Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
Discover
discover.com › home › where should i keep my money? consider these 4 bank accounts
4 types of bank accounts to help you save | Discover
1 month ago - When comparing types of bank accounts, consumers may choose to save with a money market account if they find one with a competitive interest rate and enjoy the flexibility of withdrawing money when needed. Money market accounts can also be enticing when they offer check writing and debit card access.
Is the Discover HYSA a good choice for savings? Could anyone recommend?
A few of the CC companies have HYSA. I guess you go with the one who feel more comfortable with.. I ended up going with Amex as I have been a long time customer with them. It's sort of a bidding war right now. It seems every other month one of them ups the APY. You may need to look at how may times you can deposit or withdraw a month. Edit: I finally got an HYSA at the beginning of the year. At time it was below 4%. Maybe it started at 3.5% but can't remember at the moment. Bottom line is that a HYSA is better than your standard bank's saving account. More on reddit.com
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October 4, 2023Considering opening up a HYSA with Discover. What is your experience with Discover’s HYSA?
Overall good experience. Easy to link accounts and pull funds. Unlimited withdrawals More on reddit.com
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August 7, 2025Thoughts on checking and High Yield Savings accounts
I have had a Discover HYSA for years and never had a problem. They were a little quick to lower APY earlier this year, but it's still competitive. Also recommend AMEX HYSA as another option. More on reddit.com
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August 4, 2024Are my fears of Discover’s Online Savings account unfounded?
Just remember that people are more likely to take the time to post about negatives than positives. I'm sure that 98% of people have no problems whatsoever. More on reddit.com
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July 18, 2025How do I open a Discover Online Savings Account?
Click here to open an account online. Call 1-800-347-7000 where you can talk to a real person from our customer service team.
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
How is interest on my Online Savings Account calculated?
Interest is compounded daily and credited to your account monthly.
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
What is the minimum deposit amount to open my Online Savings Account?
There is no minimum deposit to open a Discover Online Savings Account.
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
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Reddit
reddit.com › r/discover › online discover savings acct.
r/discover on Reddit: Online Discover Savings Acct.
February 6, 2024 -
Just opened one. What has been everyone’s experience? I opened it due to the higher interest return. Thanks in advance.
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I also have Discover’s HYSA. I went with them for two major reasons: I have a Discover It credit card so I can access both the credit card account and the savings account in one app. While there are other HYSAs that offer higher rates, Discover does a good job at keeping their APY consistently competitive and without any requirements like direct deposit.
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It’s nice to also have a checking account with them to easily transfer funds with zero wait.
Discover
discover.com
Discover - Personal Banking, Credit Cards & Loans
Discover offers online banking, reward credit cards, home equity loans, and personal loans to help meet your financial needs.
Discover
discover.com › online banking
Online Banking | Open an Online Bank Account | Discover
Open a Discover online bank account and enjoy no hidden fees, 60,000 no-fee ATMs, FDIC-insured and easy-to-use mobile banking & more. Open an account today.
Investopedia
investopedia.com › discover-savings-account-interest-rates-7500041
Discover Savings Account Interest Rates: January 2026
6 days ago - However, you cannot access your money at a bank branch, and there's also no ATM access unless you have a Discover checking account—and you'd need to transfer money from savings to checking before your ATM withdrawal. Discover doesn't have a minimum balance requirement. To determine how much to save, think about your goals and what you want to accomplish with your short-term savings, and look at how much you can expect to earn at different rates and deposit amounts.
Discover
discover.com › home › saving
Money Saving Tips, Goals, & More | Discover
Learn all about saving on Discover's Modern Money Blog. Check out articles on money savings tips, saving for the unexpected, savings goals, & more.
NerdWallet
nerdwallet.com › banking › learn › discover-savings-bonus
Discover Savings Bonus: $150 or $200 Promotion - NerdWallet
March 6, 2019 - You'll have to open an account with the bank and deposit at least $15,000. That's steep, but the online bank also offers one of the best savings rates on the market. The bank offers a high-quality online experience, too.
Bankrate
bankrate.com › banking › savings
Discover Bank Savings Account Interest Rate | Bankrate
July 9, 2024 - Our take: Discover's savings account hits the sweet spot for savers who want strong returns without complexity. Its APY significantly outpaces traditional banks' 0.01% offerings, and the no-minimum, no-fee structure removes common barriers.
Discover
discover.com › register-account
Register Your Discover Account for Online Access | Discover
Register your Discover Credit Card, Banking, Home Loan, Student Loan or Personal Loan account for online access.
Business Insider
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Review: Comprehensive Analysis
May 8, 2025 - The Discover® Online Savings Account has a good interest rate and low fees — you'll earn 3.60% (as of 04/22/25) APY while paying no monthly service fee The $0 minimum opening deposit might be especially attractive to new savers who don't ...
Discover
discover.com › online-banking › forms-docs
Online Banking Account Guides, Forms & Documents | Discover
Find all of the policies of our bank accounts in one place. In addition, find documents for wire transfers, deceased customers and IRA distributions.
CNBC
cnbc.com › cnbc select › banking › discover bank review: the best high-yield savings and checking account offered by a big bank
Discover Bank review: The best high-yield savings and checking account offered by a big bank
December 8, 2020 - CNBC Select reviewed the high-yield savings accounts offered by the largest banks and/or credit unions, and we found that the Discover® Online Savings ranks as our best pick for a one-stop shop. This account offers users a strong interest rate through its high-yield savings and the option to add a checking account with ATM access and cash-back rewards.
Reddit
reddit.com › r/creditcards › is the discover hysa a good choice for savings? could anyone recommend?
r/CreditCards on Reddit: Is the Discover HYSA a good choice for savings? Could anyone recommend?
October 4, 2023 -
I know this subreddit is mainly focused on credit cards, but I posted this here since it's from discover. I myself have the discover it credit card, and I realized they have a HYSA with 4.30% APY.
Could anyone recommend it? Or are there better alternatives?
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A few of the CC companies have HYSA. I guess you go with the one who feel more comfortable with.. I ended up going with Amex as I have been a long time customer with them. It's sort of a bidding war right now. It seems every other month one of them ups the APY. You may need to look at how may times you can deposit or withdraw a month. Edit: I finally got an HYSA at the beginning of the year. At time it was below 4%. Maybe it started at 3.5% but can't remember at the moment. Bottom line is that a HYSA is better than your standard bank's saving account.
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Yes, it’s a good rate. I personally don’t bank with my credit card issuer though. If you have fraud on your account or they suspect you of committing fraud then the standard practice at banks is to shut down all of your accounts at that bank. This could be for a few days or a few months. This is also why I don’t keep all of my money in the same bank.
The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › discover online savings review
Discover® Online Savings Review: Great for Mobile Bankers | The Motley Fool
October 10, 2025 - Fee-averse savers: With zero monthly fees, no overdraft fees, and no minimum balance requirements, this is a stress-free savings option that won't eat into your earnings. People who prefer in-person banking: With just one physical branch, Discover ...
Banks.com
banks.com › banking › savings accounts › discover bank high-yield savings account
Discover High-Yield Savings Account Review | Banks.com
March 4, 2025 - Open an account and manage it online 24/7 from anywhere. ... The Discover High Yield Savings account is FDIC-insured up to the maximum limits listed under the law.
Discover
discover.com › home › how much should i have in savings? tips from financial planning experts
Saving tips: How much should I have in savings? | Discover
1 month ago - “Financial experts say to save three to six months of expenses for emergencies or 10% of your income long term,” Wang says, “but you may want to save more if you work in a riskier field or are the sole earner in your household.” · Wondering where to keep your emergency fund? Consider a high-yield savings account, money market account or a certificate of deposit.
Discover
discover.com › content › dam › dfs › online-banking › documents › Account_Center_(Banking)_Agreement.pdf pdf
Page 1 of 10 ACBA_LD1 ACCOUNT CENTER (BANKING) AGREEMENT
Service. It is your responsibility to ensure that all transactions originated by you are with external accounts that can accept funds ... through the External Funds Transfer Service. Discover will not allow any transaction to proceed with an external account that has
Discover
discover.com › online-banking › faq
Online Banking FAQ | Frequently Asked Questions | Discover
Our online banking FAQ is here to help when you need it. Explore the frequently asked questions you may have on checking, savings or retirement accounts.
Forbes Advisor
forbes.com › advisor › banking › savings
Discover Savings Account Rates – Forbes Advisor
5 days ago - The account has no minimum deposit requirement or monthly maintenance fees and earns well above the national average savings rate of 0.39%. While Discover offers a generous APY of 3.40%, higher rates are available at other online banks.