CIBC
cibc.com › en › personal-banking › credit-cards › articles › foreign-currency-credit-card.html
Credit Card Foreign Currency Transaction Fees | Tips and Advice | CIBC
A foreign currency transaction fee is a fee that’s charged every time you make a credit card transaction in a currency other than the currency of your credit card. For example, all CIBC credit cards are in Canadian dollars, except the CIBC U.S. Dollar Aventura® Gold Visa* Card.
CIBC
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CIBC Credit Card Summary of Annual Interest Rates and ...
Statement copy fee: $10 is charged for each monthly statement that is requested, for any period other than the current · monthly statement. No charge if inquiry is due to our error. Cash Advance fee (all cards except CIBC U.S. Dollar Aventura Gold Visa Card): within Canada $5.00, outside Canada
Reddit
reddit.com › r/personalfinancecanada › foreign fees on credit card
r/PersonalFinanceCanada on Reddit: Foreign fees on Credit Card
March 3, 2023 -
I have a Cibc Aeroplan Visa which states that there is a 2.5% foreign transaction fee, but when making purchases in America, the conversion rate posted to my account just shows the regular google exchange of $1.38. So where is this foreign fee of 2.5%?
When I compare it to my Amex which has no transaction fees, the difference is only a few cents difference.
Top answer 1 of 4
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The exchange rate includes the 2.5% FX fee. You probably paid $1.38 when the spot price was $1.35. The highest conversion rate in the last month is $1.36.
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Go to the Visa exchange rate calculator , enter your transaction date, the amount of the transaction and the 2.5% bank fee, and you will be able to verify the fee you were charged. It is bundled into the markup on the exchange rate in addition to a separate exchange fee charged by Visa.
Does the CIBC Aventura Visa* Card has an annual fee?
No, the CIBC Aventura Visa* Card has no annual fee.
This CIBC Credit Card is a travel rewards credit card that you can keep from year to year to build your credit score without paying an annual fee.
milesopedia.com
milesopedia.com › cards › cibc aventura® visa* card
CIBC Aventura® Visa* Card | September 2025
Can Aventura Points from the CIBC Aventura Visa* Card be used for expenses other than travel?
Yes, Aventura Points from the CIBC Aventura Visa* Card can be redeemed not only for travel but also through the Shop with Points and Pay with Points features.
milesopedia.com
milesopedia.com › cards › cibc aventura® visa* card
CIBC Aventura® Visa* Card | September 2025
Can Aventura Points from the CIBC Aventura Visa* Card be used for local travel?
Yes, Aventura points can be used for local travel, including hotel stays and car rentals for a weekend getaway.
milesopedia.com
milesopedia.com › cards › cibc aventura® visa* card
CIBC Aventura® Visa* Card | September 2025
CIBC
cibc.com › en › personal-banking › credit-cards › all-credit-cards › aventura-visa-card.html
Aventura Visa | Credit Cards | CIBC
CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window. Credit Card Privacy Disclosures, Terms and Conditions (PDF, 120 KB) Opens in a new window. Aventura Rewards Program Terms & Conditions Opens in a new window.
Exiap
exiap.ca › home › guides › cibc cards foreign transaction fees & alternatives for travel
CIBC Cards Foreign Transaction Fees & Alternatives for Travel - Exiap
March 19, 2025 - At the time there are no CIBC no foreign transaction fee credit cards. There are travel optimised cards which offer good ways to earn travel based rewards - but for overseas use you'll still pay a 2.5% fee. The only exception here is the CIBC US Dollar Aventura Gold Visa Card which is linked ...
CIBC
cibc.com › en › personal-banking › credit-cards › all-credit-cards › us-dollar-aventura-gold-visa-card.html
U.S. Dollar Aventura Gold Visa Card | CIBC
When you use your CIBC U.S. Dollar Aventura Gold Visa Card to make purchases in U.S. dollars, you don’t pay currency conversion fees. You’re charged in USD and pay in USD.ⓘ · But, if you use your Canadian credit card, you pay a foreign currency conversion fee of 2.5%. Review section ...
CIBC
cibc.com › en › personal-banking › credit-cards › articles › us-dollar-card.html
CIBC’s U.S. dollar credit card in Canada
4 weeks ago - Learn more about the CIBC U.S. ... transaction fee credit card, your cross-border purchases are charged in Canadian dollars, but your foreign transaction fee is waived.ⓘ...
Milesopedia
milesopedia.com › cards › cibc aventura® visa* card
CIBC Aventura® Visa* Card | September 2025
CIBC Aventura® Visa* Card
CIBC's best no-fee travel credit card. Get up to $100 in value with no annual fee. CIBC's best no-fee travel credit card.
Up to $120 in travel value†
CIBC
cibc.com › content › dam › cibc-public-assets › personal-banking › credit-cards › documents › form-business-credit-card-summary-of-annual-interest-rates-and-fees-13552-en.pdf pdf
13552-2025/08 Page 1 of 3
Foreign currency Transactions (except ... charged the same conversion rate CIBC must · pay, on both debits and credits. You are charged a fee of 2.5% of the converted amount, on both debits and credits....
CIBC
cibc.com › en › personal-banking › credit-cards › all-credit-cards › aventura-visa-infinite-card.html
Aventura Visa Infinite | Credit Cards | CIBC
Cash advance fees don’t apply and there’s no interest if you pay your balance by the payment due date.ⓘ, ⓘ, ⓘ · Show more card benefits Show less about the features of this card. Use the sliders to estimate your monthly credit card spendingⓘ · This tool is currently unavailable. Please see Overview and Advice. Find out where you can fly using points collected on your premium CIBC Aventura credit card
Milesopedia
milesopedia.com › home › cibc u.s. dollar aventura® gold visa* card
CIBC U.S. Dollar Aventura® Gold Visa* Card | December 2025
CIBC U.S. Dollar Aventura® Gold Visa* Card
CIBC U.S. Dollar Aventura® Gold Visa* Card
CIBC
cibc.com › content › dam › cibc-public-assets › personal-banking › credit-cards › manage › agreements-and-insurance › pdfs › aventura-infinite-benefit-guide-en.pdf pdf
Welcome to your CIBC Aventura® Visa Infinite* Card CIBC Ave
Welcome to your · CIBC Aventura® Visa · Infinite* Card · CIBC Ave · ntura® Vi · sa Infinite* Card image · Your Benefits Guide · Welcome to your CIBC Aventura® Visa Infinite* Card . . . . . . . . . . . . . . 1 · Enhance your travel with premium benefits .
CIBC
cibc.com › en › personal-banking › credit-cards › all-credit-cards › aventura-visa-for-students.html
Aventura Visa for Students — Credit Cards | CIBC
Apply now for the CIBC Aventura Visa Card for Students. Call us: 1-800-385-2582 Opens your phone app. Find a Banking Centre Opens in a new window. Meet with us Opens in a new window. Here are a couple more that could suit you better. ... Of course! You can use your card in the U.S. and internationally — wherever Visa is accepted. But you’ll have to pay a foreign currency conversion fee every time you use it outside of Canada or use it for transactions made in foreign currencies.
CIBC
cibc.com › en › personal-banking › credit-cards › all-credit-cards › aventura-gold-visa-card.html
Aventura Gold Visa | Credit Cards | CIBC
Zip in and out of the country with a rebate on one NEXUS◊ application fee every 4 years.ⓘ · More travel flexibility to redeem points towards flights, car rentals, hotels, vacation packages and more, with points that don’t expireⓘ. Use Aventura Points to cover full airfare including taxes and fees.ⓘ
CIBC
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Compare and Find the Best CIBC Travel Cards in Canada for You | CIBC
Some travel rewards credit cards may have fees, including annual fees, balance transfer fees and foreign transaction fees.