Mastercard
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No Annual Fee Credit Cards - Mastercard
No annual or hidden fees. See if you’re approved in seconds · Be automatically considered for a higher credit line in as little as 6 months · Help build your credit through responsible use of a card like this
Chase
creditcards.chase.com › no-annual-fee-credit-cards
Compare No Annual Fee Credit Cards | Chase
Apply Now Opens Slate Edge application in new window See details Opens slate edge (Registered Trademark) credit card product page in the same window ... empty checkbox Compare Compare the Slate Edge checkmark Comparing Compare the Slate Edge button disabled Compare Compare the Slate Edge Opens ...
Looking for a no annual fee credit card with the best rewards or cashback
Citi Shop Your Way has insane cash back % offers that exceed any paid CC. Right now I have an offer, get $100 back for spending $500 at gas, restaurants, and or groceries for each month till December. That's 20% cash back per month. No AF. More on reddit.com
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July 4, 2025Best no annual fee cash back credit cards
The Amex Blue Cash Everyday has 3% on groceries and online retail shopping up to $6,000 per year. I’m pretty sure Amazon falls into the shopping category. More on reddit.com
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December 1, 2024Seeking Best Credit With No Annual Fee
Citi Double Cash, Capital One Quicksilver, Chase Freedom Unlimited are really good. Citibank Double cash (2% back) 1% back when billed, 1% back when you pay off your bill. Capital One Quicksilver is 1.5% back on everything but the real kicker is that it has no foreign transaction fees, good if you travel anywhere that charges a different currency. Otherwise if you see yourself ever going down the Chase rewards route (sapphire rewards for things like Hyatt stays), Chase Freedom Unlimited is great for 1.5% back on everything to churn points and eventually transfer them to a Sapphire Card. Forgot to add, for SUB bonus churning for each you’d want to get the: Citi Strata Premier, Capital One Venture or VentureX, Chase Sapphire Preferred or Reserve Then ideally product change them to a no-annual fee that I mentioned above after a year if you don’t find use of it anymore. More on reddit.com
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January 1, 2025What no annual fee credit cards give you free credits?
US Bank Altitude Go gives a $15 annual streaming credit. More on reddit.com
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December 3, 2025Can you get a no-annual-fee credit card with bad credit?
Yes, there are no-annual-fee cards available for people with low credit scores. One option is to get a secured credit card that doesn't charge an annual fee — but you'll have to put down a refundable security deposit, instead. If you have bad credit, focus on building credit quickly to make more options available to you.
bankrate.com
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for January 2026 | Bankrate
Are no-annual-fee credit cards worth it?
Yes. Many no-annual-fee cards offer competitive rewards and useful features, especially if you want to avoid paying a yearly charge.
fool.com
fool.com › knowledge › credit cards › cut down on annual fees: the best no-annual-fee credit cards available this week, dec. 19, 2025
Cut Down On Annual Fees: The Best No-Annual-Fee Credit Cards ...
Are Credit Cards With No Annual Fee Worthwhile?
A credit card with no annual fee is the most economical choice, especially if you don't plan to use your card often. But rest assured, the best cards with no annual fees do come with plenty of perks, such as a 0% introductory APR, low interest rates and enticing rewards. These cards could deliver more value than cards with annual fees, depending on your spending habits.
money.usnews.com
money.usnews.com › home › credit cards › best no-annual-fee credit cards of november 2025
Best No-Annual-Fee Credit Cards of November 2025 | U.S. News
Videos
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American Express
americanexpress.com › us › credit-cards › category › no-annual-fee
No Annual Fee Credit Cards | American Express
Explore American Express No Annual Fee Cards. Enjoy the benefits of American Express Membership with no annual fee. Apply today. Terms apply.
Bankrate
bankrate.com › global › credit cards › advertiser disclosure category pages
Best No Annual Fee Credit Cards for January 2026 | Bankrate
4 days ago - Enjoy 0% Intro APR for 15 months ... won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card...
Credit Karma
creditkarma.com › credit-cards › no-annual-fee
Best No Annual Fee Credit Cards for January 2026
Compare credit cards with no annual fees. Find cards that offer rewards or cash back on purchases. Apply instantly.
U.S. News
money.usnews.com › home › credit cards › best no-annual-fee credit cards of november 2025
Best No-Annual-Fee Credit Cards of November 2025 | U.S. News
November 7, 2025 - Our top picks for cards that don’t charge an annual fee offer a range of rewards and benefits. Some credit cards earn cash back, others collect miles, and still others feature introductory APRs on purchases and balance transfers. You can explore which card might be a good fit based on your spending habits and goals.
Bank of America
bankofamerica.com › bank of america › credit cards › credit cards with no annual fee
Credit Cards with No Annual Fee from Bank of America
Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online.
Reddit
reddit.com › r/creditcards › looking for a no annual fee credit card with the best rewards or cashback
r/CreditCards on Reddit: Looking for a no annual fee credit card with the best rewards or cashback
July 4, 2025 -
My regular expenses include groceries, car insurance, Amazon, restaurants, hotels, Walmart, health insurance, and services like DoorDash, Uber, and Lyft. I want to maximize the cash back I earn across these categories and get the most value from my everyday spending.
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Citi Shop Your Way has insane cash back % offers that exceed any paid CC. Right now I have an offer, get $100 back for spending $500 at gas, restaurants, and or groceries for each month till December. That's 20% cash back per month. No AF.
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Amazon Prime Visa and 2% catch all card like the Synchrony Mastercard or some other 2% card. Throw the PayPal debit in the mix also.
U.S. Bank
usbank.com › credit-cards.html
Credit Cards | Apply and Compare Credit Card Offers | U.S. Bank
November 7, 2025 - Annual Fee: $0 intro for the first year ($/year thereafter). ... Our credit-building cards let you spend just like you would with a traditional credit card. The main difference is you’ll need to make a refundable security deposit from $300 to $5,000, to set your credit limit.
The Motley Fool
fool.com › knowledge › credit cards › cut down on annual fees: the best no-annual-fee credit cards available this week, dec. 19, 2025
Cut Down On Annual Fees: The Best No-Annual-Fee Credit Cards Available This Week, Dec. 19, 2025
3 weeks ago - No annual fee. Start shopping and earning rewards in minutes with your virtual card, before your physical card arrives in the mail, if eligible. Get a 0% intro APR for 15 months on purchases. Then 17.74% to 26.74% Standard Variable Purchase APR applies, based on credit worthiness.
Citi
citi.com › home › credit card › no annual fee credit cards
Credit Cards with No Annual Fee | Citi.com
Compare and apply for one of Citi's no annual fee credit cards. Choose from benefits like cash back rewards and low intro APR - all with no annual fee.
Discover
discover.com › credit-cards › no-annual-fee-credit-cards
No Annual Fee Credit Cards | Discover
Paying a credit card annual fee won't guarantee a higher credit limit. Discover reviews your credit score and more before offering a credit line with rewards and benefits but no annual fee, whether you have excellent credit, good credit or are working on your credit. You can check your account terms any time for details on your interest rate and more.
Address 2500 Lake Cook Road, 60015, Riverwoods
CNN
cnn.com › money › credit cards
The best no-annual-fee credit cards, chosen by an editor who has 16 cards | CNN Underscored
3 weeks ago - Who it’s for: People who want maximum flexibility in a no-annual-fee credit card. The Chase Freedom Unlimited is a top performer among no-annual-fee cards because it earns 3% cash back at all restaurants and drugstores.
CNBC
cnbc.com › cnbc select › credit cards › 8 easiest credit cards to get approved for in january 2026
8 easiest credit cards to get approved for in January 2026
2 weeks ago - The Brex card doesn't require a personal guarantee or a credit check, making it a great option for small businesses and startups. Most applicants receive an approval response within a few minutes.
Visa
usa.visa.com › pay-with-visa › find-card › apply-credit-card › no_annual_fee
No Annual Fee Credit Cards - Visa
Discover Visa personal payment solutions, secure transactions, travel support, cards and rewards designed to bring more value to your everyday experiences.
Experian
experian.com › credit-cards › best-no-annual-fee
Best Credit Cards with No Annual Fee of 2025 - Experian
Offers not available in all states. Marketplace licenses and disclosures. Get personalized credit card offers based on your credit profile ... Cash backRewardsFor bad creditFor fair creditBalance transferSecuredLow interestStudentTravel0% intro APRNo annual feeIntro bonusNo foreign transaction ...
TD
td.com › us › en › personal-banking › credit-cards › no-annual-fee
No Annual Fee Credit Cards | TD Bank
Limited time offer: 0% intro APR* on purchases for the first 12 billing cycles after account opening. After that, 17.74%–27.74% variable APR based on your credit worthiness ... A no annual fee credit card is one that doesn't charge a yearly fee for the convenience of having the card.
Citizens Bank
citizensbank.com › credit cards › credit cards overview
4 Distinct Credit Cards Made for Who You Are & Where You're Going
3% unlimited cash back on dining ... cycles, thereafter, #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Summit World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on your ...
CNBC
cnbc.com › cnbc select › credit cards › 5 best credit cards that waive your first annual fee in 2026
5 best credit cards that waive your first annual fee in 2026
2 weeks ago - Enjoy a $0 introductory Annual Fee for the first year, then $150. Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards › best no annual fee credit cards of january 2026
Best No Annual Fee Credit Cards of January 2026 - NerdWallet
November 5, 2025 - Toss in a good bonus offer and intro APR period, and this card is a winner. (see rates and fees). Read our review. ... The Wells Fargo Autograph® Card offers so much value, it's hard to believe there's no annual fee.