Citi AAdvantage Platinum Select BUSINESS credit card approval: Why is this card treated like a Venture X by Citi?
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Videos
I knew Citi was inquiry sensitive to an extent but wow! Iāve seen some videos on Citi and then came across a YT channel where a guy reviewed the Citi AAdvantage Platinum Select Business World Elite Mastercard recently. He explained in very clear terms that if you have basically ANY hard inquiries in the past 24 months, your application will absolutely be denied. That sounds worse than the VX reports Iāve heardā¦can anyone confirm this??? His instructions were to wait until your at 1/24 or maybe 2/24 before applying. And since I have plans for other card applications over the next 24-months I was kinda shocked that this card I really wanted has to be scratched off my list. Got a 766 FICO and inquiries are 3/24, 2/12 right now. But in 2025, I need to apply for the BoA Alaska Airlines Business card first due to their 3/12 rule (since I donāt bank with them and I opened two accounts in 2024)
I had no idea Citi just turned down applicants like that for more than 1-2 inquiries. Sure, 5,6,7+ is something Iād understand. But for 3 or 4? Are they like that on just the co-branded cards? Thanks