I know this subreddit is mainly focused on credit cards, but I posted this here since it's from discover. I myself have the discover it credit card, and I realized they have a HYSA with 4.30% APY.

Could anyone recommend it? Or are there better alternatives?

Hi everyone! I use discover for my credit card and was thinking about switching my checking and creating a High Yield Savings account with them. Any thoughts or advice on switching? I wanted to have multiple savings accounts to save for different things, does discover make this easy to do?

I opened a a high yield savings account with Discover about 3 weeks ago. Since opening the account, the website has given me nothing but trouble and left me with the inability to access my account. When I try to access my account I get a screen saying “there are a few more items we need you to complete…” then when I hit continue I get a “we were unable to complete your request” error message. Screenshots attached.

I have called Discover numerous times over this and although everyone is always very nice I get no results. Tickets get submitted but I never hear back. They run me through the same troubleshooting things that never fix the issue (ex: try a new browser, clear your cache, etc).

It’s been over three weeks now and nothing has changed. No updates. No nothing. I’ve had a credit card with them forever and that part of the website is working fine but my savings account remains stuck in limbo and customer service has been useless. Where do I go from here?

I’ve been rethinking how I save money and stumbled across the idea of opening a high-yield savings account. The Discover Savings Account keeps popping up, but it’s tough to figure out if it’s really a solid choice for someone just starting to get serious about saving. The situation is that I don’t have tons of cash lying around, but I want to start building better habits. Online options are cool, but the sheer number of choices makes it overwhelming. If you’ve had any experience with Discover Savings or can recommend better alternatives, let me know.

opened a hysa with discover last week. attempted to add my local bank's routing & checking information on account creation, received an error saying that real-time authentication isn't available for that bank. okay np, i finished the account setup, logged into site, attempted to add bank again and the site kicked me out back to the login page. attempted to login, was told my account is locked. had to call discover customer service (no wait time and american workers, very friendly & helpful!), was told that my bank isn't on their list of participating banks for digital transfers and that i'd have to use my bank's website to transfer the money over or send them a paper check. seriously?

assuming i do the above which is a big inconvenience, how in the world do you move money out assuming i can get it over to them in the first place?

has anyone else experienced this kind of problem before? tempted to just close the account and try another bank (e.g., capital one, american express, etc.), but there's no way of knowing if i'll hit the same barrier again or not ahead of time.

the bank i'm trying to pull the money from is a north-east bank called m&t. i picked discover because they had a sign-up bonus of $200 if you move $25k over.

Just opened one. What has been everyone’s experience? I opened it due to the higher interest return. Thanks in advance.