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Citi
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
Annual fee - $95. Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $5 or 5% of the amount of each transfer, whichever is greater.
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CNBC
cnbc.com › cnbc select › credit cards › the citi premier has a $95 annual fee: is it worth it?
Is The Citi Premier Card $95 Annual Fee Worth It?
August 5, 2025 - It earns bonus points on a broad array of popular spending categories, has no foreign transaction fees, comes with a yearly hotel credit and more. But, the card does come with a $95 annual fee.
Discussions

Citi premier card annual fee for the first year?
It is generally pretty clear when an AF is waived for the first year. I would also not say that most cards get their AF waived in the first year. The premier does not regularly waive the first year, yours was not waived. I recommend reading a little more before you apply for a card, if this concerns you a lot. More on reddit.com
🌐 r/CreditCards
11
0
November 14, 2021
Convince me there’s a better all around daily use card than the Citi Strata Premier
I'd personally want a 2X catch-all card to accompany this, but for a single card setup, if the majority of your spend is on elevated categories this isn't bad at all. More on reddit.com
🌐 r/CreditCards
93
39
September 21, 2025
Wait why is no one hyping the Citi Strata no annual fee card
Because Citi doesn't do referral bonuses and all of the Youtubers don't make money off promoting the card. I have it. Use it for grocery, pets and gas. The 3X has even been working at discount gas stations unlike AMEX. More on reddit.com
🌐 r/CreditCards
105
77
September 13, 2025
Is it worth applying for the Citi Premier Card?
I think the Citi premier is extremely underrated. It hits a lot of multiplies for most (3x groceries, dining, travel, gas). Signed up specifically because I wanted a card with transfer partners to Miles and Smiles. The one major downfall and why I don't use it anymore is due to their fraud department. Card gets declined nonstop when traveling abroad, even when confirming multiple times over that I'll be out of the country. It's 10 steps back as far as fraud tech is concerned. If you're not worried about that and traveling domestically, I'd say go for it, but as an international travel card I'd steer clear. More on reddit.com
🌐 r/CreditCards
27
6
April 17, 2024
People also ask

Is the Citi Strata Premier Card a Mastercard or Visa Credit Card?
The Citi Strata Premier Card is a Mastercard. Learn more about the Citi Strata Premier Card.
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citi.com
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
Are there foreign transaction fees1 for the Citi Strata Premier Card?
There are no foreign transaction fees1 with the Citi Strata Premier Card.
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citi.com
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
How do I apply for the Citi Strata Premier Card?
The application process for the Citi Strata Premier Card is easy and straightforward. Learn more and apply online.
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citi.com
citi.com › home › credit cards › citi strata premier® - travel credit card
Citi Strata Premier® - Travel Credit Card | Citi.com
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › is the citi strata premier card worth its annual fee?
Is the Citi Strata Premier Card Worth Its Annual Fee?
1 month ago - The Citi Strata Premier® Card has a modest $95 annual fee, but packs in several benefits that help cardholders extract more value than the annual fee — especially if you use this card in the right places at the right times.
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Reddit
reddit.com › r/creditcards › citi premier card annual fee for the first year?
r/CreditCards on Reddit: Citi premier card annual fee for the first year?
November 14, 2021 -

I got the citi premier card last month and was surprised when the annual fee showed up on my first statement. I thought most credit cards generally waived the fee for the first year and only started charging the second year you have the card.

I'm reading the fine print now and it doesn't say anything about this so maybe this is just a case of wrong assumptions but I wanted to ask here and just make sure. All my previous cards that had annual fees waived them in the first year. Does Citi not do this?

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Citi
citigroup.com › global › news › press-release › 2025 › citi-launches-citi-strata-elite-credit-card
Citi Launches the Citi Strata Elite Credit Card
Citigold® Relationship Tier credit: Qualifying Citigold clients receive $145 Banking Relationship Annual Credit if the primary cardmember has an open and current Citi Strata Elite Card.
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NerdWallet
nerdwallet.com › credit-cards › learn › which-citi-strata-credit-card-is-right-for-you
Which Citi Strata Credit Card Is Right for You? - NerdWallet
3 days ago - ... 3 points per $1 on air travel and hotel purchases, restaurants, supermarkets, gas stations and EV charging. ... The Citi Strata Premier® Card is a good middle-of-the-road option thanks to its reasonable $95 annual fee and valuable rewards ...
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Citi
citi.com › home › explore credit cards
Citi Credit Cards – Find the right Credit Card for you | Citi.com
Explore Cards · Balance Transfer (5) Travel (8) Rewards (13) No Annual Fee (20) Cash Back (4) Retail (11) These offers may not be available if you leave this page. Offers may vary and these offers may not be available in other places where the cards are offered.Read more ·
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Credit Karma
creditkarma.com › credit cards › insights › citi strata premier℠ card review: bonus cash back on food and travel
Citi Strata Premier Card: Bonus Cash Back on Food and Travel Review | Intuit Credit Karma
Citi Strata Premier℠ Card review: Bonus cash back on food and travel
If you have the Citi Strata PremierCard, you can get $100 off a single hotel stay of $500 or more before taxes and fees when you book it through the ThankYou® program. Just keep in mind that using the ThankYou® program may limit your ability to shop for the best deals or book through other loyalty programs. Even so, this discount can help offset the cards annual ...
Rating: 3.5/4 ​
Find elsewhere
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Citi
citi.com › home › credit card › rewards credit cards
Rewards Credit Cards | Citi.com
Explore Cards · Balance Transfer (5) Travel (8) Rewards (13) No Annual Fee (20) Cash Back (4) Retail (11) These offers may not be available if you leave this page. Offers may vary and these offers may not be available in other places where the cards are offered.Read more ·
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Citi Singapore
www1.citibank.com.sg › home › credit cards › citi premiermiles card
Enjoy Travel Perks with Citi PremierMiles Card | Citibank Singapore
For full set of policy terms and exclusions please click here. (For claims, call HL Assurance Claims at (65) 6922 6003 or email [email protected]). ^Upon renewal of your annual membership and payment of the annual fee (S$196.20 ...
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Finology
select.finology.in › credit cards › citi bank premiermiles credit card
Citi Bank PremierMiles Credit Card - Review, Features & Fees
For a joining and annual fee of ₹3,000, you'll get access to a range of benefits, including a welcome gift of 10,000 miles, free lounge access, dining discounts, insurance coverage, a reward rate of 1.8% and much more.
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Bankrate
bankrate.com › credit cards › reviews
Who Should Get The Citi Strata Premier Card? | Bankrate
October 2, 2025 - The Citi Strata Premier® Card is a strong travel credit card option, especially if you’re looking to earn points on non-travel purchases. For a $95 annual fee, you’ll earn rewards on hotels and airfare, as well as dining out, filling up ...
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Citi
citi.com › home › credit cards › strata credit cards
Strata Credit Cards | Citi.com
Priority Pass™ Select membership - Enjoy complimentary access to 1,500+ airport lounges worldwide. Annual membership fee valued at $469.2
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SingSaver
singsaver.com.sg › credit-card › products › citi-premier-miles-card
Citi PremierMiles Card | Earn Miles For Life
The Citi PremierMiles Card may not offer the highest miles per spend compared to other cards on the same tier, but it does give card holders greater flexibility over how and where they spend. ... Yes, the annual fee is $196.20 (inclusive of GST). However, the first year’s fee is waived for ...
Call   N/A
Address   70 Shenton Way, #18-15 Eon Shenton, 079118, Singapore
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The Points Guy
thepointsguy.com › news › citi-premier-worth-annual-fee
Is the Citi Strata Premier worth the annual fee? - The Points Guy
September 24, 2025 - JANE TYSKA/MEDIANEWS GROUP/THE ... benefit may not provide the full $100 value, whether the Strata Premier is worth its $95 annual fee will depend on the points you earn and how you value them....
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Citi
citi.com › home › credit card › view all credit cards
Compare and View All Credit Cards | Citi.com
Explore all Citi cards · Hamburger Menu for filterchip selection 0 No · items Selected · Most Popular · Special Offers · Balance Transfer · No Annual Fee · Travel Rewards · All Rewards · Cash Back · AAdvantage ·
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The Points Guy
thepointsguy.com › credit-cards › citi-strata-cards-pairing
Why the Citi Strata Premier and Strata cards are a great pair
September 29, 2025 - This card duo has a low combined annual fee of just $95. The Citi Strata Premier has a $95 annual fee, and the Citi Strata has no annual fee at all.
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U.S. News
money.usnews.com › home › credit cards
Citi Strata Premier: New Name, New Perks, Same Price | Credit Cards | U.S. News
August 22, 2025 - The card's $95 annual fee remains the same, along with the ability to earn three points per dollar on air travel, hotels, restaurants, supermarkets and gas stations. This card can work for travelers who book with Citi Travel, drive EVs or want ...
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Citi
citigroup.com › global › news › press-release › 2024 › citi-enhances-the-citi-premier-card-with-new-benefits-to-make-travel-adventures-more-rewarding
Citi Enhances the Citi Premier Card with New Benefits to Make Travel Adventures More Rewarding
Annual fee - $95. Fee for foreign purchases - None. Cash advance fee - 5% of each cash advance (min. $10). Balance transfer fee - 5% of each transfer (min. $5). Rates as of 05/13/2024.
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CNN
cnn.com › money › credit cards
The Citi Strata Premier is a versatile all-rounder travel card | CNN Underscored
November 14, 2025 - With an annual fee of $95, the Strata Premier delivers great value for its moderate cost, and since it doesn’t charge foreign transaction fees, it also makes for a great card to take abroad.