There are instant approval credit cards for all card types. So you don’t have to worry about a minimum credit score for an instant approval credit card.

The credit score you need will depend on the specific credit card. The higher your credit score, the better your chances of qualifying for an instant approval credit card with the best features.

If you have poor credit, you won’t get a credit card with all the perks you’ll find in cards marketed to people with good or excellent credit. But if you take advantage of the credit-building features that come with the card you qualify for, you’ll soon be on your way to getting approved for the best instant approval credit cards.

Instant approval credit cards can approve or deny your application within seconds of submitting it while instant use credit cards provide your credit card number digitally upon approval. With the latter, you can use your new credit card before it arrives. Keep in mind, however, that you may need to wait a few days to hear whether you’re approved or denied for an instant use card.

When you apply for a credit card, you are required to fill out an application that’s typically a page long and includes personal information: name, address and Social Security number, as well as income, income source and monthly housing payments.

When you hit the apply button, one of several things can happen. You can be approved within seconds, it can become “pending” or you can be rejected. If you don’t want to wait the week to find out the answer when it goes into pending, you can call customer service and have the agent gather more details to make a quick decision. Otherwise, you’ll get an answer in the mail and possibly your card.