Why use PayPal vs credit card?
Using PayPal vs credit card makes sense for trust and convenience, especially with digital goods. But combining both—and adding open banking—gives your customers choice while helping you cut fees.
Is it better to use PayPal or credit card?
If security and brand recognition matter more, go with PayPal. If you need a traditional payment method, cards may work better. But offering open banking can cust costs and give you a s smoother UX.
Is it better to pay with PayPal or credit card?
If you want smoother checkout and built-in fraud protection, PayPal can help. But pay with PayPal vs credit card depends on your audience—credit cards are more widely used.
Hi everyone,
I’ve been keeping an eye on PayPal ($PYPL) lately and noticed that the stock has been trading sideways for quite a while now. Although the company still holds a solid position in the digital payments space, market sentiment seems lukewarm at best. Compared to its highs a few years ago, the current price feels heavily discounted.
I have a few questions I’d love to hear your thoughts on:
What do you think about PayPal’s growth prospects over the next few years? Does it still have potential to bounce back, or is it steadily losing ground to competitors like Apple Pay, Block (Square), Stripe, etc.?
What do you think are the main reasons behind its prolonged sideways movement or decline? Is it due to concerns over slowing growth, intensifying competition, poor management decisions, or something else?
From a valuation perspective, is PayPal undervalued at this point—or is the market pricing it fairly based on current expectations?
I know many of you here have strong insights into market trends and company fundamentals, so I’d really appreciate any thoughts you have. If you’re currently holding PYPL, feel free to share your position or strategy as well.
Thanks in advance