It has no rewards. It is only good for balance transfers. Not much else to say about it. Answer from fawningandconning on reddit.com
Citi
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
A Citi® Diamond Preferred® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges.
Reddit
reddit.com › r/creditcards › is citi diamond preferred card good ?
r/CreditCards on Reddit: Is Citi Diamond Preferred card good ?
November 11, 2023 -
Got CITI offer in the mail today. 21 Months of 0% interest on Balance Transfer ( 3% fee or min $5 whichever is higher ).
0% interest on 12 months of purchases. Free FICO score. No mention of any cashback/points etc on purchases. No annual fee.
I have 2 CITI cards - Citi Custum Cash & COSTCO anywhere Visa.
Do you have this card ? - Do you recommend it & why/why not ?
Top answer 1 of 4
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It has no rewards. It is only good for balance transfers. Not much else to say about it.
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I used this card for a balance transfer years ago and basically has sat dormant save for the few times I get random 5% bonus offers on movies or restaurants. They recently added Citi deals to this that give you a 5 dollar or heavily discounted gift card to many stores. I’m talking like CVS, Walmart, Starbucks, etc. So it’s been pretty decent, I wouldn’t go out of my way for it but it may add up to being a huge win over the years if they keep it up.
Is Citi Diamond Preferred card good ?
It has no rewards. It is only good for balance transfers. Not much else to say about it. More on reddit.com
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November 11, 2023Got approved for Citi Diamond Preferred CC
Don’t charge any new purchases to the card while paying off the balance transfer. Things can get messy. More on reddit.com
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August 21, 2025Citi Diamond Preferred?
It has got some offers you can grab, but nothing to write home about. The Citi Secured MasterCard graduates into the Diamond Preferred, so there's that. You can then product change to something useful like a Double Cash. Since you already have a DC, it's pretty much worthless. More on reddit.com
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December 6, 2020Applied for a Citi Diamond Preferred Card and got stuck with a shameful $500 limit
bike fly spoon soft hurry fine one six towering airport This post was mass deleted and anonymized with Redact More on reddit.com
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June 25, 2025Does Citi Diamond Preferred card earn rewards?
The Citi Diamond Preferred card does not earn rewards.
citi.com
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
Does the Citi Diamond Preferred Card have an annual fee?
There is no annual fee with the Citi Diamond Preferred card.
citi.com
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
Does the Citi Diamond Preferred card have a balance transfer fee?
Yes, balance transfers to the Citi Diamond Preferred card are charged a fee of either $5 or 5% of the amount of the balance transfer, whichever is greater.
citi.com
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
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Citi
citi.com › home › credit card › view all credit cards
Compare and View All Credit Cards | Citi.com
Compare the range of perks and special offers for Citi credit cards that could fit your financial needs. Learn more about all Citi credit cards.
U.S. News
money.usnews.com › home › credit cards › citi
Citi Diamond Preferred Card 2025 Review | U.S. News
The only true benefit of the Citi® Diamond Preferred® Card is its intro APR offer of 0% for 12 months on purchases and 21 months on Balance Transfers. A 16.74% to 27.49% (variable) APR follows, so paying off a purchase or existing balance ...
CompareCards.com
comparecards.com › credit-card › citi-diamond-preferred-card
Citi® Diamond Preferred® Card | CompareCards.com
This card offers an incredible 0% intro APR for 21 months on Balance Transfers and 0% intro APR for 12 months on Purchases along with no annual fee. Not only is the regular APR of 16.49% - 27.24% (Variable) highly competitive amongst other offers, but the Citi® Diamond Preferred® Card also ...
Credit Karma
creditkarma.com › creditcard › CCCitiBank1306
Citi® Diamond Preferred® Card
Intuit Credit Karma offers free credit scores, reports and insights. Get the info you need to take control of your credit.
WalletHub
wallethub.com › edu › cc › citi-diamond-preferred-card-benefits › 146487
Citi Diamond Preferred Card Benefits (2025)
Citi® Diamond Preferred® Card
No, the Citi Diamond Preferred does not have travel insurance. While the Citi Diamond Preferred does have benefits such as $0 liability on unauthorized charges and Mastercard® ID Theft Protection™, travel insurance is not among the card's perks.
WalletHub
wallethub.com › popular credit card questions
Does the Citi Diamond Preferred card offer rewards?
2 weeks ago - No, the Citi Diamond Preferred card doesn’t offer any rewards on purchases. This card is aimed at people who want to save on purchases, as it offers a purchase intro APR of
CNBC
cnbc.com › cnbc select › credit cards › citi simplicity vs. citi diamond preferred: which 0%-apr credit card comes out on top?
Citi Simplicity vs. Citi Diamond Preferred: Which 0%-APR credit card comes out on top?
2 weeks ago - CNBC Select breaks down how these credit cards differ and who each card is best for. ... Receive a 0% Intro APR for 21 months on balance transfers and for 12 months on purchases. ... See rates and fees.
Experian
experian.com › credit-cards › details › citi-diamond-preferred-card
Citi® Diamond Preferred® Card - Experian
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more · No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge ...
Bankrate
bankrate.com › credit cards › reviews
Citi Diamond Preferred Card Benefits Guide | Bankrate
August 15, 2025 - This card also includes an intro APR offer on purchases, which can be useful if you have a large purchase coming up. Other notable card benefits include no annual fee and access to Citi Entertainment, Citi Easy Deals and Citi Flex Loan.
Bankrate
bankrate.com › credit cards › reviews › citi diamond preferred card
Citi Diamond Preferred Card Review | Bankrate
1 week ago - The Citi Diamond Preferred card may offer an impressive intro APR offer, but its long-term benefits are lacking. It has no rewards program or welcome offer, a high balance transfer fee and limited cardholder perks.
Citi
citi.com › home › credit card › no annual fee credit cards
Credit Cards with No Annual Fee | Citi.com
Compare and apply for one of Citi's no annual fee credit cards. Choose from benefits like cash back rewards and low intro APR - all with no annual fee.
CreditCards.com
creditcards.com › credit cards › card advice › comparison › citi diamond preferred vs. citi double cash
Citi Diamond Preferred vs. Citi Double Cash | CreditCards.com
February 17, 2025 - If you’re making a large purchase: With 12 months of 0 percent APR, the Citi Diamond Preferred provides you with more than enough time to pay off a big-ticket item such as a new washing machine, mattress or laptop.
Citi
cardbenefits.citi.com
Citi® Card Benefits - Credit Card Benefits for Citi Customers
Explore the Credit & Account Protection benefits including FICO® Scores, now available to many cardmembers.
The Points Guy
thepointsguy.com › credit-cards › citi-diamond-preferred-card
Citi® Diamond Preferred® Card - The Points Guy
Learn how you can save on interest with the Citi Diamond Preferred Card's introductory APR period on balance transfers and purchases.
CreditCards.com
creditcards.com › reviews › balance transfer credit card reviews › citi® diamond preferred® card review: one of the most generous balance transfer offers out there
Citi Diamond Preferred Card Review - CreditCards.com
... Other Notable Features: Choose your payment due date, extended warranty, personal concierge service, damage and theft purchase protection, Citi Entertainment, Citi Easy Deals, Apple Pay ...
Published October 7, 2025
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › issuers › citi.html
Citi® Credit Cards - Mastercard
Earn 60,000 bonus ThankYou® Points ... in gift cards or travel rewards at thankyou.com. Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging ...
Yahoo! Finance
finance.yahoo.com › personal finance › credit cards
Citi Diamond Preferred Credit Card review: Generous balance transfer intro APR but no rewards
Citi® Diamond Preferred® Card
If they’ve paid off their debt ... or benefits. Cardholders can get their credit score for free through their account dashboard or the bank’s mobile app. They can also buy tickets to thousands of events, including presale opportunities and exclusive events, through Citi Entertainment. The Citi Diamond Preferred card is best ...
Citi
citi.com › home › credit card › balance transfer credit cards
Balance Transfer Credit Cards | Citi.com
Compare balance transfer credit cards with a low introductory APR at Citi.com. Discover balance transfer credit card offers today!