Discover
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
Comparison information is based ... with higher CD rates (e.g., different terms, minimum balance). ... Please enter an amount between $1 and $5,000,000. ... This calculator and the values shown are intended for illustrative and informational purposes only and may not apply to your individual circumstances. This calculator uses an Annual Percentage Yield (APY) that ...
Highyieldcdcalculator
highyieldcdcalculator.com
High Yield CD Calculator
Our powerful calculator instantly projects the future Final Maturity Value and Total Interest Earned on your high-yield Certificate of Deposit. Start Planning Your Returns ↓ ... Now that you’ve projected your earnings, browse our curated list of the best APYs available from top online banks.
Marcus
marcus.com › us › en › financial-calculators › high-yield-cd-calculator
High Yield CD Calculator | Marcus by Goldman Sachs®
Annual Percentage Yield – aka APY – is how much interest (shown as a percentage) you can expect to earn in a year if you leave your money right where it is (i.e., no withdrawals). CD rates differ from one institution to the next, so you can use our CD calculator to input your CD deposit and CD term. It’ll then calculate, based on the APY, how much interest you can earn on your Marcus high-yield CD.
Are Discover Bank CD rates higher than other bank CDs?
You’ll likely find higher rates at Discover Bank than you would at larger national banks with branches. Typically, online banks offer higher rates because they lack the overhead costs associated with maintaining physical locations.
forbes.com
forbes.com › advisor › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates – Forbes Advisor
How is interest on my CD calculated?
Interest is compounded daily and credited to your account monthly.
discover.com
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
What is considered a good CD rate?
A good CD rate is one that's higher than the national average – and in the current rate environment it should be outpacing inflation. The consumer price index (CPI) annual inflation rate was 2.7% for November, so your APY should be higher than that. In exchange for you locking up your money, some banks will shell out higher rates for their CDs than their savings accounts. In other words, the bank may be willing to pay you more for the certainty that your money will remain in its hands for the designated length of time. For example, the national average APY for 1-year CDs is 1.9% as of Januar
bankrate.com
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
This calculator uses an Annual Percentage Yield (APY) that is rounded to the nearest one-hundredth of one percentage point, e.g., .01%. However, actual interest earned calculations use an APY that is rounded to the nearest one-thousandth of one percentage point, e.g., .011%. As a result, the estimated interest earned value shown here may vary from the actual interest earned on your account. Calculation assumes principal and interest remain on deposit and interest rate and APY do not change.
Marcus by Goldman Sachs
marcus.com › us › en › savings › high-yield-cds
High-Yield CDs | Marcus by Goldman Sachs®
Explore rates with our calculator below. ... It takes just a few steps to start saving for your future. Begin our secure (and fast) account opening process. Choose a CD term from 6 months to 6 years. Including your name, address, date of birth and Social Security Number. Link to your account at another bank. ... Conveniently manage your CD maturity plan online, up to one year before maturity. A Marcus High-Yield CD is a type of deposit account that, depending on the term, usually offers a higher Annual Percentage Yield (APY) than a traditional savings account.
Bankrate
bankrate.com › banking › cds
CD Calculator - Free Calculator for Certificate of Deposits
Explore our savings calculators, CD calculators, and more calculator resources. ... A certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts. ... Learn how to to earn higher interest rates while maintaining access to portions of your money. ... CDs come with a fixed annual percentage yield (APY) that makes it easier to calculate exactly how much interest you’ll earn when your CD matures.
Flagstar
flagstar.com › personal › learn › financial calculators › savings calculators › cd calculator
CD Calculator - Flagstar
Discover how much your savings could grow in a certificate of deposit (CD) account with our CD interest calculator. With a higher guaranteed rate of return than traditional savings accounts, a CD can help you reach your savings goals faster.
Forbes Advisor
forbes.com › advisor › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates – Forbes Advisor
November 28, 2021 - Building a CD ladder with Discover CDs could also be a smart strategy, allowing you to lock in high rates while still maintaining access to a portion of your cash. To find out how much you would earn with a Discover Bank CD, depending on the term you choose and the size of your initial deposit, use our CD calculator.
Bankrate
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
1 month ago - Stay informed on today's best CD rates trending above 4 percent APY. Bankrate's experts compare CD offers from thousands of financial institutions, empowering you to make the right decisions for your financial goals.
Reddit
reddit.com › r/discover › what’s your experience with discover cd (certificate of deposit)
r/discover on Reddit: What’s your experience with discover CD (certificate of deposit)
December 29, 2023 -
I looked and saw on the website you can get a cd with a high APY. I saw you can get a 10 year cd with a 3.80% APY. I used an estimator and put $2,500 in it and it said I can earn $1,130 with the 10 year cd. Should I go for it? What’s your guys’s experience with discover cd
https://www.discover.com/online-banking/cd-lng-06/?icmpgn=mobile-app-tile&src=S0000175K
Top answer 1 of 5
19
Unless you think the rate of return with other investments is going to be lower than 3.8% I see no reason to do 10 years. Just do the short term ones for the 5.3%.
2 of 5
8
I opened a 9 month @5.3% with them recently, took me about 7 minutes from start to finish. Overall a good experience, goes right into their existing app I have for my credit card.
Fortune
fortune.com › article › cd-rates-1-12-26
Best CD rates Monday, Jan. 12, 2026: Earn up to 5.00% APY | Fortune
4 days ago - Below, you’ll find a list of CDs with terms ranging from 1 month to 10 years, curated in partnership with financial services data company Curinos to help you make the most informed decision possible for your situation. ... Discover the highest high-yield savings rates, up to 5% for January 16, 2026.
Forbes Advisor
forbes.com › advisor › banking › cds › best-cd-rates
Best CD Rates Of January 2026: Up To 4.10% APY – Forbes Advisor
1 week ago - Use our CD calculator to determine how much you’d earn with a CD, depending on term length, APY and initial deposit. If you’re looking for a savings account with a high interest rate and easy access to your funds, consider the following CD alternatives. Both high-yield savings accounts and CDs earn higher-than-average APYs and are great options to grow your savings risk-free.
CNBC
cnbc.com › cnbc select › banking › 13 best cd rates of january 2026: earn up to 4.10% apy
13 best CD rates of January 2026: Earn up to 4.10% APY
2 days ago - For CD term of 17 months or less, penalty is number of days the certificate is open, up to 90 days; for CD term of 18 to 23 months, penalty is number of days the certificate is open, up to 120 days; for CD term of 24 to 48 or 60 months, penalty is number of days the certificate is open, up to 180 days; for during 7-day grace period for new certificates, penalty is 7 days (no dividends are earned), a penalty will be applied from the principal balance. Terms apply. ... Ally Bank® is a Member FDIC. ... High Yield CDs and Raise Your Rate CDs have early withdrawal penalties that vary based on your CD term.
The Motley Fool
fool.com › motley fool money › banks › cds › best cd rates
Best CD Rates of 2026 (Up to 4.10%) | The Motley Fool
July 7, 2018 - We’ve rounded up our favorite CD accounts based on APY, bank reliability, and fees. Find the right one, lock in your rate, and start earning today. ... We evaluate all banking institutions across the same 4 key criteria: annual percentage yield (APY), brand reputation, fees and minimum requirements, and additional perks · Our bank ratings are never influenced by our advertising partners · We strictly feature products that offer federal insurance and high customer satisfaction, keeping our recommendations unbiased
NerdWallet
nerdwallet.com › home › banking › best › best cd rates for january 2026: up to 4.27%
Best CD Rates for January 2026: Up to 4.27% - NerdWallet
1 day ago - When comparing CD rates, use a CD calculator to see how much you can earn with different term lengths. Traditionally, one-year, three-year and five-year CDs tend to be the most popular options to consider, but there are other CDs that occasionally provide higher yields or more flexibility.
NerdWallet
nerdwallet.com › banking › learn › discover-bank-cd-rates
Discover Bank CD Rates: Solid But Not Highest - NerdWallet
September 16, 2019 - Alternatively, if you only know a CD’s interest rate, you need to know the compounding frequency — often daily or monthly — to estimate your return. Learn more about APY vs. interest rate. » Need more access to funds? See the best high-yield savings accounts instead · Did you know... Capital One’s deal to buy Discover ...