Hi everyone! I've been doing research on getting my first rewards card, mostly for travel. I have CapOne Savor, so I was looking into the Venture X since it is recommended a lot. However, I realized that Venture and Venture X are extremely similar. If I don't value the $300 travel credit and my home airport doesn't have a capital one lounge, does it make more sense to just get the Venture since I still get global entry credit (which I want). They both have the same SUB and 2x on everything which is extremely ideal for me. Is there something I'm missing? It seems as though the travel protections are the same as well, but Venture is only $95. Thanks!
EDIT: Update! I ended up going with the Venture X. I have at least 3 flights this year that I haven't booked yet that the travel credit will likely come in handy for. Worse case is I'll downgrade to the Venture, but thank you all for the helpful breakdowns and insights :) unrelated, but here's to hoping that Southwest flights get added to the CapOne portal at some point 🤞🏿
Capital One Venture or Venture X - myFICO® Forums - 6448717
For those looking to complete the Capital One Duo, why would one choose the Venture over the Venture X?
Should I get Venture X or Venture Rewards?
CapitalOne Venture vs Venture X
What credit score do you need for the Venture and Venture X cards?
You’ll likely need at least a good credit score (670 or higher) to get the Venture or Venture X card. However, you can check to see if you’re preapproved for either (or both) cards without impacting your credit.
Is the Venture X card worth it?
For the average traveler, the Venture X can be well worth its annual fee (rates & fees) since it can be offset simply by utilizing the $300 annual credit for bookings through Capital One Travel and redeeming the 10,000 anniversary miles which are worth $100 toward travel. And the card just piles on more value from there through its rewards, lounge access and premium perks.
Can I upgrade my Venture Rewards card to the Venture X card?
Yes, but you’ll need to wait at least a year after getting the Venture Rewards card to request an upgrade to the Venture X. Also, keep in mind that the welcome bonus for the Venture X is only available to those who open new accounts rather than upgrading from an existing card.