Texas.gov
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Texas Health Insurance | Texas.gov
Most adults over age 65 and people with disabilities through Medicare · Alternative health plans can help save money but may limit health coverage. Learn more about alternative health plans. If you do not have health insurance, you can contact your local community health center for assistance. These centers provide high quality, low-cost health care on a sliding fee scale to individuals and their families regardless of age, health, insurance, or immigration status.
UnitedHealthcare
uhc.com › home › individual & family insurance
Texas health insurance plans | UnitedHealthcare
Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). They may also qualify for a zero-dollar premium bronze plan (after tax credits). Cost sharing (deductibles and coinsurance) may be higher.
How much does health insurance cost in Texas?
Health insurance in Texas costs an average of $698 monthly ($8,377 annually) across all plan types and metal levels. Monthly rates range from $208 to $2,085 depending on your age, coverage tier and plan type.
moneygeek.com
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Cheapest Health Insurance in Texas (2026)
# Free Health Insurance in Texas
Health insurance in Texas typically costs between $300 and $1,000 per month. In Texas, you can take advantage of several free health insurance options depending on your eligibility based on income, family status, and where you reside within Texas. Some of the free health insurance options in Texas include:
- Health insurance coverage as a dependent on the health insurance plan of a spouse or parent
- Texas Medicaid Services
- Texas Children’s Health Insurance Program (CHIP)
- Health Insurance Premiums Payment Program
- STAR Managed Care Program
Texas residents who do not qualify for free health insurance may get affordable health insurance for as low as $50 a month. They may also qualify for other affordable health insurance options in Texas through subsidies and discounts. Discuss your coverage with a licensed insurance professional, who can assess your need and recommend the cheapest options to get health insurance.
texasinsurance.org
texasinsurance.org › texas insurance › health insurance › free health insurance in texas
Free health insurance in Texas - TexasInsurance.org
How do I get cheap health insurance in Texas?
Shop during open enrollment (November 1 to January 15) and compare plans from Christus Health Plan, Sendero Health Plans and Community Health Choice across multiple metal tiers. Check your eligibility for premium tax credits through the Health Insurance Marketplace. HMO plans cost less than PPO options in Texas.
moneygeek.com
moneygeek.com › home › insurance › health › cheapest health insurance in texas
Cheapest Health Insurance in Texas (2026)
Aetna
ambetterhealth.com › en › tx
Affordable Health Insurance in Texas | Ambetter from Superior HealthPlan
Ambetter from Superior HealthPlan offers quality Texas health insurance plans that fit your needs and budget. Apply on the Marketplace today!
Superior HealthPlan
superiorhealthplan.com › get-insured.html
Get Health Insurance in Texas | Superior HealthPlan
Ambetter from Superior HealthPlan offers affordable Texas health-care coverage for individuals and families on the Health Insurance Marketplace. Depending on your family size and income, you may even qualify for help to pay your monthly premium.
Texas Insurance
texasinsurance.org › texas insurance › health insurance › free health insurance in texas
Free health insurance in Texas - TexasInsurance.org
Where it is impossible for you to access free health care services, you can utilize the marketplace coverage that provides competitive free or low cost insurance plans. Several groups of people qualify for free healthcare in Texas through Medicaid. These include: Children and young adults aged 19 or less who come from low-income families
MoneyGeek
moneygeek.com › home › insurance › health › cheapest health insurance in texas
Cheapest Health Insurance in Texas (2026)
1 week ago - Missing this window means waiting until next year unless you qualify for a special enrollment period due to major life changes like marriage, birth or job loss. Christus Health Plan is the cheapest health insurance provider in Texas, followed by Sendero Health Plans and Community Health Choice.
Cigna Healthcare
cigna.com › home › individuals & families › shop for plans › health insurance plans for individuals and families › texas health insurance plans and coverage
Texas Health Insurance Plans and Coverage | Cigna Healthcare
Find affordable health insurance in Texas. Access virtual care, in-network providers, digital tools, and personalized health care support.
Wellpoint
wellpoint.com › tx › individual-family
Individual and Family Health Insurance Plans in Texas | Wellpoint
Shop affordable health insurance plans in Texas for individuals and families. Explore Wellpoint options designed to fit your needs and your budget.
Firstcare
firstcare.com › en › Home
FirstCare - Health Plans by Texans for Texans
FirstCare Health Plans provides access to high-quality, affordable health care for our customers, through strong partnerships in the communities we serve. At FirstCare, we put you first.
Blue Cross and Blue Shield of Texas
bcbstx.com › home › individual and family health insurance
Texas Individual and Family Insurance for 2026 | Blue Cross and Blue Shield of Texas
Essential benefits, like hospital care or prescription coverage, are always included — some costing as low as $0. ... When you enroll in an individual and family plan with BCBSTX, we want to make it easier to understand your health care coverage.
Blue Cross and Blue Shield of Texas
bcbstx.com › home › help center › insurance basics › affordable insurance
Finding Affordable Health Insurance | Blue Cross and Blue Shield of Texas
Learn how to find the most affordable health coverage for your health care needs and budget.
HealthCare.gov
healthcare.gov › lower-costs
Low Cost Marketplace Health Care, Qualifying Income Levels | HealthCare.gov
A joint federal and state insurance program that provides free or low-cost health coverage to some low-income individuals, families, children, pregnant women, the elderly, and people with disabilities.
ValuePenguin
valuepenguin.com › home › best of › health insurance › best cheap health insurance in texas for 2026
Best Cheap Health Insurance in Texas for 2026 - ValuePenguin
November 20, 2025 - You'll pay an average of $826 per month for a Silver plan in Texas. Silver health plans usually balance affordable monthly rates with inexpensive out-of-pocket costs, making them the most popular level of coverage in Texas.
Texas Health and Human Services
hhs.texas.gov › home › search services › health › medicaid and chip
Medicaid and CHIP | Texas Health and Human Services
Medicaid and the Children's Health Insurance Program (CHIP) provide health coverage for low-income children, families, seniors and people with disabilities.
HealthInsurance.org
healthinsurance.org › home › health insurance marketplace › texas health insurance marketplace | 2026 aca guide
Texas ACA Health Insurance Marketplace | 2026 Guide
2 days ago - In addition to premium subsidies, ... · Between the premium subsidies and cost-sharing reductions, you may find that an ACA plan is the cheapest health insurance option for you....
HealthCareInsider
healthcareinsider.com › home › healthcare articles › texas health insurance
Texas Health Insurance: Find and Compare Affordable Coverage Options
September 12, 2025 - Quick Coverage Start: Many short-term plans can begin as soon as the next day after your application is approved. Texas Medicaid provides free or low-cost coverage for eligible low-income residents.
UnitedHealthcare Community Plan
uhc.com › home › texas
Texas Medicaid | UnitedHealthcare Community Plan
Medicaid provides health coverage for low-income children, families, seniors and people with disabilities. The STAR+PLUS plan covers adults with a disability, people 65 or older, and women with breast or cervical cancer.
Texas Department of Insurance
tdi.texas.gov › consumer › health-insurance-shopping-checklist.html
Health plan shopping guide - Texas Department of Insurance
Ask if your copay is lower if you use your designated PCP. Here are some warning signs that you might want to move on to another company. The agent or salesperson can’t answer basic questions about the plan. You feel pressured to decide right away. There are no limited time offers or special deals in health insurance...
Reddit
reddit.com › r/healthinsurance › health insurance options for young adults in texas
r/HealthInsurance on Reddit: Health Insurance options for Young Adults in Texas
May 17, 2023 -
So I am currently working 40 hours a week making around 30K a year the place I work for does not really any kind of health insurance I am 23 years old in decent health single and not disabled so I just wanted to know based on these factors what are some good options to get decent health insurance I know its a long shot since our country sucks in this but if anyone has any kind of useful advice I want to know.
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You have 2 routes to get affordable coverage. One is based on your household income and size. That would be Marketplace. The other is based on your health. That would be private insurance. Marketplace has limited networks and higher deductibles, but are great if you can get substantial subsidies to help with premiums, or if you have sever pre existing conditions/medications to get covered. Private is great if your relatively healthy, because you get a discount for being healthy, and you get better coverage with a nationwide PPO. I have access to everything and would be more than happy to take a look at your options for you at no charge. Just let me know!
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Thank you for your submission, u/Relevant-Kangaroo-85 . If your question relates to COBRA under CARES and ARPA, please post here: COBRA & Covid-19 Please pick the most appropriate flair for your post. Include your age, zipcode, and income to help the community better serve you. Reminder that solicitation/spamming is grounds for a permanent ban. Please report solicitation to the modteam and let us know if you receive solicitation via PM. Be kind to one another! I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
Every Texan
everytexan.org › home › our work › policy areas › health care › healthy adulting for young texans
Healthy Adulting for Young Texans - Every Texan
May 3, 2023 - ... If you are pregnant, are ... Must be of low income. If you are 19 years or older, there are very few options to receive coverage through Texas Medicaid....