You can simply just get it for the sign up bonus and then downgrade. You’ll still come out on top Personally I don’t see why anyone would use the chase sapphire preferred and regular venture as travel cards not really worth their value imo Answer from Deleted User on reddit.com
Capital One
capitalone.com › credit cards › travel and miles › venture one
VentureOne - Miles Rewards with No Annual Fee | Capital One
Additional fees may apply. See https://travel.capitalone.com/terms-of-service/ for details. ... To redeem for a statement credit, redemptions must be made within 90 days from the date your travel purchase posts to your account. ... The actual number of miles you earn will depend on your credit limit and purchase activity. ... Some cardholder benefits are only available to the primary cardholder and not authorized users.
WalletHub
wallethub.com › popular credit card questions
2026 Capital One Annual Fee
December 9, 2025 - One of the best Capital One credit cards with a $0 annual fee is the Capital One VentureOne Rewards Credit Card. This card offers 20,000 miles for spending $500 in the first 3 months.
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Capital One
capitalone.com › learn & grow › money management › capital one venture card
All About the Capital One Venture Card | Capital One
You can use miles as you go for smaller purchases, or save them for big trips and bigger purchases. New cardholders can earn 75,000 bonus miles by spending $4,000 on purchases within three months of opening an account. There’s a $95 annual fee for ...
CNBC
cnbc.com › cnbc select › credit cards › capital one venture vs. capital one ventureone: which is the best for your needs?
Capital One Venture vs. Capital One VentureOne: Which is the best for your needs?
October 18, 2019 - 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time ... The Venture card has a $95 annual fee, while the VentureOne card has no annual fee.
Capital One
capitalone.com › learn & grow › money management › venture vs. ventureone
Venture vs. VentureOne Travel Rewards Cards | Capital One
Venture card cardholders earn unlimited ... 5X miles on purchases through Capital One Entertainment. The Venture credit card has a $95 annual fee....
Reddit
reddit.com › r/creditcards › is capital one venture worth it?
r/CreditCards on Reddit: Is Capital One Venture worth it?
June 5, 2025 -
I have CSP (got the 100k offer) and want to get a similar travel credit card for my girlfriend. She has a spending of ~$4000 coming up and wants to get some intro bonus out of it. Since, I have CSP, I do not think it makes sense to get her the same. I am confused between Venture and Autograph Journey. Venture seems a better option as we will get 75,000 miles even if we missed the $250 travel credit. Autograph Journey just fails to impress me.
Top answer 1 of 5
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No one really talks about the $95 Venture card, except for when they are making a list of the travel credit card options that have a $95 annual fee. These days the $95 Venture Card has been overshadowed by the $395 Venture X Card because that card gives you a $300 travel credit each year and 10k miles for travel equal to $100 each year. So you pay a $395 annual fee and get $400 to use towards travel, plus the card gives lounge access and extensive travel protections. In general, when you are considering any credit card with an annual fee, you need to calculate that the card offers benefits that total the amount of the annual fee. That doesn't exist with the $95 Capital One Venture Card. At least the Autograph Journey Card gives a $50 statement credit towards airline purchases, similar to how the Chase Sapphire Preferred Card gives a $50 statement credit for hotel purchases on the Chase travel website. If your goal is just to get the new cardmember bonus then do it, but there is nothing about the $95 Venture card that makes it a keeper card. The $95 Venture Card used to give lounge access but Capital One took that away a couple years ago.
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Venture is not worth keeping long term, it has literally no benefits other than churning after they removed the 2 lounge passes last year. That said, I would get that card for SUB, downgrade later and get venture X if you need a C1 premium card.
Capital One
capitalone.com › credit cards › travel and miles › venture
Venture Rewards Travel Card — Apply Today| Capital One
Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied.
Reddit
reddit.com › r/creditcards › why would anyone use the capital one venture card?
r/CreditCards on Reddit: Why would anyone use the Capital One Venture card?
September 5, 2022 -
Firstly, please understand this post is not a criticism and is instead a genuine question. My questions comes down to my understanding of the Venture card. It earns 2 miles per dollar. Miles are worth one penny apiece ONLY if redeeming towards something travel related, past or future. That’s fine for travelers, but it costs a $95 annual fee. This compared to the WF Active Cash, Citi Double, or PayPal MasterCard (all 2% actual cash, not required to be used against travel) doesn’t make sense to me. They don’t charge a fee and their rewards are worth more due to their flexibility. Once again, this post is not me talking down to Venture cardholders, but asking why you use one vs one of the aforementioned. As a quick example, if I have $500 in WF Cashback, I could easily apply that to a previous hotel stay or plane ticket, or even skip the middle man altogether and just get a check. Can someone help me understand?
CompareCards.com
comparecards.com › credit-card › ventureone-rewards
Capital One VentureOne Rewards Credit Card | CompareCards.com
No annual fee and cash rewards don’t expire as long as your account remains open.
Yahoo! Finance
finance.yahoo.com › personal finance › credit cards
Capital One Venture vs. Capital One VentureOne: Is an annual fee worth it?
December 4, 2024 - The Capital One Venture Card has a $95 annual fee, while the Capital One VentureOne has a $0 annual fee.
CNBC
cnbc.com › cnbc select › credit cards › is the capital one venture x worth the $395 annual fee?
Capital One Venture X Card: Is The Annual Fee Worth It?
November 17, 2021 - The Capital One Venture X Rewards ... in the first 6 months from account opening. However, the Venture X comes with a $395 annual fee....
Frequent Miler
frequentmiler.com › home › capital one venture x business 400k welcome offer (ending soon)
Capital One Venture X Business 400K welcome offer (ending soon)
2 days ago - While you have to pay a $395 annual fee, in my opinion, the anniversary bonus and $300 travel credit more than offset it, and you also get access to the lounge benefits and 2x everywhere earning.
The Points Guy
thepointsguy.com › news › capital-one-venture-x-worth-annual-fee
Is the Capital One Venture X worth the annual fee? - The Points Guy
November 15, 2025 - Related: Why you should add authorized users on the Capital One Venture X · The Venture X is one of our favorite premium travel cards for a reason. It's easy to get outsize value from its $395 annual fee if you're able to maximize its annual ...
Thrifty Traveler
thriftytraveler.com › news › credit-card › capital-one-venture-x-limited-time-offer
Big Bonus: Earn 75K Miles With the Capital One Venture X!
5 days ago - If you’re spending at least $400 a year on travel, the card’s $395 annual fee is effectively offset – and then some – by the $300 annual credit and 10,000-mile anniversary bonus alone.
Capital One
capitalone.com › learn & grow › money management › capital one travel cards
Which Capital One Travel Card Is Right for Me? | Capital One
A VentureOne for Good Credit card allows you to earn travel benefits without paying an annual fee. View important rates and disclosures. Plus, you’ll have the opportunity to enjoy: 5X miles per dollar on hotels, vacation rentals and rental ...
NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › is the capital one venture credit card worth its annual fee?
Is the Capital One Venture Credit Card worth its annual fee?
September 25, 2025 - With at least 2x points on all ... for something high on value but low on complexity. Of course, there’s the annual fee of $95 to consider....
The Points Guy
thepointsguy.com › credit-cards › capital-one-venture-x-first-premium-card
Why the Venture X should be your first premium card - The Points Guy
December 3, 2025 - With a solid list of perks at a $395 annual fee, here is why you should consider making the Venture X your first premium card. The Venture X was my first card with lounge access, and I think it's a great card to start with — especially if ...
Thrifty Traveler
thriftytraveler.com › guides › credit-card › capital-one-venture-x-annual-fee
Why the Capital One Venture X Annual Fee Shouldn't Scare You Off
February 19, 2024 - Then your annual fee for the Venture X isn't really $395 a year – it's more like $95. And if you aren't the type to spend $300-plus, a premium travel credit card probably isn't right for you, anyway.
U.S. News
money.usnews.com › home › credit cards › capital one
Capital One VentureOne Rewards Credit Card 2025 Review | US News
The card allows you to earn 20,000 ... for 15 months. After that, the APR is 18.74% to 28.74% (variable). The card charges a $0 annual fee and has no foreign transaction fees....
Credit Karma
creditkarma.com › creditcard › CCCapitalOne1076
Capital One VentureOne Rewards Credit Card
Intuit Credit Karma offers free credit scores, reports and insights. Get the info you need to take control of your credit.