Discover
discover.com › card smarts › getting a credit card › what is a secured credit card?
What is a Secured Credit Card? | Discover
The card’s credit limit usually equals that deposit amount. A card issuer may approve you for up to a $1,000 credit limit, for example. If you provide a $500 deposit, the credit limit on that card will equal $500, not the full $1,000.
Published June 6, 2025
Discover
discover.com › credit-cards › secured-credit-card
Discover Secured Credit Card | Build Your Credit History
Your secured credit card requires ... be provided when submitting your deposit.1 If approved, you could have a credit limit up to $2,500....
Discover IT Secured Card Deposit increase - myFICO® Forums - 6762759
After some searching I saw that discover changed their policy to where they allowed adding additional deposits up to 2500 on top of the existing line. Guy who I spoke with on the phone worked there 11 years and says that's no longer the case. Is anyone aware of this changing or somehow he was ... More on ficoforums.myfico.com
Discover IT Secured (Pre-approved) - myFICO® Forums - 6386315
So, as some may already know, I'm still new to building credit and to these forums. I have been pre-approved for the Discover IT Secured Card and plan on opening that account within a week or so. I do have a few questions; 1. The minimum deposit is $200 but I obviously want a higher credit limit ... More on ficoforums.myfico.com
Credit limit increase on my $200 Discover Secured Card!!!
Credit limit increase on my $200 Discover Secured ... ... Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. ... Browse credit cards from a variety of issuers to see if there's a better card for you. More on ficoforums.myfico.com
Is putting $2,500 on a Discover It Secured a terrible idea?
I don’t think it’s a terrible idea. You’ll receive that deposit back in the future. I went the secured route as well and was graduated after 1 year iirc. I put $500 as the limit and graduated to $2000. I don’t believe a bigger deposit makes much of a difference as utilization and ability to clear the balance is more important. More on reddit.com
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Credit Karma
creditkarma.com › credit cards › insights › discover it® secured credit card review: a strong card for building credit
Discover it Secured Credit Card Review: A Strong Card for Building Credit | Intuit Credit Karma
Discover it® Secured Credit Card review: A strong card for building credit
Like all secured credit cards, the Discover it® Secured Credit Card requires a refundable security deposit to open your account. The amount of your security deposit sets your credit limit, and the minimum deposit is $200.
Discover
discover.com › card smarts › getting a credit card › what is a good credit limit?
What is a Good Credit Limit? | Discover
1 month ago - A secured credit card requires a deposit as collateral for your credit limit. For example, with a Discover it Secured card your credit line will equal your deposit amount, starting at $200.1
Bankrate
bankrate.com › credit cards › reviews › discover it secured card
Discover it® Secured Credit Card Review - Bankrate.com
5 days ago - With a maximum deposit limit that high, you have the ability to start with a rather large credit limit, especially when compared to some secured cards, which may only allow you to put down up to $500 to $1,000 as an initial deposit. The Discover it® Secured Credit Card has remarkably few fees ...
WalletHub
wallethub.com › d › discover-it-secured-credit-card-2289c
Discover it Secured Card Reviews for 2026 | WalletHub
Discover it® Secured Credit Card
With that in mind, you can read Discover it Secured Credit Card reviews from the WalletHub community, below. In general, user reports paint a positive picture, with mostly four-star and five-star ratings. Secured cards can afford to offer relatively attractive terms because they require you to place a refundable security deposit, the amount of which generally serves as your spending limit... Reviews, rates, fees, and rewards details for The Discover it® Secured Credit Card. Compare to other cards and apply online in seconds
CardRates
cardrates.com › home › advice
3 Highest Discover Card Credit Limits (Dec. 2025)
2 weeks ago - These cards have an initial credit line of at least $500, but one forum contributor claimed they had a $7,500 limit. The third exception to the good credit requirement is the Discover it® Secured Credit Card.
Discover
discover.com › card smarts › getting a credit card › how to increase your credit limit
How to Increase Your Credit Limit | Discover
June 3, 2025 - Contact your credit card issuer and ask them for a limit increase. You might call the customer service line, log into your online account, or use a mobile app to make the request. It’s simple to ask for a credit line increase on your Discover credit card.
myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Discover-IT-Secured-Card-Deposit-increase › td-p › 6762759
Discover IT Secured Card Deposit increase - myFICO® Forums - 6762759
May 25, 2024 - Rewards limit's are capped. Why put out a lot of money to be tied up, for the same end result? Lets say you have 1,000 & want another 2,500 = 3500 * 5% = $175/yr ... Just a thought, you might really need the larger CL. Needs are different for each. ... Let others know the outcome. ... I opened my secured Discover card in Dec of 2022 with a 300 initial deposit. I added 2200 in May with the hopes that it would graduate with at least a 2500 limit the following month.
myFICO
ficoforums.myfico.com › t5 › Rebuilding-Your-Credit › Discover-IT-Secured-Pre-approved › td-p › 6386315
Discover IT Secured (Pre-approved) - myFICO® Forums - 6386315
August 11, 2021 - You will have to call them and increase it over the phone. There is a credit limit increase option in the app that will give you the phone # or just call the # on the back of your card. They still review your request each time you request to add to your secured limit.
myFICO
ficoforums.myfico.com › t5 › Bankruptcy › Credit-limit-increase-on-my-200-Discover-Secured-Card › td-p › 5476824
Credit limit increase on my $200 Discover Secured Card!!!
January 24, 2019 - I opened a $200 secured discover card in june 2018. I was told that after 8 months they would review my account and i may or may not move to a unsecured credit card. my monthly statements from june until now show a balace of: ... I woke up today 1/23 to an email from discover saying that they are mailing me my $200 deposit back and my new credit limit is $1800!!
Discover
discover.com › credit-cards
Apply for a Credit Card Online from Discover
As you show responsible credit use, credit card issuers may increase your credit card limit. Each Discover Card has its own credit score requirements. For example, the Discover it® Card is usually a good fit for people with established credit. But the Discover it® Secured Credit Card is designed ...
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WalletHub
wallethub.com › popular credit card questions
How can I get a Discover Secured Card credit increase?
June 26, 2024 - Yes, to increase your credit limit for a secured credit card, you have to deposit more money. But you can also ask to get upgraded to an unsecured credit card if you have at least 6 months of paying your bills on time.
Forbes Advisor
forbes.com › advisor › credit-cards › reviews › discover-it-secured-credit-card
Discover it® Secured Credit Card Review 2025
Discover it® Secured Credit Card
With responsible credit behavior, the Discover it® Secured Credit Card can help you build credit. If approved, cardholders make a minimum security deposit of $200 up to a maximum of $2,500. In most cases, your credit limit will equal the amount of your deposit. The Discover it® Secured Credit Card stands tall among secured cards. Few secured cards offer a welcome bonus or the opportunity to earn rewards comparable to several of Discover’s unsecured alternatives. With no annual fee and access to your FICO® Score, the Discover it® Secured Credit Card can be an incredible tool to help you build c
Discover
discover.com › card smarts › getting a credit card › ways to increase your chances of getting a credit line increase
Ways to Increase Your Chances of Getting a Credit Line Increase
October 3, 2024 - Every credit card issuer has its own criteria to determine your credit card limit and how each factor of your credit profile is evaluated in this decision. If you have a secured credit card, some credit card issuers may allow you to get a higher credit line by adding to your security deposit.
Consumer Financial Protection Bureau
consumerfinance.gov › consumer-tools › credit-cards › explore-cards › cards › discover-bank-discover-it-secured-credit-card
Discover It® Secured Credit Card
Every six months, the CFPB collects and makes public data on credit cards from over 150 issuers to promote competition and transparency in the credit card market.
Discover
discover.com › card smarts › getting a credit card › common questions about secured credit cards & security deposits
Can a Secured Credit Card Raise Your Score & More FAQs | Discover
May 9, 2025 - Your deposit amount on a secured credit card determines your credit limit. Some cards allow you to increase the credit limit by providing an additional deposit. The security deposit for your secured card doesn’t have to be expensive; it just has to meet the card issuer’s requirements for ...
Discover
discover.com › card smarts › getting a credit card › how to graduate from a secured credit card to unsecured
Secured to Unsecured: Your Credit Card Journey | Discover
February 7, 2025 - After you use your secured credit ... means that you keep your card, but your security deposit is returned so that your credit card becomes an unsecured credit card. You might also qualify for a higher credit limit. But what does it take to graduate from your secured credit ...
Discover
discover.com › card smarts › getting a credit card › can i build my credit history with the discover it® secured credit card?
Can I Build My Credit History with the Discover it® Secured Credit Card?
February 20, 2025 - Getting a credit card Can I Build My Credit History with the Discover it® Secured Credit Card? contents ... A secured credit card can help those who want to build or rebuild their credit history. When you open a secured credit card, you need to send the credit card company a refundable security deposit. In general, your deposit will determine your card’s credit limit.
CNBC
cnbc.com › cnbc select › reviews › need to build credit? look no further than the discover it secured credit card for cash back and no annual fee
Need to build credit? Look no further than the Discover it Secured Credit Card for cash back and no annual fee
February 28, 2025 - With a secured card, you typically make a security deposit upfront that acts as your credit limit (usually a minimum of $200). This gives you the chance to get used to having a line of credit while also preventing you from overspending.