Credit is currently 541 due to a lot of late payments and cards being cancelled. I’m now at a point where I’ve settled or paid off most the debt and want to rebuild my credit. They offered me a secured card between $200-2500. The 2500 is very appealing as far as it would make my score jump. It’s my understanding after about seven months of on time payments they mail your deposit back to you and up your credit limit. Anyone have experience with this card? What’d you put as your deposit, and would you recommend starting with a $2500? My mom thinks it’s risky giving them my money like that but as far as I can tell it seems legit. But the card does have mixed reviews on credit karma

Well I’m 22 and just now learning about credit and after doing lots of research I heard the Discover it Secured Credit Card is a great way for beginners to build credit so I applied 2 weeks ago and got approved for a $200 credit line which ofc was my security deposit and got it in the mail today. Also heard and seen all the cool designs they have for these cards so I decided to call customer service and order the New York Skyline design as seen in the second photo 😉 How’s you guys liking your experience with your discover credit card also did you start off with their secured one or another and what’s your favorite design of theirs? Was gonna do the Capital One Secured one but after research and what I’ve been hearing think goodness I don’t go that route 😂💯