They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times. Answer from itookyourjob on reddit.com
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Discover
discover.com › card smarts › getting a credit card › does discover® have foreign transaction fees?
Does Discover Have Foreign Transaction Fees? | Discover
3 days ago - Discover® has no foreign transaction fee, so you won’t pay a foreign transaction fee when you use your Discover® Card internationally. See terms.
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Discover
discover.com › card smarts › using your credit card › how to avoid foreign transaction fees
How to Avoid Foreign Transaction Fees | Discover
February 21, 2025 - Discover Card is accepted at millions of places around the world1 and has no foreign transaction fee. ... If you have an international vacation coming up or just want to make a purchase from an overseas seller, it may help to know a few tips ...
Discussions

Does Discover it Charge Foreign Transaction Fees?
They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times. More on reddit.com
🌐 r/discover
17
4
September 10, 2023
Anyone used a discover card internationally?
It depends on the merchant, not the country. I've used it internationally, both online and in-person. Some merchants will accept Discover, some Diners, some neither. Just ask. Bring a visa/mastercard/amex as backups. More on reddit.com
🌐 r/CreditCards
15
7
September 5, 2021
Does Discover charge foreign transaction/conversion fee? (Details below)
It depends on the card - for example I know the Discover It card doesn't charge foreign transaction fees. IT should be in the "Benefits" of the card if it does or not. More on reddit.com
🌐 r/personalfinance
11
0
June 24, 2021
Is Discover Credit card actually foreign transaction free ABROAD?

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🌐 r/CreditCards
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December 27, 2016
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wise.com › us › blog › discover-card-foreign-transaction-fee
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May 26, 2023 - That can add up to some useful savings on your trips abroad.6 · Overall, Discover can be a pretty nice solution for your travel, as there’s no foreign transaction fee when you spend money abroad.
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November 5, 2025 - You’ll usually see them if you make a purchase in another currency, and they’re usually applied as a percentage of your purchase. Discover® has no foreign transaction fee. This is great for students who might spend a semester abroad or ...
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August 31, 2025 - You might be thinking “does Discover have foreign transaction fees”? The answer is yes. Let’s see. Whichever card you use, you will pay for the exchange rate markups. When you buy something in the local currency, always get the local currency before you pay. If they offer to make a deduction in USD from your card directly, also known as Dynamic Currency Conversion (DCC), decline their offer. Include the ATM fees for every time you use an international ATM.
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May 24, 2024 - Note that Discover has no foreign transaction fee. Should you notify your bank or credit card issuer of your upcoming travel dates and destinations? Yes, this is a good idea. Without telling your credit card issuer, they might see this new spending ...
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What is a Travel Credit Card? | Discover
October 16, 2025 - Discover® has no foreign transaction fee. ... Many people use more than one travel credit card.
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