Reading through the comments, I think the moral of the story here is that no issuer is consistently giving “higher” limits than another. It’s wholly dependent on your credit file, business conditions, and macroeconomic factors. More on reddit.com

It depends. Typically you’ll get the highest limits with brands you already have a relationships with. AMEX and chase are known to give really high limits to people that are already customers with them for some time. More on reddit.com

I currently have a 789 score that I’m looking to raise further Why? The Care Credit account closing and reducing my credit limit is going to lower my score Not nearly as much as you think it will. According to Cap One’s app, I would need a limit of $15k to put me in the “Good” range The numbers given by those estimator apps are, quite frankly, bullshit. They're designed to keep you obsessed with credit so you keep opening loans and paying interest and making the bank money. At a 789, you already have excellent credit. Credit is not a game. The purpose isn't to get a higher score than everyone else. Stop trying to micromanage your credit: https://old.reddit.com/r/personalfinance/comments/11jzhcz/im_teaching_financial_literacy_and_the_basics_of/jb51g23/ More on reddit.com

On an anecdote of one (myself), BECU has been quite willing to raise my limits on their 1.5% cash back VISA card. I suspect it's a combination of income, my banking with them, high utilization, and asking for a limit raise every 6 months, but I've gotten up to 40k. My credit limit history on them is as follows: 08/2020 no income secured credit card new limit: $500 04/2021 requested an increase income $97k prior utilization around $250 new limit: $15,000 10/2021 requested an increase income $110k prior utilization around $2000 new limit: $37,000 02/2023 requested an increase income $155k prior utilization around $4000 new limit: $40,000 As I said, anecdote of 1. But if my experience is anything to go on, then I'd recommend persistently asking for an increase, and if that isn't working, then trying that at a bank you also bank with - one that sees your deposits each paycheck. They never volunteered to raise my credit limit. So I did have to ask each time, and I am not 100% certain if those limit increases were hard or soft pulls on my credit. I don't know how to check. They also never asked what I'd want it to be raised to - all the numbers were just "here's your new limit after inputting your information." Other factors: I live in WA, which is where BECU is located at the time this was my only credit card I don't know if either of these matter. I didn't look into credit cards at all until recently, but just consistently asking for a credit line increase has worked. And if comparing my income to yours says anything, you should definitely be able to do the same as long as you can get similar utilization, and are similarly persistent. More on reddit.com