Discover
discover.com › content › dam › dfs › online-banking › documents › Domestic_WireTransferRequestForm.pdf pdf
Domestic Wire Transfer Instructions Page 1
Section B. Wire Transfer Details—Amount you want to send ... 10. For further credit/additional information, including purpose of wire/final beneficiary/escrow title (include physical address for any · recipients you list below), information limited to 90 characters, including spaces: ... Section A. Your Discover Information ... Section C. Beneficiary Bank Information—The bank where the Beneficiary has their account
Veem
veem.com › home › blog › how long does a wire transfer take?
How Long Does A Wire Transfer Take? Domestic & International
January 22, 2024 - It’s also important to realize that even if a bank can cancel a wire, there’s likely a fee that’ll accompany it. This is why it’s important to check and double-check payee information before executing the transfer. Discover Veem’s payment management tools for safer and more secure ...
How long for wire transfers?
Hi I chatted you privately. How long did it take? I have same issue with wire to wife from discover bank now More on reddit.com
25
4
October 17, 2023Any issues with receiving international wire transfers into Discover Savings Account?
Discover has a FAQ for your questions. https://www.discover.com/online-banking/faq/ More on reddit.com
9
1
December 13, 2022Chase Bank misleading wire transfer fees
It clearly states what the wire fees are and what the benefits of your account are, and free wires are not included unless you are a service member and even then the fine print says you may see a fee as a result of a charge from another institution. I have the same account. More on reddit.com
6
1
April 28, 2020Coinbase wire transfer question - bank of America has no "memo" or "message" line so I can't provide my unique code
I found this link. maybe thatll help. Is it asking for like Coinbase's information? (scroll to the bottom ) https://support.coinbase.com/customer/en/portal/articles/1148716-payment-methods-for-us-customers?b_id=13521 More on reddit.com
16
2
October 16, 2017Is Discover a bank?
Discover is a division of Capital One, N.A. Capital One, N.A. is an FDIC-insured bank owned and operated by Capital One Financial Corporation. We offer online and mobile banking for a full suite of deposit products including checking, savings, and certificate of deposit accounts.
To learn more about Discover, visit discover.com/company.
To learn more about FDIC coverage, visit our FDIC Deposit Insurance page or FDIC.gov.
discover.com
discover.com › online-banking › faq
Online Banking FAQ | Frequently Asked Questions | Discover
What is my bank routing number?
The routing number used for electronic transfers made by ACH (including Direct Deposit) and for domestic wire transfers (from another bank within the U.S.) is 031100649. The routing number used for international wire transfers (from another bank outside the U.S.) is 043000261.
discover.com
discover.com › online-banking › faq
Online Banking FAQ | Frequently Asked Questions | Discover
What are my online transfer limits?
The following limitations apply to online transfers initiated through Discover's Account Center:
- Incoming limit is up to $250,000 per 30-day rolling period for each Account Center registered owner.1
- Outgoing limit is up to $250,000 per 30-day rolling period for each Account Center registered owner.
- The limits above are subject to a combined incoming/outgoing limit of $300,000 per 30-day rolling period for each Account Center registered owner.
- For security reasons, there may be additional limits on the dollar amount and the number of external transfers made through this Service.
- To see your limits, please look in Account Center during ACH transfer setup.
1Checking accounts opened online or through the Discover App after March 20, 2022 are subject to up to $10,000 incoming limit per 30-day rolling period for each Account Center registered owner.
Note: The transfer limits noted above only apply to transfers initiated at Discover through the Account Center. Transactions initiated externally do not have limits from Discover, other than the limitation of available funds in your Account, but may be limited by the external financial institution.
Additional restrictions may apply. See the Account Center (Banking) Agreement for complete details.
discover.com
discover.com › online-banking › faq
Online Banking FAQ | Frequently Asked Questions | Discover
Discover
discover.com › online-banking › faq
Online Banking FAQ | Frequently Asked Questions | Discover
Our online banking FAQ is here to help when you need it. Explore the frequently asked questions you may have on checking, savings or retirement accounts.
Bankrate
bankrate.com › banking
4 Ways To Transfer Money From One Bank To Another | Bankrate
September 15, 2025 - Wire transfers are fastest but most expensive, while ACH transfers are free but slower. Third-party apps like Zelle often balance speed and cost for everyday transfers. Your choice depends on how quickly you need the money and what fees you’re willing to pay. Moving money between banks is something most people need to do at some point.
Discover
discover.com › home › can you add to an online savings account regularly?
Can you add to a savings account regularly? | Discover
1 week ago - If you want to transfer from an external bank account into your savings, you should request to link the accounts. This process might take a few days to complete and is typically done through a series of small automated clearing house (ACH) deposits that you’ll confirm. Future transfers between financial institutions might take anywhere from a few hours to a couple of business days, depending on the accounts. Another option is to make a wire transfer to your savings account from another bank account.
NerdWallet
nerdwallet.com › banking › learn › wire-transfers-what-banks-charge
Wire Transfer Fees: What Banks Charge - NerdWallet
November 14, 2025 - You can use wire transfers to send large sums from your bank account to another. But fees can vary from $0 to $50 or more. See the wire transfer fees at Chase and other banks.
J.P. Morgan
jpmorgan.com › insights › treasury › payables & disbursements › how wire transfers work and when to use them
Wire Transfers: How They Work, Security & Fees | J.P. Morgan
Learn the fundamentals of wire transfers, how they work, when they’re the right payment choice, and how to optimize them for domestic and international business payments.
Dutch Point Credit Union
dutchpoint.org › manage › wire-transfers
Wire Transfers | CT International Wire Transfer | Dutch Point CU
For incoming wire transfers, please provide your financial institution with our Routing and Transit Number: 211180023.
Discover
discover.com › home › ach vs. wire transfer: what’s the difference?
ACH vs. wire transfer: What’s the difference? ACH vs. wire transfers | When to use each | Discover
September 17, 2025 - While automated clearing house payments and wire transfers are both electronic solutions for moving money, they serve different purposes. Understanding their costs, speed, and security features can help you choose the best option. ... Electronic money transfer technology has made banking ...
Cnbwaco
cnbwaco.com › home › blog › fraudulent wire transfers: 3 tips for protecting your business
3 Tips for Protecting Your Business from Fraudulent Wire Transfers
February 9, 2022 - In the event that you discover you’ve sent a wire to a criminal, your bank will likely do everything it can to get the money back, but unfortunately, the odds aren’t in your favor. That’s why it’s so important to constantly be on the lookout for warning signs of fraudulent wire requests. Wires offer great convenience to businesses—they are the fastest form of payment in today’s B2B landscape. Some industries rely on wire transfers ...
Tipalti
tipalti.com › learn › wire transfer definition: what is a wire transfer?
What is a Wire Transfer and How Does It Work?
August 19, 2025 - A wire transfer, which is a type of electronic transfer of funds between financial institutions, works as follows: The sender’s bank gets information on the wire amount, the sender’s and recipient’s information, including legal name, physical address, contact information, country, bank, branch, routing, SWIFT, or BIC code, bank account number, or IBAN for wire transfers, and reason for the transaction.
Reddit
reddit.com › r/discover › how long for wire transfers?
r/discover on Reddit: How long for wire transfers?
October 17, 2023 -
From my discover savings account, I wired a decent five figure transfer to my wife. I ordered the wire late last night so I get that nothing would happen until today.
As of right now (4:41 EST), the money left my account but my wife has not received it. I got an email from discover this morning that it was processing and to be on the look out for a tracking number “once the wire transfer is completed on Discover’s end”.
I don’t usually wire money so I’m a bit paranoid. Everything looking normal? Or should I call discover or have my wife call her bank (not discover)?
I’m prob overreacting as I thought wires were within an hour or so during business hours, but wanted to see if y’all had some insight.
Western Union
westernunion.com › country › united states › wire transfer vs electronic funds transfer: what’s the difference?
Wire transfer vs electronic transfer of funds | Western Union US
June 4, 2025 - Check out our guide to electronic ... internationally. Wire transfers are a specific type of EFT, where payments are sent from one bank account to another through messaging networks like SWIFT or Fedwire....
DocHub
dochub.com › fillable-form › 102441-wire-transfer-request-form-instructions-discover
Discover wire transfer: Fill out & sign online | DocHub
Discover App (for domestic and international wire transfers): Log in, select the Transfer icon and follow the instructions for Wire · When you send a wire transfer, youll receive a Federal Reference number, or fed number, that confirms the transaction. If youre worried about your payment, ...
Ally
ally.com › help › bank › transfers
Ally Bank Help Center: Transfers FAQs | Ally Bank
We don’t charge a fee to receive ... and easiest way to submit a wire transfer request is by using our online form , or by logging in to our mobile app, selecting Menu, then Wire Money, under Transfer and Pay....
Reddit
reddit.com › r/personalfinance › any issues with receiving international wire transfers into discover savings account?
r/personalfinance on Reddit: Any issues with receiving international wire transfers into Discover Savings Account?
December 13, 2022 -
Hey all!
My parents from India often send me money in the US via wire transfers. I have a checking account with Bank of America and it works flawlessly but they charge a $15 per wire transfer.
However, Discover doesn't charge fees on incoming wire transfers. I have a savings account (+credit card) with Discover, but I was wondering if anyone has had any issues with Discover. Me personally, I have not had any issues with my Discover account, but I have never tried wire transfers with them.
Can international wire transfers be received into a savings account? My parents send money in USD so I think it should be fine.
Wires into Discover are processed through Bank of NY Mellon. Does this intermediary bank charge any fees?
Does Bank of America's incoming international wires get processed through Bank of NY Mellon? I can't find any information related to this, but my assumption would be no since BoA is a large US bank.
For what it's worth, I'm talking about dollar amounts between $8,000 - $15,000 per transfer.
Top answer 1 of 4
1
Discover has a FAQ for your questions. https://www.discover.com/online-banking/faq/
2 of 4
1
Bank of America has its own SWIFT code, so it does not need an intermediary bank to process international wire transfer. Discover and many other banks don't find a need to join SWIFT so they rely on an intermediary bank (BNY) to receive. Does this intermediary bank charge any fees? Assume yes. Never know until you try. You can also use international money transfer service such as Wise to bypass wire transfers.
Discover
discover.com › card smarts › using your credit card › what is a credit card wire transfer?
Can You Do a Wire Transfer from a Credit Card? | Discover
September 24, 2025 - You'll also need to specify the amount you'd like to transfer. Other information may be required, particularly for international wires, so check with your financial institution about exactly what you'll need. Once your bank confirms all the information and you pay the wire transfer fee, your financial institution will initiate the wire transfer by contacting the recipient's institution with payment instructions.
Discover
discover.com › content › dam › dfs › online-banking › documents › International_WireTransferRequestForm.pdf pdf
International Wire Transfer Instructions Page 1
Important: If you provide an incorrect ... bank identifier (SWIFT, IBAN, or CLABE), you could lose the transfer amount. ... In Section G—Authorization: Make sure to enter your printed name as listed on your Discover accountand ... All fields are required unless otherwise noted. Both pages of the form are required. Type or print neatly. Illegible forms (dark background, ... NOTE: Wire Transfers ...
PNC
pnc.com › insights › personal-finance › spend › what-is-a-wire-transfer.html
What Is a Wire Transfer and How Does It Work? | PNC Insights
A wire transfer is used to electronically transfer funds from one bank to another. Learn more about how wire transfer work.
U.S. News
usnews.com › home › money › banking › advice
Here's How You Can Transfer Your Money Between Banks
April 28, 2025 - For example, Bank of America's daily transfer limit is $3,500, while Discover Bank's is $600. With some apps, your cash is there in minutes instead of days. ... If you're sending a large amount of money, you may want to use a wire transfer at ...