Discover
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
Find a high yield CD account from Discover. Compare online CD rates and choose the best CD term to reach your financial goals. Open a CD online today.
Yahoo! Finance
finance.yahoo.com › personal finance › banking
Best CD rates today, January 16, 2026 (up to 4% APY return)
1 day ago - Even so, some banks are still offering competitive CD rates. For those that are, top rates reach about 4% APY. This is especially true for shorter terms of one year or less. Today, the highest CD rate is 4% APY.
What’s your experience with discover CD (certificate of deposit)
Unless you think the rate of return with other investments is going to be lower than 3.8% I see no reason to do 10 years. Just do the short term ones for the 5.3%. More on reddit.com
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December 29, 2023Is the Discover HYSA a good choice for savings? Could anyone recommend?
A few of the CC companies have HYSA. I guess you go with the one who feel more comfortable with.. I ended up going with Amex as I have been a long time customer with them. It's sort of a bidding war right now. It seems every other month one of them ups the APY. You may need to look at how may times you can deposit or withdraw a month. Edit: I finally got an HYSA at the beginning of the year. At time it was below 4%. Maybe it started at 3.5% but can't remember at the moment. Bottom line is that a HYSA is better than your standard bank's saving account. More on reddit.com
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October 4, 2023For those investing in CDs, AAA offers a 0.05% bump in CD interest rate through Discover
These CD rates are kind of low; check nerdwallet, best rate there is 5.10%. Don't forget the fine print around fees, I have a credit union CD that isn't the absolute best rate but it has no withdrawal penalty; see what works for you. More on reddit.com
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April 27, 2023Discover Bank Interest: 4.35%, 12 month CD 5.20%
This is an extra $50 per year if you have $100,000 in savings. So any increase is nice but this is minuscule compared to other HYSA or treasury bonds. More on reddit.com
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April 3, 2023What is considered a good CD rate?
A good CD rate is one that's higher than the national average – and in the current rate environment it should be outpacing inflation. The consumer price index (CPI) annual inflation rate was 2.7% for November, so your APY should be higher than that. In exchange for you locking up your money, some banks will shell out higher rates for their CDs than their savings accounts. In other words, the bank may be willing to pay you more for the certainty that your money will remain in its hands for the designated length of time. For example, the national average APY for 1-year CDs is 1.9% as of Januar
bankrate.com
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
What is the minimum deposit amount to open a CD Account?
There is no minimum deposit to open a Discover CD Account.
discover.com
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
How is interest on my CD calculated?
Interest is compounded daily and credited to your account monthly.
discover.com
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
Discover
discover.com › online banking › money market account
Money Market Account | Discover
Learn more about our Online Savings Account and Certificate of Deposit—both with no feesA penalty may be charged for early withdrawal from a CD. and no minimum opening deposit. Earn interest over 5XThe Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest bearing savings accounts with a balance of $500 as reported by Curinos as of XX/XX/XXXX.
NerdWallet
nerdwallet.com › banking › learn › discover-bank-cd-rates
Discover Bank CD Rates: Solid But Not Highest - NerdWallet
September 16, 2019 - The credit card issuer Discover has high-yield CDs with no opening minimum.
Bankrate
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
4 days ago - Marcus' CD penalties are generally on the lower end, compared with those at competing banks. ... Competitive yields across most terms. The bank offers high-yielding specialty CDs: a rate bump CD and three no-penalty CDs.
Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
NerdWallet
nerdwallet.com › article › banking › discover-bank-cd-rates
Discover Bank CD Rates 2025: Solid But Not Highest
September 16, 2019 - The credit card issuer Discover has high-yield CDs with no opening minimum.
Discover
discover.com › online banking › individual retirement accounts
Retirement Accounts | Discover
Learn more about our Online Savings Account and Certificate of Deposit—both with no feesA penalty may be charged for early withdrawal from a CD. and no minimum opening deposit. Earn interest over 5XThe Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest bearing savings accounts with a balance of $500 as reported by Curinos as of XX/XX/XXXX.
Bankrate
bankrate.com › banking › cds
Discover Bank CD Interest Rates | Bankrate
September 1, 2025 - Competitive rates: Yields are significantly above the national averages. Wide range of terms: You get 12 different options to choose among, from 3 months to 10 years. FDIC insurance: Deposits are federally insured up to $250,000 per depositor, per account. Online account management: Easily manage your CDs through Discover's highly...
Yahoo! Finance
finance.yahoo.com › personal finance › banking
Best CD rates today, January 14, 2026: Lock in up to 4.1% APY
3 days ago - Some of the highest CD rates are above 4% APY. Not sure where to find them? Learn more about where to get the best CD rates right now.
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › discover cd rates: pros, cons, and current rates
Discover CD Rates: Pros, Cons, and Current Rates
May 8, 2025 - Discover CD rates range from 2.00% to 4.00% APY, with shorter-term CDs generally having higher rates.
Fortune
fortune.com › article › discover-cd-rates
How to get the highest APY from Discover CD rates in 2026 | Fortune
December 12, 2025 - All of its banking products are almost fee-free—including its best certificates of deposit, which deliver hyper competitive annual percentage yields (APY). With Discover CDs, you won’t pay monthly fees and you won’t be subject to minimum deposit amounts.
CNBC
cnbc.com › cnbc select › banking › 13 best cd rates of january 2026: earn up to 4.10% apy
13 best CD rates of January 2026: Earn up to 4.10% APY
2 days ago - Traditional CD: A standard CD with a fixed interest rate and a set term. You agree to leave your money untouched until maturity to avoid early withdrawal penalties. High-yield CD: A CD offering a higher-than-average return.
Forbes Advisor
forbes.com › advisor › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates – Forbes Advisor
2 weeks ago - Discover® Certificates of Deposit offer competitive rates, with annual percentage yields (APY) between 2.00% to 4.05%. Available terms range from three months to 10 years, and there’s no minimum deposit required to open an account.
Discover
discover.com
Discover - Personal Banking, Credit Cards & Loans
Open a high-interest, no-monthly fee online savings account. Learn more about online savings or see how a savings account calculator can help you reach your financial goals. Learn more about how CDs grow savings safely, or open a CD account today and lock in a great rate with terms ranging from 3 months to 10 years.
Discover
discover.com › home › where should i keep my money? consider these 4 bank accounts
4 types of bank accounts to help you save | Discover
December 16, 2025 - With a CD, you agree to leave your money in the bank for a set term. Typically, the longer the deposit period, the higher the interest rate. Chelsea Brennan, an investment professional and blogger, says the benefit of saving for shorter-term goals with a CD is that your money is more likely to remain committed to its purpose.
GOBankingRates
gobankingrates.com › cd rates › discover cd rates: what to know before you open one
Discover CD Rates: January 2026 Update | GOBankingRates
2 weeks ago - You simply deposit a certain amount of money with your bank and let it earn interest for months or years until the CD matures. Online banks such as Discover® Bank, Member FDIC, can offer higher, more competitive CD rates than big banks because they don’t have the overhead costs that come with managing brick-and-mortar branches.
Discover
discover.com › home › 7 types of savings accounts you should know
Learn the different types of savings accounts | Discover
December 15, 2025 - High-yield savings accounts offer significantly higher interest rates than the national average, so your money can grow more quickly. What’s more, virtually all high-yield savings accounts are also online savings accounts, which means you can manage your money from your phone or other device at any time.
Discover
discover.com › home › 4 benefits of a certificate of deposit (cd)
4 benefits of certificate of deposits (CD) | Discover
December 3, 2025 - A 5-year CD with a 2.00% APY (annual percentage yield) will earn that rate for the entire term, regardless of any interest rate increases or decreases during the time you have the CD.
Discover
discover.com › home › what is a high-yield savings account?
What is a high-yield savings account? Start here | Discover
November 24, 2025 - High-yield savings accounts allow you to grow your money through compound interest, she adds. With compound interest, you earn interest on both your principal—in other words, your bank balance—and the interest you receive.