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Citi
citi.com › credit-cards › understanding-credit-cards › how-to-get-a-business-credit-card-for-startups
How to Get A Business Credit Card For Startups | Citi.com
To get approved for a business credit card, you'll likely need: ... If you have a startup company, you may have little to no revenue coming in. Fortunately, if your personal credit is good, you may still be able to get approved for a credit card despite your startup company being pre-revenue. If you have no revenue yet, simply place $0 where your application ...
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American Airlines
creditcards.aa.com › home › cbaa direct
Citi® / AAdvantage Business™ World Elite Mastercard® - AA.com
May 9, 2024 - Apply Now for the Citi® / AAdvantage Business™ World Elite Mastercard®. Explore the amazing credit card benefits built for business and adventure.
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Ramp
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
October 30, 2025 - Most Citibank business cards are available through an online application. You will complete a form with your personal and business details and submit it directly through the Citi website. The application typically triggers a hard credit check.
People also ask

How hard is it to get a Citi business credit card?

Citi doesn’t offer many business credit cards, and those available require excellent credit. That means if your credit score isn’t at least 740 or above, you should consider working on your credit score before applying for a Citi business card. Other business credit cards for fair credit may be a better place to start. Alternatively, you can apply for a personal card to improve your credit score and get a business credit card later.

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forbes.com
forbes.com › advisor › credit-cards › best › citi-business
Best Citi Business Credit Cards Of 2025 – Forbes Advisor
What is the average Citi credit limit for business credit cards?

The credit limit Citi grants you will depend on your credit history and other factors when you apply. You may have a limit as low as $1,000 or $2,000, but some business cards can grant limits well over $100,000. Data suggests that the average business credit card limit across all issuers is around $56,000.

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forbes.com
forbes.com › advisor › credit-cards › best › citi-business
Best Citi Business Credit Cards Of 2025 – Forbes Advisor
Does Citibank report business credit card activity to business credit bureaus?
Citibank may report certain business card activity to commercial credit bureaus like Dun & Bradstreet or Experian Business. However, policies can vary by card. If building business credit is a priority, confirm the reporting details before applying.
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ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
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Citidirect
home.cards.citidirect.com
Citi Commercial Cards
This page uses Javascript. Your browser either doesn't support Javascript or you have it turned off. To see this page as it is meant to appear please use a Javascript enabled browser
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WalletHub
wallethub.com › popular credit card questions
How to Get Citibank Business Credit Card Approval
November 12, 2025 - You must fill out your application completely and accurately. You can submit your Citibank business credit card application online, at a branch or by calling (866) 422-3091.
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Forbes Advisor
forbes.com › advisor › credit-cards › best › citi-business
Best Citi Business Credit Cards Of 2025 – Forbes Advisor
March 7, 2025 - Once a business has sufficient assets and income, it may be able to secure a line of credit without providing an owner’s Social Security number. Still, it’s up to the issuer and its risk tolerance. Call your bank to ask about specifics regarding your eligibility and application requirements. Citi doesn’t offer many business credit cards, and those available require excellent credit.
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Citi
citi.com › credit cards › costco anywhere visa business credit card
Costco Anywhere Visa Business Credit Card - Citi.com
Apply for the Costco Anywhere Visa® Business Credit Card by Citi, a business credit card designed for Costco members, and earn cash back for business purchases.
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Citi
citi.com › small business banking › lending › business credit
Business Lines of Credit | Citi.com
Citi provides business lines of credit to finance a wide range of commercial needs. Apply for a business line of credit with Citi.
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Citi
citi.com › home › credit card › view all credit cards
Compare and View All Credit Cards | Citi.com
Explore all Citi cards · Hamburger Menu for filterchip selection 0 No · items Selected · Most Popular · Special Offers · Balance Transfer · No Annual Fee · Travel Rewards · All Rewards · Cash Back · AAdvantage · Business
Find elsewhere
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App Store
apps.apple.com › us › app › citibusiness-mobile › id1406516181
CitiBusiness® Mobile App - App Store
SECURE ACCESS ANYTIME, ANYWHERE After downloading the CitiBusiness App from a U.S.-based app store, you can access the app from wherever you may be*. The integrated Mobile Token feature allows you to generate codes on the go for login and ...
Rating: 4.7 ​ - ​ 5.28K votes
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Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › what is a business credit card and how does it work?
What Is a Business Credit Card and How Does It Work? | Citi.com
June 13, 2025 - In general, you'll need to own a business to qualify for a business credit card. That said, a wide array of business owners can fall under that umbrella, including: ... You don’t need an office full of employees to qualify for a business credit card – you're eligible to apply even if your business is only a small side gig.
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One Mile at a Time
onemileatatime.com › home › my citi aadvantage business card application approval experience
My Citi AAdvantage Business Card Application Approval Experience - One Mile at a Time
October 8, 2025 - The Citi® / AAdvantage Business™ World Elite Mastercard® (review) is American’s only co-branded business credit card that’s currently open to new applicants.
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Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › business credit card vs. personal credit card: key differences
Business Credit Cards vs. Personal Credit Cards: Key Differences | Citi.com
August 1, 2025 - If you have a side hustle that generates some revenue, you can typically apply for a business credit card. While you usually don’t need a formal business structure to apply, you may be required to provide your business name, revenue, and tax ID or Social Security number during the application process. Find a Citi® credit card that fits your lifestyle.
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Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › how to apply for a credit card online
How to Apply for a Credit Card Online | Citi.com
May 30, 2025 - When the time comes to fill out your online application, you’ll typically enter your personal and financial information, authorize a hard credit check (this allows the card issuer to review your credit report) and submit your application. You might get an instant decision, or it may take longer. This depends on the card, issuer and your creditworthiness. If you’re approved for the credit card, you might be prompted to set up an online account. The card issuer will usually mail your credit card within a few business days.
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Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › how to apply for a credit card
How to Apply for a Credit Card | Citi.com
September 26, 2025 - Find the right Citi® credit card for you. ... Once you’ve decided what card you want, complete the application online, in person or over the phone.
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Citi
citi.com › credit cards › credit knowledge center › maximizing credit card rewards › cash back vs. travel rewards: which card should you get?
Should You Get a Business Credit Card? | Citi.com
May 28, 2025 - Opening a business credit card is much like opening a personal credit card. Initially, you will likely have to supply personal information, including your Social Security number.
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Citi
citi.com › home › credit cards › citi® / aadvantage business™ world elite mastercard®
Citi® / AAdvantage Business™ World Elite Mastercard® | Citi.com
Stay updated on balance, payments and credit limits via email or text. ... Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month. ... Reduce clutter and get your statements and most legal notices online instead of in the mail. ... Receive employee cards at no additional cost and earn more miles for your business ...
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Reddit
reddit.com › r/creditcards › citi aadvantage platinum select business credit card approval: why is this card treated like a venture x by citi?
r/CreditCards on Reddit: Citi AAdvantage Platinum Select BUSINESS credit card approval: Why is this card treated like a Venture X by Citi?
December 9, 2024 -

I knew Citi was inquiry sensitive to an extent but wow! I’ve seen some videos on Citi and then came across a YT channel where a guy reviewed the Citi AAdvantage Platinum Select Business World Elite Mastercard recently. He explained in very clear terms that if you have basically ANY hard inquiries in the past 24 months, your application will absolutely be denied. That sounds worse than the VX reports I’ve heard…can anyone confirm this??? His instructions were to wait until your at 1/24 or maybe 2/24 before applying. And since I have plans for other card applications over the next 24-months I was kinda shocked that this card I really wanted has to be scratched off my list. Got a 766 FICO and inquiries are 3/24, 2/12 right now. But in 2025, I need to apply for the BoA Alaska Airlines Business card first due to their 3/12 rule (since I don’t bank with them and I opened two accounts in 2024)

I had no idea Citi just turned down applicants like that for more than 1-2 inquiries. Sure, 5,6,7+ is something I’d understand. But for 3 or 4? Are they like that on just the co-branded cards? Thanks

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Bankrate
bankrate.com › credit cards › business
Best Citi credit cards for your business | Bankrate
November 14, 2024 - If you’d prefer to avoid paying a yearly fee to hold your business card, consider sifting through our guide to the best no-annual-fee business credit cards. Approval may depend on various factors, including your overall credit history, the card you’re applying for and the specific details of your application. If you want to explore options catered to your credit profile, consider using Bankrate’s CardMatch™ tool. Citibank offers a variety of credit cards suited for individuals with different credit profiles, including those with limited or no credit history.
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WalletHub
wallethub.com › popular credit card questions
Citi AAdvantage Business Card Login Instructions & Credentials
December 3, 2025 - Register your Citi AAdvantage Business Card for online account access. Click “Register” and enter your card number, birthdate and the last 4 digits of your Social Security number or Tax ID number to verify your credit card account.