
Top answer 1 of 5
36
I could be missing some thing, but it seems you think an entire card company is terrible based on the highly specific scenario where someone who resides in the US and has a US number travels outside the US but doesn’t bring their cell phone or have access to their US number and didnt update their contact/verification info with their card company even though its entirely predictable they’ll want to verify its you if you make a purchase abroad?
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Wouldn't a free Google Voice or similar number fix this problem? Something accessible from both phones.
CompareCards.com
comparecards.com › credit-card › ventureone-rewards
Capital One VentureOne Rewards Credit Card | CompareCards.com
It's important to note that a Balance transfer fee applies, but there is no foreign transaction fee. To top it off, you can earn 20,000 miles once you spend $500 on purchases within 3 months from account opening. ... The Capital One VentureOne Rewards Credit Card is a flexible travel rewards ...
Reddit
reddit.com › r/creditcards › anyone else being charged ftf with capital one venture x?
r/CreditCards on Reddit: Anyone else being charged FTF with Capital One Venture X?
November 5, 2023 -
I live in the US and got my venture X card with my US mailing address. The card terms explicitly say no foreign transaction fee, but I am traveling abroad in Chile and have been charged a $0.30 - $1.50 transaction fee probably 75% of the time I buy anything here. The card usually gets declined first and then the reader says to try again with the same card, after which it asks me if I accept the fee. I have not made any online purchases in Chile. Has anyone else experienced this?
Top answer 1 of 3
17
It is probably asking about dynamic currency conversion, which is a fee to convert the charge to USD at the point of sale. You can usually decline DCC and be billed in the original currency.
2 of 3
10
Sounds like the fee is being charged by the merchant, not Cap 1, because Cap 1 would just charge the fee, after the fact, and not ask you to accept it. Whatever this is, it's not a FTF.
Capital One
capitalone.com › learn & grow › money management › using a credit card abroad
Tips for Using a Credit Card Internationally | Capital One
But not all credit card issuers charge foreign transaction fees. Capital One doesn’t charge foreign transaction fees on any of its credit cards.
WalletHub
wallethub.com › popular credit card questions
Capital One Credit Cards With No Foreign Transaction Fee
1 month ago - All Capital One credit cards have no foreign transaction fees. With any Capital One credit card, cardholders will save an average of on each purchase they make abroad or with an international merchant, compared to the average credit card offer
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › credit cards reviews › capital one venture review: easy earnings, effortless redemptions
Capital One Venture Review: Easy Earnings, Effortless Redemptions ...
Capital One Venture Rewards Credit Card
No foreign transaction fees for overseas purchases. When I got this card, getting the fanciest travel perks wasn’t top of my list; I just wanted to get in the travel game. However, the perks that the card does come with are easy to use and convenient. The TSA PreCheck or Global Entry credit is one that’s useful to me. » MORE: Capital One credit cards mobile app review · The Capital One Venture ... The Capital One Venture features a big sign-up bonus, 2 miles per $1 spent, and the ability to redeem rewards for a statement credit, which makes redemptions a snap.
CNBC
cnbc.com › cnbc select › credit cards › is the capital one venture x worth the $395 annual fee?
Is the Capital One Venture X worth the $395 annual fee?
November 17, 2021 - In the first year alone, the card comes with perks easily worth over $1,000 (that includes the welcome bonus), not including the ones with variable values like the cell phone insurance and no foreign transaction fees.
NerdWallet
nerdwallet.com › credit-cards › learn › benefits-capital-one-venture
12 Benefits of the Capital One Venture - NerdWallet
July 31, 2019 - Because the Capital One Venture Rewards Credit Card doesn't charge this fee, you won't be charged an extra 3% to 5% on transactions when you use the card internationally. (None of Capital One's credit cards charges foreign transaction fees.)
Capital One
capitalone.com › help center › contact us › traveling with your card
Traveling with your card | Capital One Help Center
Capital One doesn’t charge foreign transaction fees.
Capital One
capitalone.com › credit cards › travel and miles › venture one
VentureOne - Miles Rewards with No Annual Fee | Capital One
I used it for all types of transactions and I had no issues whatsoever. I am going to another trip. I'll believe I would only just take this card a... Read More ... The points made when making purchases helps pay for itself. When it's money you where going to spend anyways, why not earn points while buying things you use every day or when you travel. ... My Capital One card is a good fit for me because I can use it to pay my monthly household expenses and earned airline miles to go visit my grandkids in Pennsylvania.
Reddit
reddit.com › r/venturex › currency conversion fee?
r/Venturex on Reddit: Currency conversion fee?
September 17, 2024 -
I was planning to make an online purchase from another country using my Venture X card. When I saw the converted amount in USD, it seemed a bit higher than expected based on the current exchange rate. Upon checking, I discovered that Capital One is charging a 6% currency conversion fee. I was under the impression that foreign transactions with VextureX didn’t have any fees.
Has anyone else experienced this, or am I missing something?
Top answer 1 of 4
15
Where did you see the converted amount in USD? If you’re paying a in another currency you should not see the converted amount unless it’s in your statement. If the vendor site showed you a price in USD, they’re the ones with the fees (and it’s mostly a higher conversion rate.
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When you make a purchase in a foreign country, always choose to pay in the local currency. When you do this, you will not pay any currency conversion fees. If you choose to pay in "USD" instead of local currency, then it is the vendor / vendor's payment processing platform that is charging you the fee. I just got back from 3 weeks abroad in multiple European countries, and the only times that I ended up paying more than expected were when vendors would sneakily choose currency conversion for me, rather than prompting me with the option to choose. This is commonly seen in small shops in tourist heavy areas. Sometimes it can't be avoided, and personally, it's not really worth the hassle of arguing over a few dollars at that point.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › is the capital one venture credit card worth its annual fee?
Is the Capital One Venture Credit Card worth its annual fee?
September 25, 2025 - No, the Capital One Venture Rewards Credit Card does not charge foreign transaction fees.