Has anyone gotten this offer for $150 if you deposit $15,000 within 45 days and $400 if you deposit $45,000? I’m contemplating the offer but only if I can time it so that I can deposit $15,000 cash I have on hand in another HYS account and then have our direct deposits hit over the next 45 days to get us close to the $45,000 and figure out if I can find some more cash. My only question is - can I deposit and withdraw or does there have to be $45,000 total sitting in there at one time?

I want to signup for Discover HYSA. There is a signup bonus, but it seems unclear if I need to keep my deposit for a period of time to get the bonus. Has anyone done this offer? How'd it go?

link - https://www.discover.com/online-banking/savings-lng-04/?TPR=090

Offer code for CD

Hi!

In order to get the Discover Savings account opening bonus of 150$/200$ on a deposit of 15k/25k USD within the first 30 days, What is the minimum holding period of that deposit in the account? Am I allowed to use the funds once the requirement is met?

I feel cheated by Discover bank. Within 10 days of opening up my new/first time Discover bank savings account, I deposited $25k from an external bank. 30 days later Discover deposited $150 into the savings for account promotion. The account promotion was $150 for $15k or $200 for $25k. I called Discover bank and they told me they see that I added $25k into my new savings within 30 days but they will have to do research and it will take 3 weeks. $50 isn't a big difference but I earned it and it is the principle of the matter. Has this happened to anyone else?

Recently got the 1% debit because it seems like more businesses are charging for credit.

I want to get the overdraft protection by keeping my money in a savings account and appreciating in value.

I'm wondering how other people were able to get a promo code. Is there something they want you to do to get the offer?

I'm interested in using a Discover savings account offer code to qualify for the $150 or $200 opening bonus, which requires a deposit of $15,000 or $25,000 within the first 30 days. Does anyone know the minimum period that deposit has to remain in the account to keep the bonus? Also, once I meet the deposit requirement, can I withdraw or use the funds freely?

I opened my account on March 3rd deposited 15,000 then on March 6th deposited 10,000. I received $150 Bonus but was expecting $200. I thought if you deposited 25,000 cumulatively within 30 days you would receive the higher tier bonus 🤷‍♀️ Anyway I left a email inquiry and will wait to hear back. Any similar experiences with this or did I make a mistake?

Offer summary “Open a new Discover Online Savings Account, using offer code GOBP223. Then, deposit at least $15,000 into your account within 30 days to receive a $150 Discover bonus. Or, deposit at least $25,000 within 30 days to receive a $200 Discover bonus”

Earlier today I signed up for the savings account to take advantage of the $150 offer. I went to the Discover site via the promo email, signed up for the account using my existing credit card login and initiated the funds transfer. Afterwards, it asked me to call customer support to verify some information. However, the rep and her supervisor was not able to find my application. They asked if I has an application number or anything from the confirmation email but I never got anything (application number or confirmation email).

Just wondering if anyone else encountered this, or if anyone can share/confirm if I was supposed to receive any kind of email after submitting my application. I transfers all 15k right there on the application. I'm just scared the transfer will happen and I won't have access or even worse, they can't find my account. How long does it usually take to receive the account information after the sign up process?

I’ve been looking for places to open up a HYSA and Discover seemed like the best fit out all the banks I researched. I strictly want to use Discover for my HYSA. I plan keeping my checking account with my current bank for the time being.

For the people in a similar boat (or anyone wanting to chime in) : What is your experience like? Any issues or complains? Is there any hassle moving money between banks / accounts?

The Discover savings account bonus is back once again --

• Deposit a total of at least $15,000 into your account by 2/18/19 to earn a $150 Bonus, OR

• Deposit a total of at least $25,000 into your account by 2/18/19 to earn a $200 Bonus.

Direct Link

Doctor of Credit info

Discover Savings is no fee and 2.10% APY which is pretty competitive with other banks. This must be a recent change as I've never seen it so high.

Also there are DPs suggesting that cumulative deposits work -- for example you can deposit and withdraw $5,000 3x to get the bonus. Just have to work within the six withdrawal monthly limit.

Recently opened a Discover online savings account to try and collect the $200 sign up bonus. According to the fine print, the only requirement is to deposit $25,000 into the account within the first 30 days of the account being open. I deposited $15,000 the first week that I had the account open, and then withdrew all of it a few days later with the expectation that I would deposit another $10,000 later this month and collect the full $200.

Despite what the fine print says, I just got off the phone with a CS rep who said that they were told by their supervisor that the deposited money has to remain in the account until the bonus credits to the account in order to receive the bonus. This blatantly contradicts the terms and conditions, so I was hoping to get some clarity from this sub. This question seems to have been asked on reddit in the past, but with a lack of clear answers and bank policies change over time anyway.

Thank you!

Edit: Made two more separate calls to Discover CS and both reps told me that I'm good and I'll receive the $25,000. Seems likely that the first was mistaken.

Received this promo from Discover to open their savings account to receive a $200 bonus ($25K deposit) or $150 bonus ($15K deposit).

Question: in the T&C, they mention: “Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus.”

If anyone has done this before, is it possible to deposit the money to trigger the bonus, and then pull it out next day?

Hi, I opened my first HYSA with Discover and put in the promo code for the bonus $150-$200 given for $15,000-$25,000 deposit. How long and where does the bonus $ get added to? Does it go straight into the Discover HYSA after a week or so?

How long did it take you guys?

I just opened up a Discover Savings account hoping to take advantage of the $150/$200 bonus for opening an account. I didn’t realize that I had to enter in a promo code to do so and forgot to. Does anyone know if they’ll honor them after the fact? Thanks in advance!

I looked and saw on the website you can get a cd with a high APY. I saw you can get a 10 year cd with a 3.80% APY. I used an estimator and put $2,500 in it and it said I can earn $1,130 with the 10 year cd. Should I go for it? What’s your guys’s experience with discover cd

https://www.discover.com/online-banking/cd-lng-06/?icmpgn=mobile-app-tile&src=S0000175K

Hi all,

Just wanted to know everyone's experiences with the savings account since it looks like I'm going to be jumping off AMEX's HYSA to join Discover.

Anything from user experience, customer service, issues.

I've been lurking around and have been seeing that the funds tend to have a 10-15 day hold. I just wanted to make my first transfer as smooth as possible.

Thank you!

Get a $300 Bonus when you open a Free CashBack Checking account with direct deposit.

DiscoverBank.com/Bonus4915

Offer Code: Bonus4915

No credit card funding. Soft-pull. You must be a current Discover customer (card or savings). Not valid for previous Discover Cashback Checking customers. You are still eligible if you did the Discover Savings deal.

Open to current Discover credit cardmembers or deposit customers, excluding current or previous CashBack Checking customers. Account is subject to approval. To receive $300 bonus: 1) account must be opened between 9/15/15-11/15/15 using offer code Bonus4915; and 2) at least two Direct Deposits of $250 or more must be received within 90 days of account funding. Direct Deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Bonus will be issued as a credit to your account within 30 days of completing all requirements. Account must be open when bonus is issued. Limit 1 per customer per account. Bonus is considered interest and will be reported in IRS Form 1099-INT. Offer may be modified/withdrawn without notice.

Any data points on what is considered a DD for Discover? I am planning on sending $250 from multiple sources (Serve, Google Wallet, and Paypal (if they let me add a bank account!)). Will secure message them after the first 2 deposits asking if requirements were met.

Discover Bank's Routing Number: 031100649

How long has it taken everyone to get the savings account bonus? I’ve seen most people here say it’s been next day, my deposit cleared December 30th, so it’s been a little over a week. The bonus is $500 if it matters.

I signed up for a savings account using the bonus code on the 27th and put in 25k that day. I heard some people saying that they got the $200 bonus the next day. I have still not received mine. Has anyone done this lately and can speak to how long it took to get your bonus?