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Chase
chase.com › personal › credit-cards › freedom › freedomfive
Chase Freedom: Cash Back Credit Card | Chase.com
Activate by March 14, 2026. You are only required to activate once in the quarter. ... Benefits that put you first, from 5% cash back on quarterly categories to 1% on all other purchases, and we’re just getting started…
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NerdWallet
nerdwallet.com › credit-cards › learn › 5-percent-bonus-category-credit-cards
Which 5% Rotating Bonus Category Card Should I Choose? - NerdWallet
3 days ago - Bank Shopper Cash Rewards® Visa Signature® Card also offers changeable categories, its top rate is 6% back, instead of 5%. » MORE: Credit cards that offer customizable rewards · The Chase Freedom Flex® is a valuable and potentially lucrative card that you can maximize for everyday spending.
People also ask

When does Chase announce the Freedom bonus categories?
Chase typically announces new Freedom bonus categories shortly before each new quarter begins.
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lendingtree.com
lendingtree.com › credit-cards › articles › chase-freedom-quarterly-bonus-category-calendar
Chase Freedom Quarterly Bonus Calendar 2026 | LendingTree
Are Chase cards good?
Yes, Chase offers a diverse selection of credit cards that are good for many different types of consumers. The best Chase cards come with valuable rewards programs and excellent sign-up bonuses.
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lendingtree.com
lendingtree.com › credit-cards › articles › chase-freedom-quarterly-bonus-category-calendar
Chase Freedom Quarterly Bonus Calendar 2026 | LendingTree
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NerdWallet
nerdwallet.com › credit-cards › learn › current-credit-card-bonus-categories
Current Bonus Categories: Chase Freedom, Discover, Citi - NerdWallet
4 days ago - Also in Q4 of 2021, holders of the Chase Freedom Flex® (but not the original Freedom card) could earn an additional 5% cash back in the eligible category where they spent the most money, on up to $1,500 in spending. Those categories: Travel (including transit); dining; home improvement stores; grocery stores (not including Target and Walmart purchases); drugstores; das stations; select live entertainment; select streaming services; fitness club.
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The Infatuation
media.chase.com › news › chase-freedom-2026-q1-categories
Chase Freedom® Introduces Q1 2026 Categories: Dining, Supporting the American Heart Association, and Norwegian Cruise Line
2 weeks ago - – December 15, 2025 – Chase today announced that, starting January 1, 2026 through March 31, 2026, Freedom and Freedom Flex cardmembers can earn 5% cash back on the following rotating categories: Dining, donations to the American Heart Association, and Norwegian Cruise Line purchases.
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Chase Credit Cards
creditcards.chase.com › cash-back-credit-cards › freedom › flex
Chase Freedom Flex Credit Card | Chase.com
Chase Freedom Flex credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change. End Offer Details Content. End Offer Details Overlay. Explore your new bonus categories every quarter and start earning 5%.** Norwegian Cruise Line® | Dining | the American Heart Association® · Activate by March 14, 2026 ·
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The Points Guy
thepointsguy.com › credit-cards › activate-chase-freedom-5x-earnings
Chase Freedom quarterly categories: 2026 calendar - The Points Guy
2 weeks ago - Through March 31, you'll earn 5% cash back (or 5 points per dollar) on dining (elevated 7% cash back for Freedom Flex cardholders) and with the American Heart Association and Norwegian Cruise Line. After activating, you’ll earn at these rates on up to $1,500 in combined spending across these three categories. Here's what you need to know about this quarter's categories. *This card is no longer available to new applicants. The information for the Chase Freedom has been collected independently by The Points Guy.
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Chase
chase.com › personal › credit-cards › freedom › flex
Chase Freedom Flex | Credit Cards | Chase.com
Activate now and earn 5% cash back from January 1, 2026 through March 31, 2026 on up to $1,500 in combined purchases in this quarter's categories. Activate by March 14, 2026.
Find elsewhere
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Investing News Network
investingnews.com › home
Chase Freedom® Introduces Q1 2026 Categories: Dining, Supporting the American Heart Association, and Norwegian Cruise Line | INN
December 15, 2025 - Freedom and Freedom Flex cardmembers ... cash back on the following rotating categories: Dining, donations to the American Heart Association, and Norwegian Cruise Line purchases....
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LendingTree
lendingtree.com › credit-cards › articles › chase-freedom-quarterly-bonus-category-calendar
Chase Freedom Quarterly Bonus Calendar 2026 | LendingTree
1 day ago - Chase Freedom 5% categories for the first quarter of 2026: Norwegian Cruise Line®, dining and the American Heart Association®.
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Doctor Of Credit
doctorofcredit.com › chase-freedom-flex-q1-2026-categories-for-5-dining-norwegian-heart-association-potential-7x-on-dining
Chase Freedom Q1 2026 5% Categories: Dining - Doctor Of Credit
December 14, 2025 - Q1 2026 Categories: Chase Freedom/Flex earn 5% Dining, Norwegian, American Heart. Flex card will earn 7x on Dining, gift cards from Doordash and more
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Bankrate
bankrate.com › credit cards
Chase Freedom Flex Q1 2026 Categories: Foodies Rejoice | Bankrate
1 month ago - APA: Rossman, T. (2025, December 19). Chase Freedom Flex Q1 2026 categories: Foodies rejoice.
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Chase
chasebonus.com
Chase Freedom
Earn 5% on travel purchased through Opens in new window, links to https://www.chase.com/travel Chase TravelSM · Earn 3% on dining at restaurants, including takeout and eligible delivery services ... Why is this needed? We need to know who you are in order to make sure you receive your bonus. ... Opens new window, links to Freedom FAQ page Freedom FAQ | Opens new window, links to Freedom Flex FAQ page Freedom Flex FAQ
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CNBC
cnbc.com › cnbc select › credit cards › chase freedom 5% cash back calendar: 2026 categories
Chase Freedom 5% cash back calendar: 2026 categories
December 16, 2025 - As long as you activate by March 14, 2026, you can earn 5% back on up to $1,500 in combined bonus category spending for the quarter (then 1%): January to March: Norwegian Cruise Line®; dining; American Heart Association® · Note, bonus rewards ...
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Danny the Deal Guru
dannydealguru.com › home › chase freedom 5% categories for q1 2026: dining , norwegian cruise line, american heart association
Chase Freedom 5% Categories for Q1 2026: Dining , Norwegian Cruise Line, American Heart Association - Danny the Deal Guru
December 14, 2025 - Chase Freedom has revealed the 5% cash back categories for the first quarter of 2026. Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on Dining, Norwegian Cruise Line, American Heart Association.
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Yahoo! Finance
finance.yahoo.com › news › chase-freedom-introduces-q1-2026-130000315.html
Chase Freedom® Introduces Q1 2026 Categories: Dining, Supporting the American Heart Association, and Norwegian Cruise Line
December 15, 2025 - WILMINGTON, Del., December 15, ... cash back on the following rotating categories: Dining, donations to the American Heart Association, and Norwegian Cruise Line purchases....
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Bankrate
bankrate.com › credit cards › news
2026 Credit Card Predictions: Will Consumers Win Or Lose? | Bankrate
December 5, 2025 - But I have low confidence that my biggest credit card pet peeve will be solved in 2026. This is an issue across the industry. Popular rotating category cards like the Chase Freedom Flex® and Discover it® Cash Back haven’t raised their spending caps in a long time either (with activation, both offer 5% in quarterly rotating categories up to $1,500 spent, then 1%).
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X
x.com › Drofcredit › status › 2000294907475296669
Chase Freedom/Flex Q1 2026 Categories For 5%
Chase Freedom/Flex Q1 2026 Categories For 5%: Dining, Norwegian, Heart Association (Potential 7x On Dining)
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The Infatuation
media.chase.com › news › chase-freedom-2025-q4-categories
Chase Freedom® Closes 2025 with Latest Cash Back Categories: Chase Travel, Department Stores, Old Navy & PayPal
This quarter, Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on Chase TravelSM, at department stores, Old Navy® as well as purchases made through PayPal (Freedom’s special bonus category available only in December). “Whether it’s a shopping haul with friends, traveling to new destinations with family or finding that perfect holiday gift, these categories are designed so cardmembers can make the most of their spending,” said Wittney Rachlin, General Manager of Chase Freedom.
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Reddit
reddit.com › r/creditcards › chase freedom flex q1 2026 5% categories
r/CreditCards on Reddit: Chase Freedom Flex Q1 2026 5% Categories
2 weeks ago -

Norwegian Cruise Line, Dining, and American Heart Association

I never thought we’d see 7x (1x base + 2x ongoing dining + 4x quarterly category) on dining again! It will be available to activate on the app/website starting 12/15.

Edit: For those who are skeptical about the stacking, I can confirm I am earning 7% on dining on my Freedom Flex. My first purchases for the quarter posted today (1/5/26) and show 7% earn in the Ultimate Rewards portal.