I think the Citi premier is extremely underrated. It hits a lot of multiplies for most (3x groceries, dining, travel, gas). Signed up specifically because I wanted a card with transfer partners to Miles and Smiles. The one major downfall and why I don't use it anymore is due to their fraud department. Card gets declined nonstop when traveling abroad, even when confirming multiple times over that I'll be out of the country. It's 10 steps back as far as fraud tech is concerned. If you're not worried about that and traveling domestically, I'd say go for it, but as an international travel card I'd steer clear. Answer from sperrin87 on reddit.com
Citi
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
The Strata Premier® offers great perks like a $100 annual hotel credit and 10X Points on hotels, car rentals and attractions booked through CitiTravel.
Citi
citi.com › credit cards › credit knowledge center › maximizing credit card rewards › citi strata premier® card benefits
Citi Strata Premier® Card Benefits | Citi.com
July 28, 2025 - From $100 off a single hotel stay of $500 or more booked with Citi Travel® once per calendar year to 3 points for every dollar spent on groceries and refueling your car, the Citi Strata Premier Card has a lot to offer.
Is it worth applying for the Citi Premier Card?
I think the Citi premier is extremely underrated. It hits a lot of multiplies for most (3x groceries, dining, travel, gas). Signed up specifically because I wanted a card with transfer partners to Miles and Smiles. The one major downfall and why I don't use it anymore is due to their fraud department. Card gets declined nonstop when traveling abroad, even when confirming multiple times over that I'll be out of the country. It's 10 steps back as far as fraud tech is concerned. If you're not worried about that and traveling domestically, I'd say go for it, but as an international travel card I'd steer clear. More on reddit.com
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April 17, 2024Citi Premier Card Experience
I have Citi Premier and 2 Custom Cash cards. Zero problems. More on reddit.com
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October 19, 2023Citi premier card, thoughts?
It's a good card. The $100 hotel credit will make up for the annual fee, but you do have to book a $500 stay. Even without the hotel credit I think it's a good card because you can't find a no annual fee card with 3X on gas, groceries, dining, groceries, and travel. The lack of travel protections is a weakness but that can easily be overcome. One cheap way to do it is to get the Chase Freedom Flex. It has useful rotating categories to go with the Citi trifecta, and has good travel protections. The only time you have to use the Citi travel portal is for the hotel credit because the 3X travel multiplier applies whether or not you use the portal. You can use Premier to transfer points to an airline and a Chase card to book the flight. Problem solved. I actually use the CSP because I run a dual points setup. More on reddit.com
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July 1, 2022Is it worth getting a Citi Premier for the extra ThankYou points options?
Citi Premier / Citi Double Cash / Citi Custom Cash is a pretty solid trifecta in the credit card world. Just need to look at the transfer partners that Citi has and ensure those would work for you.
Otherwise, you can look into the Chase Freedom Unlimited / Freedom Flex / Sapphire Preferred trifecta if you think those transfer partners work better for you.
If you want just two cards, consider the Capital One Venture X / SavorOne duo.
There's also AmEx, but the annual fees for the trifecta are very high. If you don't care about that, it'd be the Platinum / Gold / Blue Business Plus.
More on reddit.com 6
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September 6, 2022Is the Citi Strata Premier Card a Mastercard or Visa Credit Card?
The Citi Strata Premier Card is a Mastercard. Learn more about the Citi Strata Premier Card.
citi.com
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Citi Strata Premier® - Travel Credit Card | Citi.com
How do I apply for the Citi Strata Premier Card?
The application process for the Citi Strata Premier Card is easy and straightforward. Learn more and apply online.
citi.com
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
Are there any bonus offers available for the Citi Strata Premier Card?
Visit the Citi Strata Premier Card page to view the latest bonus offer as any available bonus offers for the Citi Strata Premier Card can change from time to time.
citi.com
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
Videos
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Why Citi Strata Premier is the ONLY Travel Credit Card You Need ...
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Citi
citi.com › credit cards › credit knowledge center › maximizing credit card rewards › citi strata premier® card travel benefits
Citi Strata Premier® Card Travel Benefits | Citi.com
July 28, 2025 - From access to Citi Travel® to a $100 annual hotel benefit, the Citi Strata Premier® Card has plenty to offer both frequent and casual travelers. Learn more.
Citi
citigroup.com › global › news › press-release › 2024 › citi-enhances-the-citi-premier-card-with-new-benefits-to-make-travel-adventures-more-rewarding
Citi Enhances the Citi Premier Card with New Benefits to Make Travel Adventures More Rewarding
The newly redesigned card provides cardmembers with the opportunity of making travel more rewarding and adds travel protections for peace of mind. The new name, Citi Strata Premier, evokes a sense of ambition and adventure, empowering cardmembers ...
Reddit
reddit.com › r/creditcards › is it worth applying for the citi premier card?
r/CreditCards on Reddit: Is it worth applying for the Citi Premier Card?
April 17, 2024 -
I’m trying to better maximize my rewards and I’m thinking of focusing on the Citi Trifecta of the Citi Double Cash, Citi Custom Cash, and Citi premier card. I admit I don’t travel really but I would like to start and the premier seemed good and honestly may even be decent as a cash back card as well.
But I’m not sure how good it is or if they’re better options. My other credit cards are the capitol one savor one, Amex blue cash everyday and the preferred, Wells Fargo active cash, and chase freedom flex. (I have more but they’re rather selfish for certain things like Amazon)
Is the Citi Premier card a good one to try for and to focus on that trifecta? I have actually done a lot of credit card inquiries and approvals lately too (6 in fact in the last 6 months) so maybe I should wait some time before applying for it?
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I think the Citi premier is extremely underrated. It hits a lot of multiplies for most (3x groceries, dining, travel, gas). Signed up specifically because I wanted a card with transfer partners to Miles and Smiles. The one major downfall and why I don't use it anymore is due to their fraud department. Card gets declined nonstop when traveling abroad, even when confirming multiple times over that I'll be out of the country. It's 10 steps back as far as fraud tech is concerned. If you're not worried about that and traveling domestically, I'd say go for it, but as an international travel card I'd steer clear.
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One major negative thing about the Premier is that it’s from Citi. After that, they don’t have any domestic airline partners (I’m pretty sure) and their hotel transfer partners definitely don’t have a portfolio compared to IHG, Hilton, Hyatt & Marriott. The card earns better than the Sapphire Preferred, Gold & Green card. It’s one of the best earning cards out there at any price point. Then they still give you a full 1¢ per point unlike C1 or Amex when going for cash. But again… Citi. Your mileage may vary with them but I’ve had negative experiences with them. I’m sure plenty have been alright as well.
CNBC
cnbc.com › cnbc select › credit cards › the citi premier has a $95 annual fee: is it worth it?
Is The Citi Premier Card $95 Annual Fee Worth It?
August 5, 2025 - The Citi Premier® Card is a solid rewards credit card that comes with a variety of benefits aimed at travelers. It earns bonus points on a broad array of popular spending categories, has no foreign transaction fees, comes with a yearly hotel ...
Citi
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Rewards Credit Cards | Citi.com
Earn credit card rewards on your purchases and redeem your points for travel, entertainment, or cash back. Apply for a Citi rewards credit card today.
Citi
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Strata Credit Cards | Citi.com
Explore our family of Strata credit cards, including the Citi Strata EliteSM, Citi Strata Premier® and Citi StrataSM. Discover unique perks.
The Points Guy
thepointsguy.com › credit-cards › citi-strata-cards-pairing
Why the Citi Strata Premier and Strata cards are a great pair
September 29, 2025 - The Citi Strata Premier features a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first three months of account opening. Meanwhile, the Citi Strata offers 30,000 bonus points after spending $1,000 on purchases ...
NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › 11 benefits of the citi strata premier card
11 Benefits of the Citi Strata Premier Card - NerdWallet
October 3, 2024 - Previously called the Citi Premier® Card , it was relaunched as the Citi Strata Premier® Card in May 2024 with new benefits. It features a sizable welcome bonus, lucrative rewards earning rates and an appealing list of transfer partners.
Citi
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Compare and View All Credit Cards | Citi.com
Compare the range of perks and special offers for Citi credit cards that could fit your financial needs. Learn more about all Citi credit cards.
Citi UAE
citibank.ae › home › credit cards › to avail rewards, apply for citi premier credit card | citibank uae
To avail rewards, apply for Citi Premier Credit Card | Citibank UAE
Maximize your benefits with one of the leading rewards credit card—Citi Premier! Enjoy lounge access and earn up to 3x points plus an AED 500 bonus.
WalletHub
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Citi Strata Premier Card Reviews
Citi Strata Premier® Card
Reviews, rates, fees, and rewards details for The Citi Strata Premier® Card. Compare to other cards and apply online in seconds
Bankrate
bankrate.com › credit cards › reviews
Who Should Get The Citi Strata Premier Card? | Bankrate
October 2, 2025 - The card’s annual fee is reasonable at $95, making it an option worth considering if you want to earn rewards in everyday categories. Citi’s ThankYou transfer partners are some of the best in the industry, with a handful of unique partners. Citi is an advertising partner. The Citi Strata Premier® Card is a strong travel credit card option, especially if you’re looking to earn points on non-travel purchases.
Credit Karma
creditkarma.com › credit cards › insights › citi strata premier℠ card review: bonus cash back on food and travel
Citi Strata Premier Card: Bonus Cash Back on Food and Travel Review | Intuit Credit Karma
Citi Strata Premier℠ Card review: Bonus cash back on food and travel
Interested in the Citi Strata Premier Card? Read reviews and see cardholder data, including average credit limits and credit scores.
1 Finance
1finance.co.in › product-scoring › credit-card › citi-premier-miles-card
Citi Premier Miles Card
This card ranks 62nd out of cards in its fee segment. ... 10,000 Miles credited on spending ₹ 1,000 or more on the Citi PremierMiles Card within 60 days of card issuance, not applicable if the card is closed for inactivity within 30 days of issuance
Citi
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Tire Battery Company Credit Card: Log In or Apply
We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically.
Point Hacks
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Up to 150,000 bonus Citi reward Points with the Citi Premier credit card
August 1, 2023 - The Citi Premier credit card earns up to 2 Citi reward Points per dollar on eligible spend and includes complimentary Priority PassTM membership with two airport lounge visits each year, plus the ability to earn Citi reward Points and redeem ...
Citibank
www1.citibank.com.au › credit-cards › benefits › premier
Citi Premier Credit Card Benefits
Earn Citi reward Points on your Citi Premier Credit Card and redeem them on the things you love.