No, this isn't the year 1985. More on reddit.com

I pay mine electronically. Just go to citi.com and create an account or download the app. More on reddit.com

The Costco Visa was a great credit card when it launched. Today, it is a mediocre credit card. This really boils down to two changes in the last eight years: Credit card rewards have become increasingly competitive. While there were no widely available 2% everywhere Visa cards in 2016 (the Citi Double Cash was 2%, but couldn't be used in-warehouse at Costco), now there are several, and many of them have sign up bonuses (the best you might get at Costco if you're lucky to apply for the card is a thing of bottled water or an insulated food tote). The Costco Visa was eviscerated of almost all of its benefits, including purchase protection, extended warranty, and most travel benefits by Citi in the last few years. The biggest problem with the Costco Visa is that it has a 1% everywhere earn rate. This means if you use it as your primary credit card - e.g. almost all or all of your spending goes on it - the 1% everywhere else drags on your effective cashback. If you look at the effective cashback that most people get when they post their yearly summaries on r/Costco , they usually average 1.5-1.8% effective cashback, and would have been better off using a 2%+ anywhere card. When combined with the lack of benefits, and that the Costco Visa makes you wait a full year to redeem cashback as a certificate that can only be cashed out at Costco - I no longer recommend it to people. Again, it's not a predatory credit card, but you would generally do better with a 2%+ anywhere card. If you're really trying to maximize Wholesale club rewards as a category, there are cards that do 3%+ for wholesale clubs. More on reddit.com

Apparently you can only collect rewards once per year. That alone makes it not worth the extra % or 2 on gas to me. Also my free BofA cash rewards card gets 2% on Costco More on reddit.com