Our queen size all season warmth down blend insert-comforter takes a very unique approach to keeping you toasty warm on those cold winter nights beside the beach. This insert or comforter features a proprietary construction which puts only high quality 550 Fill Power white down in nearly two-thirds of the comforter (the part you sleep under) and fills the side panels (the part that hangs over the edge of your bed) with a blend of 80% feather and 20% down. With a little over 55% of a comforter resting on top of your mattress and the remainder falling over the edges, we’re giving you more down