I'm ordering flights, but have to order directly through the carriers when I do (call ie jet blue directly). We mostly use jetblue, southwest, and united, occassionally spirit. So, some day I need to get a proper travel card, for now rewards are minimal/nonexistant. Other cards are fidelity 2%, amex bce, and an old quicksilver and discover, my starter cards.

I think chase has better protections, but is savor one similar? Would rather build credit history with capital one. But ie in case I had to rebook a flight in the event of a cancellation, would be good to go with whatever card will reimburse.

I am thinking of getting the Amazon Prime Visa Signature Card. My credit score is 715 and I already have an Amazon membership. I pay my cards off every month, but I only have 5 years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

Sorry if this is a repost. I did a search and couldn't find a similar thread.

I received a letter from Chase stating that starting 5/1/2023:

• 2% cashback at drug stores will be discontinued

• Purchases made through Chase Travel with eligible Prime membership will be added as a new 5% cashback category

• Local transit and commuting, including rideshares, will be added as a new 2% cashback category

Of course, 2% back on restaurants and gas is not going anywhere.

As someone who doesn't fly often and only has Amex Gold and Cap 1 Venture as my travel cards, I thought this was a nice change until I found out on Chase Travel that it's not available to me due to me not having a UR card.

So this doesn't sound entertaining at all. Why would I book travels with an Amazon Prime card if I already have a UR card?

I called card member services who transferred me to the travel department who then transferred me back to card member services who then transferred me to the benefits department who told me to contact card member services. But after an hour here's what I was able to confirm:

• If you have the Amazon Prime card but not any UR card, you can only call Chase Travel to make a booking and earn the 5%.

So, "through Chase Travel" but not really through the Chase Travel website. Not sure how I feel about that lol.

I have a Chase card for years but forgot about its benefits. While shopping at Amazon they had a pop-up to remind me to make it the default one.

On the app it says: “Earn unlimited 5% back at Amazon.com, including Amazon Fresh, Prime Video, Kindle Unlimited and Whole Foods Market with an eligible Prime membership”

Looking for suggestions on a card (or two) for my use case. Currently I have the Chase Amazon Prime card but was wondering if the CSR or CSP card might be a good option for me.

Family of 4 that travels 4x domestically spending about $10k a year on flights. We usually stay with friends when traveling so hotel perks are not really needed.

I travel for business every other month but I must use my corporate card. It would be nice to have some lounge access but I usually spend as little time in the airport as possible.

Normal credit card bill is <$4k/mo. Expenses are mostly

$1k Groceries (Costco, Trader Joe’s, Whole Foods)

$1k Online Shopping (Amazon and various websites)

$500 Restaurants/Takeout

$500-1k Misc

$0 Gas (EV owner)

I fly often enough that I've been interested in getting a travel credit card with low annual fee (6-8 domestic trips per year), but I already have the Chase Amazon Visa which gets me 5% back on all hotel/airline/car rental through the Chase portal. I've found myself locked into the idea that I need a travel credit card, but what am I really getting with a travel credit card that I'm not already getting?

The Chase Sapphire Preferred makes the most sense for me since I can pay the card in the same portal as my other Chase card, but since I've never had a travel card I don't know what exactly "2x" this and "3x" that really amounts to. Can someone let me know if I am missing out on something here?

I normally use my chase freedom, sapphire or Citi costco card to make all my purchases. But I saw an ad on amazon that the credit card they offer gives you 5% off all purchases is it worth it? I normally don’t keep a balance on my credit cards and pay them off before the end of the month so APR isn’t an issue for me.

Title essentially says it.

Background: There is a limited time offer with a $200 Amazon Giftcard due to Amazon Prime day. I only have quarterly rotating CCs (eg. CFF, Discover) that sometimes earn 5% back on my Amazon purchases. Since I purchase around 200-300$ per month on Amazon, getting a constant 5% rate back would be interesting.

However, I would love to have the flexibility of UR points for redemption.

Does anybody know about that?

So ive been considering the Amazon CC since i do so many purchases in a year on amazon. Do any of you have / use it? I currently have Amex gold, Amex Blue cash, Amex adelta and Chase reserve. Is it worth it if you spend around 5-10k a year on amazon?

The quick hits from their marketing page are…

• 5% at WF, Prime, and Chase Travel

• 2% at restaurants and transit

• No annual fee

• No international fees.

I wouldn’t carry a balance and would only use this for the rewards. But it’s not got the best (crowdsourced) reviews.

If I already have (+ shop) Amazon Prime and shop at Whole Foods for groceries most of the time, is there a catch in not seeing?

Hey everyone,

I've been debating what card to get next, and I'm currently a bit torn between the Amazon Prime Visa and the Chase Freedom Unlimited. I'm interested in and leaning towards the Prime Visa since I've been a Prime member for some years now and shop on there at least 1-2 times a month (more than that during the holidays). I feel like I've been leaving a lot of money on the table by not having this card in my wallet, but it sucks that it's cashback only. On the other hand, I've been looking at the Freedom Unlimited since I don't have a catch-all card for everyday spending. I would like to complete the Chase Trifecta since I like their ecosystem (already have the CSP and CFF) and earning points for travel.

I'm now 2/24 after getting approved for Bilt and CFF back in March of this year, and my credit score is 753 (Experian). I tried using Chase's pre-approval tool, and weirdly enough, the CFU didn't show up for me, but nearly every other Chase card did, so I'm a little concerned about my chances of approval for it if I were to go down that road. The goal is to have both of these cards in my wallet at some point, but I would love to know which of these two you think I'm better off getting next. Thanks in advance!

Around 10% of my total 2024 spend was on Amazon purchases…might be a no brainer but thoughts on getting an Amazon CC for those purchases if I’m expecting similar spending going forward?

Chase bank's Amazon Visa credit card looks really good for a person like me who buys from Amazon from time to time, but does not have a Prime membership, and who likes to travel internationally every few years.

The card has no annual fee, no foreign transaction fees, a one-time $50 Amazon gift card bonus, 3% back at Amazon.com, 2% back at gas stations, restaurants, and on local transit and commuting, and 1% back on all other purchases, with a variable APR of 19.49%–27.49%, which is high, but typical of all Chase's credit cards.

Am I correct in thinking this is a good deal?

Is there a catch I am missing?

I'm just a bit curious because I've been traveling and nomading for a long time and have used Chase Sapphire and now Venture X for travel points and lounge access.

I'm thinking about switching to a new one maybe with better travel insurance if possible.

Which card is worth it?

If you could pick your card based on lounge access? Travel insurance? Points? Rental coverage?

Thanks for the suggestions.

I use Amazon but I wouldn’t call myself someone who uses it everyday. Am a casual spender and when I buy I spend more than 50 dollars on my orders. I had this before but never used it since I had the card since 1 year ago . I haven’t used the card the moment it came in the mail. Recently I got a new card with 28 BENEFITS and no annual fees? Sounds amazing but am a bit skeptical. Can someone confirm if this card is trustworthy?

I’m new to this. We use Amazon for nearly all shopping. When I saw that Amazon gives 5% back on all Amazon purchases as long you have a prime account I got the card. I assume 5% cash back is better than whatever I would get on Csr. Now I’m confused - Amazon card also gives 2% on restaurants and gas, and 1% on “anything”. I plan to travel next year.should I stick w all spending on Csr except Amazon?

I’ve been a prime member for a long time, definitely use it often. Right now they’re offering $200 gift card into account as offer. Is this card a no brainer and definitely worth having for an Amazon prime member? Also I do have another Chase credit card already so would I just sing into my chase account to pay the card and I’ll see both my credit cards? Does my other chase cash back card and this cash back card all stack or do I have to transfer the points from Amazon to chase then redeem cash back? Thank you.

I have two of the top travel cards so I really never looked at my Prime card as anything more than a card for Amazon.

I know one card doesn’t fit all, but I think for a ~no annual fee card, I can’t think of a solo card that is good for every day use and travel.

You’ll get 5% for groceries (Whole Foods) and the value is even higher for those who have an Amazon Fresh store near by. I know $500 monthly spend at Whole Foods won’t put the same amount of food on the table if you were to spend it at Kroger, Walmart, Costco, Aldi, Publix and so on, but it is a high percent in cash back for a typical big spend category for most.

You’ll get 5%+ on Amazon which can cover many purchases for most people and removes the need for going to a physical store sometimes. Then you’ll get protections on your purchases along with the option for extended warranties.

You’ll get 2% on gas, dining & transit. Not the highest out there but the first two are definitely a welcome. Two more categories that lots of people use a good amount of spend on.

Then you’ll get 5% on travel when you book through chase. Along with that you’ll get lots of other goodies like secondary insurance for your rental, baggage delay insurance, roadside dispatch & travel accident insurance. All that and no foreign transaction fees.

It’s honestly a lot packed into one card. The Autograph and Bilt came to mind as far as the closest that may compete but they still fall short. The Autograph has good multipliers but doesn’t have a grocery option. The Bilt doesn’t have that great of multipliers but you you are able to pay once of your biggest spends each month with it, transfer points out and have trip delay insurance.

Again, not one card fits all but what are some other all around cards that might be better than the Prime or the other two aforementioned cards?