It has no rewards. It is only good for balance transfers. Not much else to say about it. Answer from fawningandconning on reddit.com
Reddit
reddit.com › r/creditcards › is citi diamond preferred card good ?
r/CreditCards on Reddit: Is Citi Diamond Preferred card good ?
November 11, 2023 -
Got CITI offer in the mail today. 21 Months of 0% interest on Balance Transfer ( 3% fee or min $5 whichever is higher ).
0% interest on 12 months of purchases. Free FICO score. No mention of any cashback/points etc on purchases. No annual fee.
I have 2 CITI cards - Citi Custum Cash & COSTCO anywhere Visa.
Do you have this card ? - Do you recommend it & why/why not ?
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It has no rewards. It is only good for balance transfers. Not much else to say about it.
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I used this card for a balance transfer years ago and basically has sat dormant save for the few times I get random 5% bonus offers on movies or restaurants. They recently added Citi deals to this that give you a 5 dollar or heavily discounted gift card to many stores. I’m talking like CVS, Walmart, Starbucks, etc. So it’s been pretty decent, I wouldn’t go out of my way for it but it may add up to being a huge win over the years if they keep it up.
WalletHub
wallethub.com › d › citi-diamond-preferred-card-120c
Citi Diamond Preferred Reviews for January 2026 | WalletHub
Citi® Diamond Preferred® Card
Reviews, rates, fees, and customer service info for The Citi® Diamond Preferred® Card. Compare to other cards and apply online in seconds
Citi Diamond Preferred Low Starting CL - myFICO® Forums - 6836011
I was approved for the Citi Diamon Preferred card (after the application went into a "review" status) and the starting CL is a whooping $500. I called today and they said I would have to use the card for 30 days before I could obtain a higher CL. Anyone have any experience with this? Like I tol... More on ficoforums.myfico.com
Is Citi Diamond Preferred card good ?
It has no rewards. It is only good for balance transfers. Not much else to say about it. More on reddit.com
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November 11, 2023Citi diamond preferred for CC balance transfer?
It’s great as long as they give you a reasonable credit line. Those can have very low limits sometimes. Wells Fargo Reflect, US Bank Platinum, etc. More on reddit.com
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March 13, 2024Citi Diamond Preferred?
It has got some offers you can grab, but nothing to write home about. The Citi Secured MasterCard graduates into the Diamond Preferred, so there's that. You can then product change to something useful like a Double Cash. Since you already have a DC, it's pretty much worthless. More on reddit.com
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November 30, 2020What are the benefits of the Citi Diamond Preferred Card?
A Citi Diamond Preferred card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges.
citi.com
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
Does the Citi Diamond Preferred Card have an annual fee?
There is no annual fee with the Citi Diamond Preferred card.
citi.com
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
Does Citi Diamond Preferred card earn rewards?
The Citi Diamond Preferred card does not earn rewards.
citi.com
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
Videos
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Citi
citi.com › credit cards › citi® diamond preferred® card
Citi® Diamond Preferred® Card - low intro APR Credit Card | Citi.com
Get credit card protection and great rewards along with a low intro APR on balance transfers and no annual fee with Citi® Diamond Preferred® Card. Learn more and apply for Citi® Diamond Preferred® Card
Forbes Advisor
forbes.com › advisor › credit-cards › reviews
Credit Card Reviews – Forbes Advisor
2 days ago - If you’re looking for a travel card that’s flush with perks and benefits but doesn’t empty your wallet, the Citi Strata Premier® Card and Chase Sapphire Preferred® Card are each strong contenders.
Credit Karma
creditkarma.com › credit cards › insights › citi® diamond preferred® card review: long intro offer for balance transfers
Citi Diamond Preferred Card Review: Long Intro Offer for Balance Transfers | Intuit Credit Karma
Citi® Diamond Preferred® Card review: Long intro offer for balance transfers
Considering the Citi Diamond Preferred Card? Check out cardholder data and reviews to see if it’s right for you.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › credit cards reviews › citi diamond preferred: ultra-long 0% intro apr period on balance transfers
Citi Diamond Preferred Review: Ultra-long 0% Intro APR Period on Balance Transfers - NerdWallet
Citi® Diamond Preferred® Card
The Citi Diamond Preferred can help make a dent in your debt, but because the card doesn't earn rewards, it may not earn a long-term place in your wallet.
CNBC
cnbc.com › cnbc select › credit cards › citi simplicity vs. citi diamond preferred: which 0%-apr credit card comes out on top?
Citi Simplicity vs. Citi Diamond Preferred: Which 0%-APR credit card comes out on top?
3 weeks ago - The Citi® Diamond Preferred® Card is one of the best balance transfer credit cards and also has a generous intro APR offer. One of the longest intro-APR offers for balance transfers ...
Experian
experian.com › credit-cards › details › citi-diamond-preferred-card
Citi® Diamond Preferred® Card - Experian
Citi® Diamond Preferred® Card(1577 reviews)Rated 4.6 out of 5 stars, 1577 reviews · Apply · Rates and fees · Recommended FICO® ScoreΘ · Good - Exceptional · Card details · 0% Intro APR on balance transfers for 21 months and on purchases ...
The Points Guy
thepointsguy.com › credit-cards › citi-diamond-preferred-card
Citi® Diamond Preferred® Card - The Points Guy
Learn how you can save on interest with the Citi Diamond Preferred Card's introductory APR period on balance transfers and purchases.
U.S. News
money.usnews.com › home › credit cards › citi
Citi Diamond Preferred Card 2025 Review | U.S. News
Cash Advance Fee5% of each cash advance; $10 minimum ... The only true benefit of the Citi® Diamond Preferred® Card is its intro APR offer of 0% for 12 months on purchases and 21 months on Balance Transfers.
Citi
citi.com › home › credit card › view all credit cards
Compare and View All Credit Cards | Citi.com
Compare the range of perks and special offers for Citi credit cards that could fit your financial needs. Learn more about all Citi credit cards.
Yahoo! Finance
finance.yahoo.com › personal finance › credit cards
Citi Diamond Preferred Credit Card review: Generous balance transfer intro APR but no rewards
Citi® Diamond Preferred® Card
The Citi Diamond Preferred card is an excellent choice for intro APR offers, but there may be better options for those looking to earn rewards
The Motley Fool
fool.com › motley fool money › credit cards › best citi credit cards › citi diamond preferred review
Citi Diamond Preferred Review: A Debt-Crushing Tool | The Motley Fool
October 7, 2025 - Every payment now = pure progress with zero interest holding you back. Speed is your best friend with 0% intro balance transfers. The Citi® Diamond Preferred® Card can be an awesome tool to help you get out of debt quicker.
Bankrate
bankrate.com › credit cards › reviews › citi diamond preferred card
Citi Diamond Preferred Card Review | Bankrate
2 weeks ago - You should choose the Diamond Preferred ... a card with the lowest possible ongoing APR. The Citi Diamond Preferred card may offer an impressive intro APR offer, but its long-term benefits are lacking....
CNET
cnet.com › money › credit cards › citi diamond preferred card: pay down credit card debt with a balance transfer
Citi Diamond Preferred Card: Pay Down Credit Card Debt With a Balance Transfer - CNET
September 25, 2024 - In lieu of rewards, the Citi Diamond Preferred offers a long window to lower credit card debt. ... Jaclyn was a CNET Money editor with a fondness for the sweet spot between numbers and words. Overseeing CNET's credit card coverage, she wrote and edited news, reviews and advice.
Credit Karma
creditkarma.com › creditcard › CCCitiBank1306
Citi® Diamond Preferred® Card
Intuit Credit Karma offers free credit scores, reports and insights. Get the info you need to take control of your credit.
myFICO
ficoforums.myfico.com › t5 › Credit-Card-Approvals › Citi-Diamond-Preferred-Low-Starting-CL › td-p › 6836011
Citi Diamond Preferred Low Starting CL - myFICO® Forums - 6836011
August 7, 2025 - I was approved for the Citi Diamon Preferred card (after the application went into a "review" status) and the starting CL is a whooping $500. I called today and they said I would have to use the card for 30 days before I could obtain a higher CL. Anyone have any experience with this? Like I tol...
Citi
citi.com › home › credit card › view all credit cards
Choose the Best Credit Card for You from Our Top Cards
Compare the range of perks and special offers for Citi credit cards that could fit your financial needs. Learn more about all Citi credit cards.
CompareCards.com
comparecards.com › credit-card › citi-diamond-preferred-card
Citi® Diamond Preferred® Card | CompareCards.com
This card offers free access to cardholders' FICO® Scores. Overall, the Citi® Diamond Preferred® Card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.
CNBC
cnbc.com › cnbc select › credit cards › citi diamond preferred card review: intro-apr offers a near-perfect balance transfer
Citi Diamond Preferred Card review: Intro-APR offers a near-perfect balance transfer
August 25, 2024 - There's a tradeoff to these intro-APR offers — the card doesn't earn rewards or offer a welcome bonus, so it's not ideal if you want the perks and benefits that come with the best rewards cards. But if you're looking for a tool to help wipe away your debt, you can't do much better than the Citi Diamond Preferred.