Capital One
capitalone.com › help center › checking & savings › wire transfer support
Wire transfer instructions | Capital One Help Center
In order to send a wire transfer to your external linked account, it must have been on file for at least 30 days prior. Not all account types are eligible for international wires with Capital One, please contact 1-800-655-BANK prior to visiting a branch location if you are a new sender.
Capital One
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
The time it takes to send a wire transfer may depend on whether the transfer is domestic or international. Generally, domestic wire transfers take one to three days, while international wire transfers can take two to five business days.
Best way to transfer large amounts of funds between banks.
Do you have a Checking account with BoA? If so, move funds from your BoA Savings to checking and then write yourself a check from BoA and deposit it in Capital One. If you don’t have that checking account, you can close BoA savings account, have BoA give you a check and deposit that in Capital One. Or, go to BoA in person, withdraw cash and take it to Capital One. But I suspect you are doing all online banking, so checks and electronic transfers are all you have. More on reddit.com
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June 18, 2025What is a ‘title company’ - Capital One Wire Transfer - Bogleheads.org
Went into Capital Ones website, and they mention I can only send wire transfers to title companies. So I call the attorneys office that I’m suppose to wire the $ to and awkwardly ask if they are a title company, which of course I get told they are a law firm like there is something wrong with me. They proceed to tell me NC (I’m new here) does not have title companies. In my limited ... More on bogleheads.org
Capital One 360 Savings bank to bank transfer
Ach isn’t limited More on reddit.com
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October 17, 2022Transfer times are ridiculous.
Agreed i have a HYSA with them and it takes a week for it to process and just frustrates me More on reddit.com
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September 1, 2024How do I send a wire transfer with Capital One?
To send a wire transfer, follow these steps:
Sign in to your Capital One account online or through the mobile app.
Go to Account Services & Settings and select Wire Money.
Enter the recipient’s wire information, including their name, bank name, routing number and account number.
Review and submit your request. You’ll receive status updates by email, text or push notification.
Before starting, make sure the funds are available in your account. Learn more about what’s required to send wire transfers.
capitalone.com
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
Does Capital One have a business account with free wire transfers?
Enhanced Checking accounts include free domestic incoming wire transfers and five free domestic outgoing wire transfers per month. After the first five, additional domestic outgoing wires are $25 each. Incoming international wires cost $15, while outgoing international wires cost $40 when sent in foreign currency and $50 when sent in U.S. dollars.
This account has a $35 monthly service fee, which can be waived by maintaining a 30- or 90-day average balance of $25,000 or more.
capitalone.com
capitalone.com › small-business › bank › products › checking › enhanced-checking
Enhanced Checking: Small Business Banking | Capital One
What is a wire transfer?
A wire transfer—also known as a wire payment, bank transfer or bank wire—is an electronic transfer of funds from one bank, credit union or financial services company to another.
capitalone.com
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
Capital One
capitalone.com › help center › checking & savings › send and receive a wire transfer
Send and receive a wire transfer | Capital One Help Center
Keep in mind, these steps apply to personal bank accounts. The wire transfers process for small business and commercial accounts may differ. Additional Information You may need to provide the sending bank the following information: ... Your Capital One account and routing numbers.
Wise
wise.com › us › blog › capital-one-transfer-limit
Capital One transfer limits [2024] - Wise
June 24, 2024 - The good news is that there’s no upper limit to the amount you can send overseas with Capital One if you have an eligible account. The bad news is that an overseas transfer has a 40 USD upfront fee, and may also incur third party fees or exchange ...
Capital One
capitalone.com › learn & grow › money management › what is a wire transfer?
Wire Transfer: What It Is and How It Works | Capital One
But the limits are usually high and may have a $100,000 minimum per day, making this one option for large transactions. Wire transfers can also have associated fees, often ranging from $0 to $50, depending on the type of transfer taking place.
Reddit
reddit.com › r/banking › best way to transfer large amounts of funds between banks.
r/Banking on Reddit: Best way to transfer large amounts of funds between banks.
June 18, 2025 -
I have a savings account at Bank of America and I'm not drawing any interest. I recently opened a savings and checking account with Capital One. They have pretty decent interest rates. What's the best way to transfer funds from Bank of America to Capital One. I tried doing so and it indicates there is a $5000 limit. I want to transfer much more. I know there is a fee but would wiring money from Bank of America to Capital One be better? Or is there another way?
UPDATE------------------------------------------------------
Thanks for the info guys. I initially tried an ACH pull from Capital One and that's when the restriction popped up. I then decided to go over to Bank of America and do an ACH push. This worked out fine. It took about two days, but it let me transfer any amount that I wanted with no problem to my Capital One account.
Sorry for wasting everybody's time. I should have tried this to begin with!
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Do you have a Checking account with BoA? If so, move funds from your BoA Savings to checking and then write yourself a check from BoA and deposit it in Capital One. If you don’t have that checking account, you can close BoA savings account, have BoA give you a check and deposit that in Capital One. Or, go to BoA in person, withdraw cash and take it to Capital One. But I suspect you are doing all online banking, so checks and electronic transfers are all you have.
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Link your BofA account to Capital One and do an ACH pull from Capital One. Not sure what limit you'll have with a new account. It's one of those things where it's worth having one or two hub banks that can move funds around as needed.
Capital One
capitalone.com › bank › disclosures › savings-accounts › online-savings-account
360 Savings Account Disclosures | Capital One
If we agree to process an outgoing domestic wire transfer for you, the cost per wire will be $30.00. If you present us with a foreign check, we will not charge a fee, but the paying bank may deduct a fee from the proceeds. A Cashier's check purchased at a Capital One location is $10.00.
Capital One
capitalone.com › small-business › bank › products › checking › enhanced-checking
Enhanced Checking: Small Business Banking | Capital One
Enhanced Checking accounts include ... wire transfers per month. After the first five, additional domestic outgoing wires are $25 each. Incoming international wires cost $15, while outgoing international wires cost $40 when sent in foreign currency and $50 when sent in U.S. dollars.
Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
What is a ‘title company’ - Capital One Wire Transfer - Bogleheads.org
May 5, 2023 - Went into Capital Ones website, and they mention I can only send wire transfers to title companies. Seriously? You think the only recipients of wire transfers are title companies? Capitol One limits wire transfers to any company or individual other than a Title Company to $50,000.
NerdWallet
nerdwallet.com › banking › learn › wire-transfers-what-banks-charge
Wire Transfer Fees: What Banks Charge - NerdWallet
March 6, 2018 - Bank wire transfers aren't the only way to send money. For transfers within the U.S. to friends and family, consider Venmo or Cash App, and other nonbank providers that charge fewer fees. If you need to send money abroad, look for money transfer service providers that offer better exchange rates, such as Wise, PayPal's Xoom and others listed in our roundup of the best ways to send money internationally. Note that these methods each have limitations to how much you can send.
Capital One
capitalone.com › bank › disclosures › checking-accounts › online-checking-account
360 Checking Account Disclosures | Capital One
A Cashier's check purchased online (expedited delivery) is $20.00. An outgoing domestic wire transfer is $30.00. If you present us with a foreign check, we will not charge a fee, but the paying bank may deduct a fee from the proceeds. Each customer's first 50 quantity checkbook is free.
Bank of America
bankofamerica.com › online-banking › service-agreement.go
Bank of America | Online Banking | Service Agreement
November 14, 2025 - 3/ The minimum transfer amount (per transaction) for any Same Business Day (Domestic) Wire transfer and International Wire Transfer is $10.00. Daily and monthly limits may also apply. You may be eligible for higher transaction limits if you add Secured Transfer to receive a one-time passcode ...
Instarem
instarem.com › wire-transfer › capital-one
Capital One Wire Transfer: Transfer Time, Fees, and Limits | Instarem
June 12, 2024 - Keep in mind that Capital One imposes a strict cut-off time for both domestic and international wire transfers.
AOL
aol.com › finance › wire-transfer-capital-one-step-160719370.html
How To Make a Wire Transfer With Capital One: Your Step-by-Step Guide
March 7, 2025 - Limit: No maximum. Required Info: Account holder’s name and ABA routing number. Fee: $30 for each domestic wire — whether you do it online or by phone. Cutoff: If you submit before 2 p.m. ET on a weekday, the money usually arrives the same day.
Exiap
exiap.com › home › guides › capital one international wire transfer: fees, rates and transfer time
Capital One International Wire Transfers 2026: Fees, Rates & Speed - Exiap
July 7, 2025 - Here’s a recap of the delivery times you may expect from the providers we profiled earlier: ... With Capital One, daily transfer limits of 50,000 USD to an individual person and 500,000 USD to a title company apply.
Capital One
capitalone.com › bank › money management › banking basics › how to transfer money
How to transfer money to another bank account | Capital One
Whether you’re looking for how to make bank-to-bank transfers between your own accounts or how to transfer money to someone else’s bank account, wire transfers can be a common method. A wire transfer is an electronic transfer of money. These bank transfers can usually be done online or you have the option to go to a branch and request the transfer in person.
Remitly
blog.remitly.com › home › personal finance › wire transfer limits: a guide to making large wire transfers in the u.s.
Wire Transfer Limits: How Much Can You Send?
June 28, 2025 - Alternative payment services include ... under the Electronic Fund Transfer Act (EFTA), which does not put a limit on the amount of money a person can transfer....
JustAnswer
justanswer.com › finance › qex3o-need-info-having-money-transferred-capital-one.html
Wire Transfer Receiving Limits for Capital One Savings
October 23, 2024 - • Your Name and Address: Make sure these match the information on your account.2. Confirm Limits and Fees with Capital One:• Capital One does not charge fees for incoming wire transfers, but confirm if there are any limits or conditions specific to your account type.3.
Capital One
capitalone.com › bank › disclosures › savings-accounts › online-performance-savings-account
Performance Savings Account Disclosures | Capital One
If we agree to process an outgoing domestic wire transfer for you, the cost per wire will be $30.00. If you present us with a foreign check, we will not charge a fee, but the paying bank may deduct a fee from the proceeds. A Cashier's check purchased at a Capital One location is $10.00.
MoneyTransfers
moneytransfers.com › home › reviews › capital one for international transfers
Capital One For International Transfer | Fees & Rates Compared
Capital One
Average online reviews for Capital One's transfer speed. 0s represent no reviews for the given period. ... Considering you can only send an international wire transfer to your local branch, there is no limit on the amount you can send. Explore Capital One's international money transfer offerings, including service details, fees, and options to transfer money globally with confidence.