Capital One
capitalone.com › bank › disclosures › savings-accounts › online-performance-savings-account
Performance Savings Account Disclosures | Capital One
If you then decide to withdraw the money, the amount of the withdrawal, plus the charge, will be deducted from your 360 Checking account at the time of the transaction. Account transfer limitations: Our savings and money market accounts permit no more than six (6) transfers per statement cycle to ...
Reddit
reddit.com › r/capitalone_ › savings withdrawal limit
r/CapitalOne_ on Reddit: Savings withdrawal limit
January 15, 2024 -
I have a checking and a 360 savings account with Cap1. Due to getting 4.35% interest with the savings account I have been keeping all my money in there and paying bills directly from my savings or transferring to my checking right before I need the money in there.
Anyway, I know there used to be a federal law about no more than 6 withdrawals from a savings account in 1 month. I heard the feds suspended that law during covid, but not all banks took to it. I called Cap1 today to check and they officially suspended it on November 1st, 2023.
I just wanted to let everyone know that if you have money in your checking due to being worried about this, you can put it all in your savings to gain a bit in interest. Enjoy!
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this is quite a lifehack*. i moved a lot of my short-term savings to Vanguard Money Market which is over 5%, but it takes a few days to get a withdrawal into my bank account. i'll gladly sacrifice a percentage point and keep a bit in a capital one savings account for quicker access.
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I just called CapitalOne about their transfer limits to external accounts (the amount, not the number of transfers per month). They say that there is a limit, but that it is determined by "the system" on the fly and don't guarantee a range or a minimum amount you're able to transfer. (That's also what their account disclosures say.) Really weird, and not inspiring a lot of confidence. https://www.capitalone.com/bank/disclosures/savings-accounts/online-performance-savings-account/ : Automated Clearing House (ACH) External Transfer transactions are subject to limits on the dollar amount of electronic transfers between your account and external accounts at other financial institutions. These limits are designed to be flexible in order to protect the security and integrity of the service and accounts, as well as you and all other users of the service. Based on confidential fraud and essential risk criteria, they may be modified at our discretion without advance notice.
Withdrawal Limit At Capital One Savings Account?? - Bogleheads.org
Recently, Capital One took that over. Today, after making a withdrawal from the account, I received a warning that I had three withdrawals left this month. Looking on the FAQ, I found this: "Is there a limit to the number of withdrawals I can make from my 360 Savings? More on bogleheads.org
Transfer time from 360 performance savings to capital one checking
I have capital one checking 360 and savings 360. Transfer between the two are instant More on reddit.com
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April 14, 2024Capital One 360 Savings: Pros and Cons?
Capital One 360 is the name of their checking account. I think the savings offering is called 360 Performance Savings. Rather than Capital One's checking, I opted for Discover Cashback Debit Checking . I went with Discover because of their 1% cashback on spending. I mean, you get 1% on every purchase you make with this account so that's just very very nice. More on reddit.com
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March 30, 2024Savings withdrawal limit
this is quite a lifehack*. i moved a lot of my short-term savings to Vanguard Money Market which is over 5%, but it takes a few days to get a withdrawal into my bank account. i'll gladly sacrifice a percentage point and keep a bit in a capital one savings account for quicker access. More on reddit.com
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January 15, 2024How can I open an online savings account with Capital One?
You can open a 360 Performance Savings account in about 5 minutes online, on your mobile device or at a Capital One location—no minimum balance required.
To open a no-fee, no-minimum 360 Performance Savings account, have these things ready: your name, date of birth, mailing address, email, phone number, employment information, annual income, Tax ID Number (SSN or ITIN) and citizenship information. You’ll also need to agree to the terms and conditions. Based on varied factors, you may be denied for a 360 Performance Savings account. Upon approval, you’ll have 60 days to fund your account. Read
capitalone.com
capitalone.com › bank › 360 performance savings account
High-Yield Rate: 360 Performance Savings | Capital One
Can I withdraw money from a savings account?
You can withdraw your money from your 360 Performance Savings account online or at a branch, but not by using an ATM. To withdraw using an ATM, you’ll first need to transfer money to a checking account—for example, our no-fee, no-minimum 360 Checking account.
capitalone.com
capitalone.com › bank › 360 performance savings account
High-Yield Rate: 360 Performance Savings | Capital One
How do I open a Capital One business savings account online?
Opening a business savings account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:
Personal Identification (Social Security card, and/or personal tax return)
Your business’s Articles of Ownership, Articles of Incorporation, business tax returns, proof of ownership, SS-4 Notification Letter, Assumed Name Statement and/or your current lease or Certificate of Occupancy.
Up-to-date information about your business’s owners (ownership percentag
capitalone.com
capitalone.com › small business bank › products › savings
Small Business Savings Accounts & Banking | Capital One
Capital One
capitalone.com › bank › 360 performance savings account
High-Yield Rate: 360 Performance Savings | Capital One
6 days ago - Capital One’s 360 Performance Savings accounts are insured by the FDIC up to allowable limits, giving you peace of mind. Please note that any Capital One or Discover Bank deposit accounts opened on or after May 18, 2025 are immediately counted with your other Capital One deposit accounts for determining deposit insurance coverage by the FDIC. ... You can withdraw your money from your 360 Performance Savings account online or at a branch, but not by using an ATM.
Forbes Advisor
forbes.com › advisor › banking › savings › best-high-yield-savings-accounts
Best High-Yield Savings Accounts: Up To 5.00% APY – Forbes Advisor
6 days ago - You are limited to 6 withdrawals per month.
Capital One
capitalone.com › bank › money management › banking basics › what is a savings account?
What is a Savings Account? | Capital One
If you’re thinking of opening a savings account, it’s important to note that they’re not ideal for everyday purchases—there may be limits on withdrawals from savings accounts.4
Investopedia
investopedia.com › capital-one-savings-accounts-are-not-bad-but-can-you-do-better-11843686
Capital One Savings Accounts Are Not Bad, but Can You Do Better?
November 4, 2025 - No monthly fees or minimum deposit: The 360 Performance Savings account doesn’t charge monthly fees or require a minimum deposit to open. No limit on monthly withdrawals: While Capital One previously limited savings account withdrawals to ...
Capital One
capitalone.com › small business bank › products › savings
Small Business Savings Accounts & Banking | Capital One
Capital One reserves the right ... You have 24/7 access to your money through online banking and the Capital One Mobile app. You can make up to six free withdrawals ......
MoneyRates
moneyrates.com › home › reviews › capital one 360 performance savings review 2026
Capital One 360 Performance Savings: Review 2026 | MoneyRates
1 week ago - Capital One offers several CD accounts for savers. High-yield CD accounts feature terms of 12, 24, and 60 months. There is no minimum balance required to open one of these CDs, and they’re all FDIC-insured.
Capital One
capitalone.com › bank › disclosures › checking-accounts › online-checking-account
360 Checking Account Disclosures | Capital One
Daily limits on withdrawals from ... service and may be modified at our sole discretion without advance notice. You can check your daily withdrawal limit on the Capital One Mobile App or by calling us at 1-800-655-2265....
SmartAsset
smartasset.com › checking-account › capital-one-banking-review
Capital One Bank Review | SmartAsset.com
1 week ago - You will also have to keep track of your withdrawals as you are limited to six outgoing transactions per statement cycle. Going over that limit will end up in a penalty fee. If you're ever unsure how many transactions you've made, you can easily ...
Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Withdrawal Limit At Capital One Savings Account?? - Bogleheads.org
March 19, 2014 - However, in reading about it now, there is some nasty stuff in it. The Fed trashes savers again: The limit is 6 for online transactions of any amount, and in persons transactions are unlimited. Let's not be dramatic. There's some stuff in there about losing interest depending on when you make ...
U.S. News
usnews.com › home › money › banking
Best High-Yield Savings Accounts - January 2026 | US News Money
1 week ago - Even though the limit continues to be waived at the federal level, banks and credit unions have applied it unevenly in practice. Some banks have maintained the six-withdrawal limit, while others have raised it to eight or nine a month. Others have eliminated it completely.
CNBC
cnbc.com › cnbc select › banking › best high-yield savings accounts from big banks in 2025
Best high-yield savings accounts from big banks in 2025
1 month ago - Standout benefits: The six monthly withdrawal limit doesn't apply to transfers to pay down on Sallie Mae loans. ... Sallie Mae Bank is a Member FDIC. ... Terms apply. Read our Sallie Mae High-Yield Savings Account review.
Fortune
fortune.com › article › capital-one-banking-review
Capital One 360 Review 2026: Checking, savings, CDs ...
3 weeks ago - Capital One states that you can withdraw $500 per day and $2,000 per month from an ATM when using your bank app.
Quora
quora.com › How-do-you-withdraw-money-from-a-savings-account-in-Capital-One
How to withdraw money from a savings account in Capital One - Quora
Answer (1 of 2): A2A: If you are close to one of the branches, you can just withdraw as usual. If it is online banking, you can transfer the amount to your checking account and use your debit or checks to make purchases. You can also pay your credit card from it. You may use your debit card to ...
Capital One
capitalone.com › bank › disclosures › savings-accounts › online-kids-savings-account
Kids Savings Account Disclosures | Capital One
Account limits: We reserve the right to limit the number of accounts you may open at our discretion and without advanced notice. The basics: The Capital One Kids Savings account is a joint savings account. The account requires an adult to open the account in their name and in the name of a minor customer under the age of 18. If the minor is 12 years of age or younger, then a parent or legal guardian must be a joint owner. To deposit and withdraw from the account, the adult can link their Kids Savings account to their personal (non-business) checking account at another U.S.
Carry
carry.com › learn › capital-one-high-yield-savings-review
Capital One High Yield Savings Review 2025 - Carry
September 16, 2025 - 4%+ at niche providers) ❌ No direct ATM access for the savings account itself (withdrawals require transfers) ❌ Six withdrawal limit per month under federal rules ❌ No ability to deposit cash outside of limited in-branch or CVS options
WalletHub
wallethub.com › popular banking questions
How do I withdraw money from my Capital One 360 Savings Account?
January 20, 2021 - You can withdraw money from your Capital One 360 Savings account in any of the following ways: - Use the 360 Checking Debit Card anywhere MasterCard is accepted. - Use the 360 Checking payment features
Capital One
capitalone.com › bank › money management › banking basics › high-yield savings account
What is a high-yield savings account? | Capital One
After all, the easier it is to make a deposit, the easier it’ll be for you to save. A high-interest savings account usually works like any other savings account. Keep in mind though that some savings accounts may have limits on how many withdrawals you can make each month.3
NerdWallet
nerdwallet.com › banking › learn › capital-one-360-savings-account-interest-rate-how-it-compares
Capital One 360 Performance Savings Account Interest Rate - NerdWallet
November 14, 2025 - Annual percentage yield, or APY, is a percentage that reflects the total amount of interest you earn over one year. Tip: Be sure to check your bank account’s savings rate regularly. If you aren’t earning a top rate, check with your bank to see if you can switch to a better option, or consider moving your money to a different institution. Capital One 360 offers online accounts with no monthly fees and above average rates that are often found with online savings accounts.