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Discover
discover.com › card smarts › credit card rewards › which travel rewards credit card is best for you?
Best Travel Rewards Credit Card for You | Discover
Discover has no foreign transaction fee. Bonuses: Travel cards may also have bonus miles offers to entice applicants. You may want to compare any bonuses or membership rewards to see how they match with your spending habits.
Published   4 days ago
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Discover
discover.com › card smarts › using your credit card › how to avoid foreign transaction fees
How to Avoid Foreign Transaction Fees | Discover
February 21, 2025 - DCC converts the foreign currency rate to your local rate, so you know what you're spending in U.S. dollars. This may sound great at first, but the DCC fee may be on top of the foreign transaction fee you’re already paying, making the transaction even more expensive. For those who enjoy trips abroad or shopping online from other countries, a credit card with no foreign transaction fees can be a convenient option for payments.
Discussions

Does Discover Uses an "Expensive" Currency Exchange Rate to Make Up for Its "No Foreign Transaction Fee"?
Not answering the exact question, but where overseas are you traveling? Discover acceptance can be spotty in Europe, for example More on reddit.com
🌐 r/CreditCards
5
2
August 7, 2024
Does Discover it Charge Foreign Transaction Fees?
They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times. More on reddit.com
🌐 r/discover
17
4
September 5, 2023
Travel w/Discover Debit Card
I recently travelled to Calgary with a Discover credit card, so not exactly a debit card but it should be accepted at all the same places. Quite frankly, there is no realistic way you could travel to Canada ONLY using a discover card. My discover was accepted at quite a few places, but I would have been screwed had I not had a Visa debit card or cash with me. As far as the fees, you would have to look up whether or not there are foreign transaction fees on the debit card. There were not any fees with my particular credit card. If customer service doesn’t know whether or not you can use an ATM, I wouldn’t rely on getting cash from an ATM in Canada. I would bring some cash (try to exchange for Canadian before entering Canada if at all possible) and then try to find an ATM that accepts the discover card. I don’t see why an ATM wouldn’t accept the discover debit card, but I would rather be safe than sorry. I should also say that different cities/provinces will likely have different acceptance rates for discover. More on reddit.com
🌐 r/discover
3
5
March 31, 2023
Discover and Amex Overseas
When I worked at Discover I had a customer call us in tears because she was in Canada (?) and her card wasn’t accepted anywhere and it was her only card. Moral of the story, bring a backup card. More on reddit.com
🌐 r/CreditCards
102
47
December 12, 2022
People also ask

Does my credit card have a foreign transaction fee?
You’ll need to check your card agreement to determine whether your card charges a foreign transaction fee. Find the agreement provided with your card, if you have it filed somewhere. Alternatively, you can find your card online and check the fees section under “Pricing and Terms” or “Rates and Fees”.
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lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
How much are foreign transaction fees?
Foreign transaction fees vary by credit card issuer, but they’re typically around 3%.
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lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
Which credit card is best for foreign transactions?
The best credit card for foreign transactions is the Capital One Venture X Rewards Credit Card — it has no foreign transaction fees, offers the chance to earn a large sign-up bonus and comes with an excellent rewards rate on travel purchases. Plus, you’ll get extra travel benefits, including up to $120 Global Entry/TSA PreCheck credit, a $300 annual travel credit through Capital One Travel and airport lounge access.
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lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
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Discover
discover.com › card smarts › using your credit card › how to choose the best student card for study abroad
Choose the Best Credit Card for Studying Abroad for You
4 days ago - Discover® Credit Cards are accepted at millions of places around the world.2 The international acceptance map may help you determine whether you may use your Discover Card in your destination country. ... A foreign transaction fee is a charge that covers the processing and conversion costs of purchases made in a different currency.
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Discover
discover.com › card smarts › getting a credit card › what are the most common credit card fees?
What Are the Most Common Credit Card Fees? | Discover
November 5, 2025 - If you’re paying in another currency and converting to your home currency, you might get a foreign transaction fee. A balance transfer lets you move debt from one card to another. If the second card has a lower interest rate, this can save you money in the long run.
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Discover
discover.com › card smarts › getting a credit card › does discover® have foreign transaction fees?
Does Discover Have Foreign Transaction Fees? | Discover
1 week ago - Discover® has no foreign transaction fee, so you won’t pay a foreign transaction fee when you use your Discover® Card internationally. See terms.
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Discover
discover.com › credit-cards › international-use
International Credit Card Acceptance | Discover
Where is a Discover card accepted? Find out where you can use your Discover card with the help of this guide to international credit card usage.
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Wise
wise.com › us › blog › using-discover-card-abroad
This is how you should use your US Discover card abroad - Wise
March 25, 2022 - Whether you choose to spend abroad using your debit or credit card, you’re going to incur some fees. Firstly, the cost of your purchase will be changed into USD using the daily exchange rate set by Discover.
Find elsewhere
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Mastercard
mastercard.co.uk › en-gb › personal › get-support › convert-currency.html
Currency Converter | Foreign Exchange Rates Calculator | Mastercard
Find the foreign currency exchange rates used for cross border transactions for all major world currencies with Mastercard’s online currency converter tool.
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LendingTree
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
1 week ago - Being charged €20 for lunch doesn’t mean your credit card will be charged $20. The charge will be converted to dollars using the current exchange rate. Both Mastercard and Visa calculate exchange rates to convert all foreign-denominated transactions to USD.
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SumUp
sumup.com › en-us › business-guide › foreign-transaction-fees
Foreign Transaction Fees: What They Are & How to Avoid Them
September 27, 2019 - Foreign transaction fees are charged ... and Discover. The bank issuing the card can, and often does, choose to pass on the cost to the consumer in the form of a foreign transaction fee. Additionally, most issuing banks will pass on the fee and add their own fee on top of the base rate, increasing ...
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U.S. News
money.usnews.com › home › credit cards › best no foreign transaction fee credit cards of december 2025
Best No Foreign Transaction Fee Credit Cards of December 2025 | U.S. News
1 week ago - Finally, you may get a better exchange rate by letting your credit card provider do the currency conversion to dollars. 1. Determine the type of credit card you want. Many different types of credit cards don't charge foreign transaction fees, including: ... 2. Make sure the card is accepted. For example, because of higher processing fees, American Express and Discover have lower acceptance rates worldwide than Visa and Mastercard.
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Which?
which.co.uk › money › credit cards & loans › credit cards › best travel credit cards 2026
Best travel credit cards 2026 - Which?
1 week ago - Two factors will determine what this costs you: your card's payment network exchange rate set by Mastercard, Visa or American Express, and the fees your provider adds on top. Specialist travel credit cards don't come with these fees, making it much cheaper to spend abroad or on foreign websites in another currency.
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Visa
usa.visa.com › support › consumer › travel-support › exchange-rate-calculator.html
Exchange Rate Calculator - Currency Converter | Visa
Use the converter below to get an indication of the rate you may receive when using your Visa card to pay while traveling internationally.
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LendingTree
lendingtree.com › credit-cards › study › foreign-transaction-fee
Foreign Transaction Fee Study: Paying to Use Your Credit Card Abroad Adds Up
May 19, 2018 - Cards with a foreign transaction fee: Users will pay up to 3% more for a transaction than no-foreign transaction fee alternatives. On a vacation to Europe last summer, 2,800 euros in charges ($3,261 in the prevailing exchange rate) would have ...
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Rates
rates.fm › homepage › cards › discover it foreign transaction fee: key facts
Discover It Foreign Transaction Fee: Key Facts | Rates
November 27, 2024 - However, there are some nice exceptions—the Discover it foreign transaction fee is 0%. This means that you don’t have to worry about paying extra while using this card overseas.
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CNBC
cnbc.com › cnbc select › credit cards › discover it cash back credit card review: earn 5% cash back in rotating categories
Discover it Cash Back Credit Card review: Earn 5% cash back in rotating categories
1 week ago - There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is a 3% intro balance transfer fee for transfers, up to 5% fee on future balance transfers, see terms.
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LendingTree
lendingtree.com › credit-cards › best › no-foreign-transaction-fee
Best No Foreign Transaction Fee Credit Cards 2026 | LendingTree
2 weeks ago - Credit cards tend to offer good ... foreign transaction fees as well. Capital One and Discover credit cards never charge foreign transaction fees....
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CNBC
cnbc.com › cnbc select › credit cards › discover’s 5% cash back bonus categories for q1 2026
Discover’s 5% cash back bonus categories for Q1 2026
2 weeks ago - Information about the Discover® Cashback Debit Checking has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication. *Click here for important disclaimers and disclosures. The Chase Freedom Unlimited® Card (see rates and fees) ranks as one of our best cash back cards with no annual fee.