CIBC
cibc.com › en › interest-rates › gic-rates.html
Interest Rates on GICs | Rates | CIBC
Get CIBC's best interest rates for GICs. Check out our GIC options that can help you maximize your savings.
Ratehub
ratehub.ca › gics › best-gic-rates
The best GIC rates in Canada 2025 | Ratehub.ca
February 12, 2021 - We shop the top banks and lenders to bring you the best guaranteed investment certificate (GIC) rates and terms in Canada from short-term GICs, to RRSPs and TFSA GICs.
What is the highest paying GIC rate in Canada?
As of December 2025, the highest paying 1-year term GIC rate in Canada is 3.40% offered by Oaken Financial, Achieva Financial and MCAN Wealth. For GICs with a 5-year term, the same providers currently offer the highest rate at 3.80%.
ratehub.ca
ratehub.ca › gics › best-gic-rates
The best GIC rates in Canada 2025 | Ratehub.ca
What is the best CIBC GIC rate right now?
The best CIBC GIC interest rate offered is in the 3.25% range for a CIBC Bonus Rate GIC. The regular interest rate is 3.00%. There is a minimum investment of $1,000 for all CIBC GICs.
ratehub.ca
ratehub.ca › gics › cibc-gic-rates › non-registered › 1-year
The best CIBC GIC rates in Canada | Ratehub.ca
What will GIC rates be in 2025?
With the Bank of Canada’s overnight target rate currently holding, GIC rates in Canada have stayed steady, though they have decreased in the past year; in early 2024 the best 5-year non-registered GIC rates were closer to 5%, whereas today they are below 4%. Economists are forecasting that rates will stay unchanged for the time being; interest rates for deposits and GICs will in turn remain unchanged.
ratehub.ca
ratehub.ca › gics › best-gic-rates
The best GIC rates in Canada 2025 | Ratehub.ca
WOWA
wowa.ca › gic-rates
Best GIC Rates in Canada (30+ Banks) - January 2026 | WOWA.ca
Compare the GIC rates from 30+ Banks in Canada. Check 6-month, 1-year, 3-year and 5-year GIC rates for both registered and non-registered accounts.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › banking › compare gic rates in canada for 2025: best 1- to 5-year gics
Compare GIC Rates in Canada for 2025: Best 1- to 5-Year GICs - NerdWallet Canada
Over 280 currently available fixed-rate, non-registered and non-redeemable GICs are examined to determine their eligibility for our roundup. ... NerdWallet Canada selects the best guaranteed investment certificates based on several criteria. Factors in our evaluation methodology include annual percentage yields, minimum deposit, redeemability, account type and more.
TD
td.com › ca › en › personal-banking › personal-investing › products › gic › gic-rates-canada
GIC rates | TD Canada Trust
Explore our Guaranteed Investment Certificate (GIC) interest rates in Canada to find an option that meets your investment goals.
CIBC
cibc.com › en › personal-banking › investments › gics › bonus-rate.html
CIBC Bonus Rate GIC | CIBC
You can automatically renew your GIC when it maturesⓘ or deposit your principal and interest into your bank account · You pay no taxes while your money is in your RRSP, so you can maximize your retirement savings. RDS%rate[4].BRGIC.Published(1_null_null_Year_T,500.0_-_1.0E9_CAD_Balance,21,1)(#O2#)% + %rate[4].BRGIC.Published(1_null_null_Year_T,500.0_-_1.0E9_CAD_Balance,17,1)(#O2#)% ⓘ, ⓘ, ⓘ
Scotiabank Canada
scotiabank.com › ca › en › personal › rates-prices › gic-rates.html
GIC Interest rates | Scotiabank Canada
View current/latest interest rates for cashable, non-redeemable, accelerated, laddered and stock-indexed guaranteed investment certificates (GIC).
Ratehub
ratehub.ca › gics › cibc-gic-rates › non-registered › 1-year
The best CIBC GIC rates in Canada | Ratehub.ca
September 12, 2025 - ... CIBC market linked GICs are tied to the performance of stock market indexes and can offer higher returns in some cases. For example, a CIBC Canada Bank GIC has a 2-year term and minimum guaranteed return of 6.90% total, or 3.45% per year.
CIBC
cibc.com › en › personal-banking › investments › gics.html
Guaranteed Investment Certificates (GICs) | CIBC
Up to RDS%rate[4].EZGIC.Published(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,21,1)(#O2#)%ⓘ ... Learn more about the CIBC EasyBuilder GIC. ... Explore our most popular products and discover a GIC that’s right for you. Our GIC calculator can help you select a product and show your expected returns. ... If you're already a client, you'll spend less time applying. With over 1,100 locations across Canada, we're easy to find.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › banking › compare cibc gic rates for december 2025
Compare CIBC GIC Rates for December 2025 - NerdWallet Canada
Compare CIBC GIC rates for the various types of GICs to choose the best term for your investment goals.
MoneySense
moneysense.ca › home › articles › the best gic rates in canada for 2025
The best GIC rates in Canada for 2025 - MoneySense
2 days ago - At a glance: CIBC’s history goes back to 1961 when the Canadian Bank of Commerce (founded in 1867) merged with Imperial Bank of Canada (founded in 873). It currently serves more than 13 million customers. CIBC offers some GICs at a “bonus rate,” which generates more interest than the posted rate.
CIBC
cibc.com › en › interest-rates › rrsp-rates.html
Interest Rates on RRSP GICs | Rates | CIBC
2 Rates are fixed for each GIC’s term. The minimum investment is $500 and maximum is $999,999. The maximum investment for online purchases is $999,999. To open a CIBC RRIF or LIF account, you need a minimum balance of $5,000. Interest calculation: For terms of one year or less, simple interest is calculated and paid at maturity. For terms over a year, compound interest will be calculated annually and paid at maturity. If a GIC is redeemed before maturity to transfer funds to the same account type at another financial institution, no interest will be paid and a transfer fee will apply.
CIBC
cibc.com › en › business › investment-solutions › gics.html
Business GICs | CIBC
Want the option to cash out early without penalty? Go for a more flexible GIC. RDS%rate[4].FLGIC.Published(365_-_375_Days_D,1000.0_-_4999.99_CAD_Balance,21,6)(#O2#)%1 Posted rate
Citi
citigroup.com › canada › en › customer-information › rates.html
Citi | Canada | Information for Customers - Rates
For a list of deposit products offered by Citibank Canada that are eligible for the deposit insurance protection offered by the CDIC, refer to the Canada Deposit Insurance Corporation section below under Further Information.
CIBC
cibc.com › en › interest-rates › rrif-lif-rates.html
Interest Rates on RRIF and LIF GICs | Rates | CIBC
Visit CIBC to find interest rates and minimum investment terms for all of CIBC's RRIF and LIF GICs.
WOWA
wowa.ca › cibc-gic-rates
Compare CIBC GIC Rates | WOWA.ca
Like other banks and financial institutions, CIBC offers several GIC options with different interest rates and term lengths. You can start investing in CIBC GICs with term lengths starting from 30 days and a minimum investment of $500. CIBC GIC interest rates vary with cashability and term lengths.
CIBC
cibc.com › en › special-offers › gic-bonus-rate-offer.html
GIC Bonus Rate Offer | CIBC
Posted rate: RDS%rate[4].BBLT.Published(60_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,21,1)(#O2#)% ... Your estimated value at maturity represents your total principal investment and estimated earned interest if held to maturity. The estimated value at maturity and estimated earned interest are calculated based on your GIC’s term and interest rate.
CIBC
cibc.com › en › personal-banking › investments › gics › variable-rate-gic.html
Variable Rate GIC | CIBC
Keep tabs on your GIC using CIBC Online Banking®. Check your maturity date, interest rate, deposit amount and more at any time. ... Explore our most popular products and discover a GIC that’s right for you. Our GIC calculator can help you select a product and show your expected returns. ... Top GIC questions Opens a new window in your browser. Meet with us Opens in a new window. Call us at 1-800-465-3863 Opens your phone app. Find a branch Opens in a new window. CIBC is a member of Canada Deposit Insurance Corporation (CDIC).
NerdWallet
nerdwallet.com › back to nerdwallet homepage › banking › best short-term gic rates in canada for november 2025
Best Short-Term GIC Rates in Canada for November 2025 - NerdWallet Canada
Find the best rates currently available in Canada for short-term, non-redeemable and fixed-rate GICs.
Forbes Advisor
forbes.com › advisor › ca › banking › gic › best-gic-rates
Best GIC Rates In Canada for 2026 – Forbes Advisor Canada
3 weeks ago - There are hundreds of GICs on the market, including fixed-rate, which give you a fixed interest rate over a certain number of years, or market-linked, where your APY is linked to the market performance of a certain bundle of stocks. Forbes Advisor Canada graded 492 GICs across 44 financial institutions out of five based on their APY, terms, availability, minimum deposit requirements and customer service to find the best GIC rates on the market.