Discover
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
A penalty may be charged for early withdrawal. No minimum deposit required to open an account. ... Competitor comparison information obtained from Curinos as of XX/XX/XXXX, using Certificate of Deposit account APYs. The non-Discover service marks for Bank of America, Chase, Citibank, Wells Fargo and U.S.
Reddit
reddit.com › r/discover › what’s your experience with discover cd (certificate of deposit)
r/discover on Reddit: What’s your experience with discover CD (certificate of deposit)
December 29, 2023 -
I looked and saw on the website you can get a cd with a high APY. I saw you can get a 10 year cd with a 3.80% APY. I used an estimator and put $2,500 in it and it said I can earn $1,130 with the 10 year cd. Should I go for it? What’s your guys’s experience with discover cd
https://www.discover.com/online-banking/cd-lng-06/?icmpgn=mobile-app-tile&src=S0000175K
Top answer 1 of 5
19
Unless you think the rate of return with other investments is going to be lower than 3.8% I see no reason to do 10 years. Just do the short term ones for the 5.3%.
2 of 5
8
I opened a 9 month @5.3% with them recently, took me about 7 minutes from start to finish. Overall a good experience, goes right into their existing app I have for my credit card.
Videos
15:03
6 Best CD Rates for 2026 (Earn Up to 4.40%!) - YouTube
01:00
What is a Certificate of Deposit (CD)? - YouTube
Discover Bank, Member FDIC - Need a place to park your cash that you don't need to touch for a while? Check out the terms on a Discover Certificate of Deposit @DiscoverOfficial. See details here: discover.com/nickcd #discoverpartner #savings #finance | TikTok
13:50
Certificate of Deposits (CDs) For Beginners | The Ultimate Guide ...
11:29
The BEST CD Accounts Of 2023: High-Yield (ACT FAST!) - YouTube
Is there a minimum deposit required to open a Discover CD?
Discover does not enforce a minimum deposit to open a CD.
fortune.com
fortune.com › article › discover-cd-rates
How to get the highest APY from Discover CD rates in 2026 | Fortune
What is the minimum deposit amount to open a CD Account?
There is no minimum deposit to open a Discover CD Account.
discover.com
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
Are Discover Bank CD rates higher than other bank CDs?
You’ll likely find higher rates at Discover Bank than you would at larger national banks with branches. Typically, online banks offer higher rates because they lack the overhead costs associated with maintaining physical locations.
forbes.com
forbes.com › advisor › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates – Forbes Advisor
Bankrate
bankrate.com › banking › cds
Discover Bank CD Interest Rates | Bankrate
September 1, 2025 - Discover Bank offers certificates of deposit (CDs) in 12 different terms ranging from 3 months to 10 years, with no minimum deposit required to open. Each term pays the same annual percentage yield (APY) on all balances, making these CDs accessible to savers with any budget.
Finder
finder.com › www.finder.com › bank accounts › discover › discover bank cd rates review
Discover Bank CD rates review: Up to 5.00% | finder.com
Discover Bank CD Rates Review
Get competitive interest on most terms without meeting minimum deposit requirements. Discover Bank offers online-only products, including certificates of deposit (CDs) with terms that range from three months to 10 years. What makes Discover Bank’s CD account stand out the most from competitors ... <p>Discover Bank offers online-only products, including certificates of deposit (CDs) with terms that range from three months to 10 years. What makes Discover Bank’s CD account stand out the most from competitors is the fact that it doesn’t have any minimum deposit requirements. Compared to other ban
Fortune
fortune.com › article › discover-cd-rates
How to get the highest APY from Discover CD rates in 2026 | Fortune
December 12, 2025 - With Discover CDs, you won’t pay monthly fees and you won’t be subject to minimum deposit amounts. You’ll only be dinged for touching your money before your account matures. Here’s everything you need to know about earning interest with Discover CDs. All rates and fees are current as of Dec. 12, 2025, and are subject to change. Discover Bank has standard CDs, each with various terms designed for various financial situations. Discover offers standard CDs with terms ranging from three months to 10 years.
The Motley Fool
fool.com › motley fool money › banks › cds › best cd rates
Best CD Rates of 2026 (Up to 4.10%) | The Motley Fool
5 days ago - Make sure you meet the minimum deposit to kick off your CD. After your CD is up and running, keep track of the maturity date. When your term ends, you'll need to decide whether you want to withdraw your cash, roll it over into a new CD, or transfer it to another account. Some banks will auto-renew your CD, so it's a good idea to check in before that happens to make sure you're still getting the best deal. https://savings.breadfinancial.com/products/certificates-of-deposit
Forbes Advisor
forbes.com › advisor › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates – Forbes Advisor
November 28, 2021 - For Ally Bank Certificates of Deposit and Wells Fargo CDs (Certificates of Deposit) ... Capital One offers CDs with terms running from six months to five years. Rates range from 3.50% APY to 3.50% APY, and interest compounds daily. The highest-earning CDs available from Capital One are the six-month CD and one-year CD, which earn 3.50% and 3.90% APY, respectively. There is no minimum deposit requirement to open a Capital One 360 CD. Like Discover, Ally Bank offers competitive rates on its CDs and requires no minimum deposit to open an account.
Bank Deal Guy
bankdealguy.com › discover-bank-cd-rates
Discover Bank CD Rates – Earn Up To 4.00% APY
September 26, 2025 - CDs features include high interest rates, 24/7 Live Customer Service, Online Account Management, and FDIC Deposit Insurance up to $250,000 per individual account holder (FDIC certificate 5649).
SmartAsset
smartasset.com › checking-account › cd-rates-discover
Discover CD Rates | SmartAsset.com
See the latest certificate of deposit rates and offers from Discover Bank. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees. See if opening up a CD account today is right for you.
Reddit
reddit.com › r/discover › anyone who can share if they have?
r/discover on Reddit: Anyone who can share if they have?
September 25, 2023 -
Offer code for CD
NerdWallet
nerdwallet.com › article › banking › discover-bank-cd-rates
Discover Bank CD Rates: Solid But Not Highest - NerdWallet
September 16, 2019 - CDs lock up savings for a fixed period of time in exchange for a generally higher rate than other bank accounts. ... Enter your deposit, CD term and APY to see what interest you would earn on a certificate of deposit.
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › discover cd rates: pros, cons, and current rates
Discover CD Rates: Pros, Cons, and Current Rates
May 8, 2025 - The bank offers two types of CDs: standard CDs and IRA CDs. The two types of CD pay similar interest rates and have the same minimum deposit requirements. Here are the current Discover Bank CD rates and Discover IRA CD rates:
Bankcheckingsavings
bankcheckingsavings.com › home › discover bank cd rates: earn up to 4.05% apy
Discover Bank CD Rates: Earn Up To 4.05% APY
December 2, 2025 - Find the latest Discover Bank CD Rates here. Discover Bank offers Certificates of Deposits (CDs) with competitive rates to earn interest.
Discover
discover.com › home › certificate of deposit vs. savings account: which is right for you?
Certificates of deposit vs. savings accounts | Discover
October 24, 2025 - For long-term goals like retirement, you might explore opening a Traditional or Roth IRA, which you would ideally not tap into until you retire. But what about money you might need sooner? Two savings options to consider are certificates of deposit (CDs) and savings accounts.
Hustler Money Blog
hustlermoneyblog.com › home › discover bank promotions for december 2025: earn up to 4.05% apy savings, cd
Discover Bank Promotions for December 2025: Earn Up to 4.05% APY Savings, CD
December 2, 2025 - CDs features include high interest rates, 24/7 Live Customer Service, Online Account Management, and FDIC Deposit Insurance up to $250,000 per individual account holder (FDIC certificate 5649).
GOBankingRates
gobankingrates.com › cd rates › discover cd rates: what to know before you open one
Discover CD Rates: January 2026 Update | GOBankingRates
2 weeks ago - Certificates of deposit (CDs) are some of the easiest investment instruments to use. You simply deposit a certain amount of money with your bank and let it earn interest for months or years until the CD matures. Online banks such as Discover® Bank, Member FDIC, can offer higher, more competitive ...
Banks.com
banks.com › banking › cd accounts › discover certificates of deposit accounts (cds)
Discover Bank Certificate of Deposit (CDs) Accounts Review | Banks.com
November 21, 2024 - These accounts reward people who stash their money and can serve as an excellent complement to emergency funds. Discover Bank CDs have some of the highest rates in the industry. You can get a 3.70% APY if you get a 6-month CD, 3.80% for a 9-month CD and you can still get a 3.40% APY on a 5-year CD. Some banks give you lower APYs on a 1-year certificate of deposit.
USA Today
usatoday.com › money › blueprint › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates of 2024
November 21, 2024 - ’s wide range of certificate of deposits offer a solid deal for consumers: reasonably high yields with few fees. The bank scores well on customer service surveys and provides an easy-to-use digital experience via its app and website. Annual percentage yields and account details are accurate as o
Discover
discover.com › home › 4 benefits of a certificate of deposit (cd)
4 benefits of certificate of deposits (CD) | Discover
December 3, 2025 - Learn about the 4 key benefits of a certificate of deposit (CD) from Discover and how CDs can help you achieve your savings goals. Get started today.
SuperMoney
supermoney.com › reviews › cd-accounts › discover-bank-cd
Discover® Bank CD Rates (2026) - SuperMoney
This site requires JavaScript to function properly. Please enable JavaScript in your browser · Discover® Bank CD is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs