Citi
citi.com › credit-cards › understanding-credit-cards › how-to-get-a-business-credit-card-for-startups
How to Get A Business Credit Card For Startups | Citi.com
To get approved for a business credit card, you'll likely need: ... If you have a startup company, you may have little to no revenue coming in. Fortunately, if your personal credit is good, you may still be able to get approved for a credit card despite your startup company being pre-revenue. If you have no revenue yet, simply place $0 where your application requests business revenue when you initially apply.
Ramp
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
October 30, 2025 - Step 3: Apply online or in person. Most Citibank business cards are available through an online application. You will complete a form with your personal and business details and submit it directly through the Citi website.
Videos
22:18
CITIBANK EIN-ONLY BUSINESS CREDIT CARD: How to Get a Huge Limit ...
05:18
Citi Credit Cards Can Help Build Business Credit Fast - YouTube
27:25
Citibank Credit Cards | EVERYTHING You Need To Know 2025 - YouTube
09:05
$15,000 Costco citi business Credit card For Fuel , office supplies ...
29:28
Citibank EIN-Only Business Cards: AAdvantage Platinum Select vs ...
Can you use a Citibank business credit card for personal expenses?
Business credit cards should only be used for business-related transactions. Mixing personal and business expenses can lead to accounting issues and may violate the card’s terms of service.
ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
Does Citibank report business credit card activity to business credit bureaus?
Citibank may report certain business card activity to commercial credit bureaus like Dun & Bradstreet or Experian Business. However, policies can vary by card. If building business credit is a priority, confirm the reporting details before applying.
ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
Can you apply for a Citibank business credit card as a sole proprietor?
Sole proprietors are eligible to apply, even without a registered business name. You can use your Social Security number instead of an EIN, but Citibank may still ask for details about your income and business activity.
ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › what is a business credit card and how does it work?
What Is a Business Credit Card and How Does It Work? | Citi.com
June 13, 2025 - Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.
WalletHub
wallethub.com › popular credit card questions
How to Get Citibank Business Credit Card Approval
November 12, 2025 - You must fill out your application completely and accurately. You can submit your Citibank business credit card application online, at a branch or by calling (866) 422-3091.
American Airlines
creditcards.aa.com › home › cbaa direct
Citi® / AAdvantage Business™ World Elite Mastercard® - AA.com
May 9, 2024 - Apply Now for the Citi® / AAdvantage Business™ World Elite Mastercard®. Explore the amazing credit card benefits built for business and adventure.
Citi
citi.com › small business banking › lending › business credit
Business Lines of Credit | Citi.com
Citi provides business lines of credit to finance a wide range of commercial needs. Apply for a business line of credit with Citi.
One Mile at a Time
onemileatatime.com › home › my citi aadvantage business card application approval experience
My Citi AAdvantage Business Card Application Approval Experience - One Mile at a Time
October 8, 2025 - When it comes to getting approved ... restrictions, you can typically be approved for at most one Citi card every eight days, and at most two Citi cards every 65 days...
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › business credit card vs. personal credit card: key differences
Business Credit Cards vs. Personal Credit Cards: Key Differences | Citi.com
August 1, 2025 - If you have a side hustle that generates some revenue, you can typically apply for a business credit card. While you usually don’t need a formal business structure to apply, you may be required to provide your business name, revenue, and tax ID or Social Security number during the application process.
Million Mile Secrets
millionmilesecrets.com › home › how to complete a citi business card application
Citi Business card application | Million Mile Secrets
December 7, 2020 - This step-by-step guide will help you complete a Citi business card application.
Citi
citi.com › credit cards › credit knowledge center › maximizing credit card rewards › cash back vs. travel rewards: which card should you get?
Should You Get a Business Credit Card? | Citi.com
May 28, 2025 - Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.
Citi
citi.com › home › credit card › view all credit cards
Business Credit Cards
Explore all Citi cards · Hamburger Menu for filterchip selection 0 No · items Selected · Most Popular · Special Offers · Balance Transfer · No Annual Fee · Travel Rewards · All Rewards · Cash Back · AAdvantage · Business
Bankrate
bankrate.com › credit cards › business
Best Citi credit cards for your business | Bankrate
November 14, 2024 - If you’d prefer to avoid paying ... business credit cards. Approval may depend on various factors, including your overall credit history, the card you’re applying for and the specific details of your application. If you want to explore options catered to your credit profile, consider using Bankrate’s CardMatch™ tool. Citibank offers a variety ...
Citi
citi.com › home › credit cards › citi® / aadvantage business™ world elite mastercard®
Citi® / AAdvantage Business™ World Elite Mastercard® | Citi.com
Just call the number on the back of your credit card. Just say "representative" to access fast, live help from a friendly Customer Service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) — 24 hours a day, 365 days a year. ... Manage your business expenses anytime, anywhere, and get 24/7 assistance for business travel and more.
Upgraded Points
upgradedpoints.com › home › credit cards › business
The Best Citi Business Credit Cards: Benefits Compared [2025]
October 29, 2025 - Any new business owner that needs to get going will enjoy this card. ... APR0% intro APR on purchases for 12 months; 16.99% - 24.99% variable thereafter. ... Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types ...
The Points Guy
thepointsguy.com › credit-cards › credit-score-citibusiness-aadvantage-platinum-select
What credit score do you need to get the Citi / AAdvantage Business World Elite Mastercard? - The Points Guy
January 21, 2025 - After all, your credit score is just one of many factors that Citi will take into account when deciding whether to approve your application. But you'll generally need a good credit score of at least 730* to be approved for a rewards credit card.
Reddit
reddit.com › r/creditcards › citi aadvantage platinum select business credit card approval: why is this card treated like a venture x by citi?
r/CreditCards on Reddit: Citi AAdvantage Platinum Select BUSINESS credit card approval: Why is this card treated like a Venture X by Citi?
December 9, 2024 -
I knew Citi was inquiry sensitive to an extent but wow! I’ve seen some videos on Citi and then came across a YT channel where a guy reviewed the Citi AAdvantage Platinum Select Business World Elite Mastercard recently. He explained in very clear terms that if you have basically ANY hard inquiries in the past 24 months, your application will absolutely be denied. That sounds worse than the VX reports I’ve heard…can anyone confirm this??? His instructions were to wait until your at 1/24 or maybe 2/24 before applying. And since I have plans for other card applications over the next 24-months I was kinda shocked that this card I really wanted has to be scratched off my list. Got a 766 FICO and inquiries are 3/24, 2/12 right now. But in 2025, I need to apply for the BoA Alaska Airlines Business card first due to their 3/12 rule (since I don’t bank with them and I opened two accounts in 2024)
I had no idea Citi just turned down applicants like that for more than 1-2 inquiries. Sure, 5,6,7+ is something I’d understand. But for 3 or 4? Are they like that on just the co-branded cards? Thanks
Top answer 1 of 4
7
I can confirm that didn’t happen for me. I had 6-7 new cards (under a year old) and got approved for it.
2 of 4
5
This is simply untrue about the hard inquiries. I got the Citi AA business card approval literally 10 days after a recent inquiry & approval for the Citi AA personal card. Both of those pulled Equifax.. that said those were the only inquiries on report, as majority of lenders for me pull Experian. Speaking of Experian.. I got a Double Cash less than a month later from my Citi Strata approval, both separate hard pulls. Had 4 recent inquiries on Experian within 4-5 week span after my DC approval. TLDR, your mileage may vary on approval. I have a post here on my theory on Citi approvals in general: https://www.reddit.com/r/CreditCards/s/8jzj0EotwF
US Credit Card Guide
uscreditcardguide.com › category › small-business-credit-cards › citibank-small-business-card
Citibank Business Card Archives - US Credit Card Guide
Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is…
Forbes Advisor
forbes.com › advisor › credit-cards › best › citi-business
Best Citi Business Credit Cards Of 2025 – Forbes Advisor
March 7, 2025 - Once a business has sufficient assets and income, it may be able to secure a line of credit without providing an owner’s Social Security number. Still, it’s up to the issuer and its risk tolerance. Call your bank to ask about specifics regarding your eligibility and application requirements. Citi doesn’t offer many business credit cards, and those available require excellent credit.
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › requirements to get a credit card
Requirements to Get a Credit Card | Citi.com
May 30, 2025 - The first step in applying for a credit card is to fill out an application online, by mail or over the phone with customer service.. You’ll need to provide information like your annual income, date of birth and Social Security number.
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › how to apply for a credit card
How to Apply for a Credit Card | Citi.com
September 26, 2025 - Wondering how to apply for a credit card? Find out what you need and learn how to apply for a credit card online, over by phone, or in person using these steps.