Discover card is excellent when you're new to credit or have blemished credit and nobody else will give you a chance to show you are responsible with credit, plus they have really good US based customer service. I wouldn't personally bother to get a Discover card for someone like yourself who seems highly qualified to get credit from other issuers, MC/Visa will be more widely accepted worldwide. and there are some really good cards (primarily Visa) with no foreign exchange fee. Do you use Verizon? Look at the Verizon card (4% dining/grocery/gas/charging, 1% everything else, 4% on Verizon purchases not associated with bill), excellent rewards with no annual fee and lets you get auto-pay discounts without using a bank withdrawal. For 2%+ on EDP, Citi Double Cash, Fidelity Card, Alliant (requires some hoops to jump through for >2% and redeem it). Penfed has a 5% on gas and 3% on supermarkets. Costco card is really good if you belong to Costco (5% Costco gas, 4% gas elsewhere, 3% restaurants and travel, 2% Costco, 1% elsewhere - don't use it for EDP personally). Answer from Sad_Alternative5509 on reddit.com
Discover
discover.com › credit-cards › cash-back › it-card.html
Discover it® Cash Back Credit Card | Apply in Minutes
We match all the cash back earned at the end of your 1st year! $0 annual fee & 2X cash back your 1st year. See terms & apply today!
Discover
discover.com
Discover - Personal Banking, Credit Cards & Loans
Compare credit cards to find which offer is right for you. Use our interest calculator to estimate your monthly payment. If you have no credit history or have struggled with your credit in the past, the Discover it Secured Card might be a good card for you.
Videos
How To Apply For Discover It Secured Credit Card (Full 2026 Guide) ...
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How to Get The Discover It Card (Step-by-Step 2025 Guide) - YouTube
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Discover It: My 10 Year Deep Dive Review - YouTube
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The BEST Year One Credit Card Strategy (The Discover It Card By ...
Is the Discover It Card Worth It in 2025?
Discover card is excellent when you're new to credit or have blemished credit and nobody else will give you a chance to show you are responsible with credit, plus they have really good US based customer service. I wouldn't personally bother to get a Discover card for someone like yourself who seems highly qualified to get credit from other issuers, MC/Visa will be more widely accepted worldwide. and there are some really good cards (primarily Visa) with no foreign exchange fee. Do you use Verizon? Look at the Verizon card (4% dining/grocery/gas/charging, 1% everything else, 4% on Verizon purchases not associated with bill), excellent rewards with no annual fee and lets you get auto-pay discounts without using a bank withdrawal. For 2%+ on EDP, Citi Double Cash, Fidelity Card, Alliant (requires some hoops to jump through for >2% and redeem it). Penfed has a 5% on gas and 3% on supermarkets. Costco card is really good if you belong to Costco (5% Costco gas, 4% gas elsewhere, 3% restaurants and travel, 2% Costco, 1% elsewhere - don't use it for EDP personally). Answer from Sad_Alternative5509 on reddit.com
Reddit
reddit.com › r/discover › is discover it card worth it?
r/discover on Reddit: Is Discover it card worth it?
May 24, 2025 -
Hello, I don’t currently have a Discover card and have just went down a rabbit while looking into them lol. I’m just wondering is this card a good card to get for the 5% categories as well as the first year match and 0% apr? For reference I currently have an Amex Gold, Amex BCE, Chase prime visa and two Navy Fed credits cards. So I have some pretty decent cards with different spend categories already but for some reason the Discover card has caught my eye, if even just to rake up on spending for the first year and when the 5% categories are great. Any feedback or recommendations would be great! Thanks in advance 😊
Top answer 1 of 19
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Discover card is excellent when you're new to credit or have blemished credit and nobody else will give you a chance to show you are responsible with credit, plus they have really good US based customer service. I wouldn't personally bother to get a Discover card for someone like yourself who seems highly qualified to get credit from other issuers, MC/Visa will be more widely accepted worldwide. and there are some really good cards (primarily Visa) with no foreign exchange fee. Do you use Verizon? Look at the Verizon card (4% dining/grocery/gas/charging, 1% everything else, 4% on Verizon purchases not associated with bill), excellent rewards with no annual fee and lets you get auto-pay discounts without using a bank withdrawal. For 2%+ on EDP, Citi Double Cash, Fidelity Card, Alliant (requires some hoops to jump through for >2% and redeem it). Penfed has a 5% on gas and 3% on supermarkets. Costco card is really good if you belong to Costco (5% Costco gas, 4% gas elsewhere, 3% restaurants and travel, 2% Costco, 1% elsewhere - don't use it for EDP personally).
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Discover it card is a great card it's a rotating category card and Capital One just took it over. It's probably gonna go into the Capital One ecosystem and complement the savor and venture and venture X it is going to be a powerful card .
Discover
discover.com › credit-cards
Apply for a Credit Card Online from Discover
One of the simplest helpful credit ... featuring common benefits that we provide every customer, including cash back rewards, security features, and more....
Address 2500 Lake Cook Road, 60015, Riverwoods
Wikipedia
en.wikipedia.org › wiki › Discover_Card
Discover Card - Wikipedia
1 month ago - Unlike other attempts at creating a credit card to rival MasterCard and Visa, such as Citibank's Choice card, Discover gained a large national consumer base. It carried no annual fee, which was uncommon at the time, and offered a typically higher credit limit than similar cards.
Discover
discover.com › card smarts › credit card rewards › what is the discover it® cash back card?
What Is the Discover it® Cash Back Card? | Discover
December 4, 2024 - The Discover it® Cash Back Card helps you earn rewards on every purchase, plus a match at the end of your first year. A Discover account includes extra security features to help protect you from identity theft and fraud.
U.S. News
money.usnews.com › home › credit cards › best discover credit cards of december 2025
Best Discover Credit Cards of December 2025 | US News
December 3, 2025 - ... The Discover it® Secured Credit Card offers people who are new to credit, have poor or bad credit, or who are rebuilding credit an opportunity to improve their credit while earning rewards.
Discover
discover.com › credit-cards › cash-back
Cash Back Credit Cards | Discover
For example, the Discover it® Gas and Restaurants Card lets you earn 2% Cashback Bonus® at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.2 · Or consider the Discover it® Cash Back Credit Card, where you may earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Address 2500 Lake Cook Road, 60015, Riverwoods
Credit Karma
creditkarma.com › creditcard › CCDiscover01
Credit scores and much more - Intuit Credit Karma
However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover.
Discover
discover.com › credit-cards › compare
Credit Card Comparison | Discover
The Discover it® Cash Back credit card is a great choice for people with good to excellent credit. We also offer the Discover it® Miles Travel Card, Discover it® Chrome Gas and Restaurants Card and NHL® Discover it® Card.
Address 2500 Lake Cook Road, 60015, Riverwoods
Discover
discover.com › credit-cards › cash-back › it-card › reviews
Discover it® Credit Card Review | Cardmember Feedback
Why settle? Enjoy low intro APR on purchases & much more. See what cardmembers are saying. Read Discover It credit card reviews online now.
Reddit
reddit.com › r/creditcards › opinions on the discover it credit card??
r/CreditCards on Reddit: Opinions on the Discover It Credit card??
March 4, 2023 -
^ i don’t know much of anything about credit cards, i just use my visa one that the bank gave me 4 years ago. i’m looking into another one and this one seems good but i could be wrong, thanks
Top answer 1 of 32
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It's definitely a good one. It's my oldest card and I'll probably never close it. They are known for their good customer service. The rotating 5% categories can be a little annoying, but if you don't want to deal with that, they have a miles card.
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The best starter card IMO
WalletHub
wallethub.com › d › discover-it-credit-card-801c
Discover it Cash Back Reviews (2025) - Credit Cards
Discover it® Cash Back
Discover it Cash Back Reviews (2026) ... the it Card’s fees, APRs & requirements. Apply online for Discover it Cash Back.John KiernanWalletHub ... This card has been scored using WalletHub’s proprietary credit card rating system.... Discover it Card reviews, cash back rates, bonus info & more. Learn about the it Card’s fees, APRs & requirements. Apply online for Discover it Cash Back.
CompareCards.com
comparecards.com › credit-card › discover-it
Discover it® Cash Back | CompareCards.com
Get a 0% intro APR for 15 months on purchases. Then 17.74% to 26.74% Standard Variable Purchase APR applies, based on credit worthiness. Rates as of December 15, 2025. Terms and conditions apply. ... 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically ... With the Discover it® Cash Back credit card you can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate...
Credit Karma
creditkarma.com › creditcard › CCDiscover06
Discover it® Secured Credit Card
Automatic reviews starting at 7 ... line of credit and return your deposit. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. INTRO OFFER: Unlimited Cashback Match for all new cardmembers—only from Discover...
NerdWallet
nerdwallet.com › credit-cards › learn › benefits-discover-it
9 Benefits of Discover it Cash Back - NerdWallet
November 8, 2025 - With bonus categories that commonly include major line items in many people's budgets the Discover it® Cash Back is suitable as an everyday card, but it also pair nicely with a flat-rate cash-back credit card that earns a decent rewards rate on all purchases.
CNBC
cnbc.com › cnbc select › credit cards › why i chose the discover it student cash back card for my first credit card
Why I chose the Discover it Student Cash Back card for my first credit card
September 6, 2024 - I needed a card geared toward students with no credit history, but also wanted to earn rewards on my everyday purchases. As my first credit card, it was also important for me to have security protections and easily accessible customer service. After extensive research, I landed on the Discover it® Student Cash Back card, and it fit the bill perfectly.
Discover
discover.com › card smarts › getting a credit card › different types of credit cards
Types of Credit Cards | Discover
October 10, 2025 - If you mainly use your credit card for certain types of purchases, like travel, dining, or gas, you may want to opt for a rewards credit card with bonus rewards in these categories. Tiered rewards cards, like the Discover it® Chrome Gas & Restaurant Credit Card, let you earn more rewards in specified categories, and may allow you to make the most of your shopping habits.
Forbes Advisor
forbes.com › advisor › credit-cards › reviews › discover-it-cash-back-credit-card
Discover it Cash Back Credit Card Review – Forbes Advisor
Discover it® Cash Back
The Discover it Cash Back remains a solid cash-back card, but it has its flaws. Find out if it’s the right card for you in Forbes Advisor's review. The Discover it® Cash Back credit card is a leading cash-back card with a few limitations. Its customer service and first-year Cashback Match™ stand out, but capped bonus rewards on rotating cash-back categories make it a second-tier rewards card. Beyond the first year, this card could be worthwhile for those who activate and maximize its 5% cash back on quarterly rotating categories (up to $1,500 in combined category spending per quarter, activati
CNBC
cnbc.com › cnbc select › credit cards › what credit score do you need to get a discover it card?
What credit score do you need to get a Discover it Card?
February 28, 2025 - Discover issues valuable cards to fit a range of credit scores.