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Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
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Yahoo! Finance
finance.yahoo.com › personal finance › banking
10 savings accounts with interest rates of 4% APY and higher (updated weekly)
4 days ago - You can earn 4% APY on up to $2,000 per Savings Pod ($6,000 maximum) by direct depositing at least $200 monthly (you'll earn 0.25% APY if the requirement is not met). Balances above $6,000 do not earn interest.
Discussions

Discover rate history?
Back in December of 2021 it was .40% If you have an account with them and have had it for the years you’re looking for, you can go back as far as 7 years. More on reddit.com
🌐 r/discover
2
6
August 30, 2023
Savings interest rate and apy decreased
The fed lowered rates and so will banks. Just like when the fed raising them these banks starting increasing. Don't even count on receiving these types of rates from banks for a long time on a deposit account. More on reddit.com
🌐 r/discover
72
137
June 18, 2024
Discover HYSA rate has now dropped to 4.25% APY
If they drop below 4% I'm switching. I've got brand loyalty, in the grand scheme .1% isn't the worst, but I agree with the sentiment that they're quick to tell us when rates are raised, yet don't bother mentioning when rates drop. More on reddit.com
🌐 r/discover
141
200
March 14, 2024
Discover HYSA APY and Interest Rate
You can get better rates but it really does not matter. Word of advice, do not bother chasing the highest rate. It is a pain and not worth it for a few dollars. More on reddit.com
🌐 r/discover
14
9
March 13, 2024
People also ask

What are Discover Savings Accounts?

Discover offers one savings account, a high-yield savings account. A high-yield savings account is an account that online banks and credit unions offer that pays above-average interest rates on deposits. The Discover Online Savings Account pays 3.60% (as of 04/22/25) APY, well above the national average.

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businessinsider.com
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Rates
How is interest on my Online Savings Account calculated?
Interest is compounded daily and credited to your account monthly.
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discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
What other savings accounts does Discover offer?

Discover offers certificates of deposit with terms ranging from six months to 10 years. Discover CD rates range from 2.00% to 4.05% APY.

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forbes.com
forbes.com › advisor › banking › savings
Discover Savings Account Rates – Forbes Advisor
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Investopedia
investopedia.com › discover-savings-account-interest-rates-7500041
Discover Savings Account Interest Rates: January 2026
1 week ago - Discover offers a high-yield savings account that comes with a 3.30% APY, which is much higher than the national average. That interest rate applies regardless of your balance, so you don't have to worry about APY tiers.
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Finder
finder.com › www.finder.com › bank accounts › discover® savings bonus offers
Discover® Savings Bonus Offers
4 days ago - There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking ...
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Bankrate
bankrate.com › banking › savings
Discover Bank Savings Account Interest Rate | Bankrate
July 9, 2024 - Discover's high-yield online savings account offers a competitive interest rate that's significantly higher than the national average for savings accounts.
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Forbes Advisor
forbes.com › advisor › banking › savings
Discover Savings Account Rates – Forbes Advisor
1 week ago - The Discover® Bank Online Savings Accounts rate of 3.40% APY could help you earn a decent amount of interest, depending on how much you save and how long you save for.
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Discover
discover.com › home › 5 benefits of an online savings account
5 benefits of an online savings account
6 days ago - Whether you’re saving for a new ... help you save for your next financial goal. Regardless of your financial goal, you’ll want your savings to earn interest (and then you’ll want that interest to earn even more interest). With online banks offering superior yields compared to traditional banks, Stous recommends online savings accounts to his clients as a financial strategy. “We have been steering people to online accounts because the rates have been ...
Find elsewhere
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Yahoo! Finance
finance.yahoo.com › personal finance › banking
10 best high-yield savings accounts for January 2026: Earn up to 4% APY
2 weeks ago - At 3.3% APY, this account’s interest rate is more than eight times the national average. Account holders can maximize their savings potential through round-ups, recurring transfers to their savings account, and surprise savings through tools ...
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Business Insider
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Rates
May 8, 2025 - The Discover® Online Savings Account has a good interest rate and low fees — you'll earn 3.60% (as of 04/22/25) APY while paying no monthly service fee The $0 minimum opening deposit might be especially attractive to new savers who don't ...
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Discover
discover.com › home › what is the difference between apr and apy?
APR vs APY: What’s the Difference? | Discover
1 month ago - When exploring new financial accounts, ... savings accounts, while APR will impact your terms on credit. You can think of the interest rate as a starting point for comparison as you shop for savings and credit options, as long as you keep in mind all of the variables and differences between APY and APR. So, now you know that APR applies to your borrowing and APY applies to your saving. But do you know what kind of saver and spender ...
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Discover
discover.com › home › how to build your retirement savings with compounding interest
Build retirement savings with compounding interest | Discover
1 month ago - As an example, if you put $1,000 into an account with simple interest of 3.00% Annual Percentage Yield (APY), you will have approximately $1,900 after 30 years. If, however, you have that same $1,000 in an account with compound interest of 3.00% ...
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Discover
discover.com › home › how does interest work on a savings account?
How does interest work on a savings account? | Discover
When you put money in a savings account, the bank is technically borrowing the money and paying you interest in return. “The bank determines the rate, although it’s affected by the general level of rates in the economy and whether the bank is trying to attract new deposits,” says Liz Weston, CFP®, columnist at a personal finance website.
Published   December 3, 2025
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Discover
discover.com › home › what is a high-yield savings account?
What is a high-yield savings account? Start here | Discover
November 24, 2025 - So just what is a high-yield savings account? It’s a bank account with a higher interest rate than the national average.
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Discover
discover.com › online banking
Online Banking | Open an Online Bank Account | Discover
CD offering rates are subject to change and will be determined and fixed for the term at funding. Certificate of Deposit ... NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission. “Discover’s high-yield savings account is among the best in its online class.”
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CNBC
cnbc.com › cnbc select › banking › discover bank review: the best high-yield savings and checking account offered by a big bank
Discover Bank review: The best high-yield savings and checking account offered by a big bank
December 8, 2020 - Below, we review the Discover® ... savings account is right for you. ... The Discover® Online Savings currently offers a 3.40% APY. Users can start earning interest right away, with no minimum balance required in their ...
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Discover
discover.com › home › certificate of deposit vs. savings account: which is right for you?
Certificates of deposit vs. savings accounts | Discover
October 24, 2025 - Learn the basics of savings accounts and CDs and how they compare, including interest rates, FDIC insurance, benefits, and more here.
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NerdWallet
nerdwallet.com › home › banking › best › best high-yield savings accounts for january 2026: up to 4.35%
Best High-Yield Savings Accounts for January 2026 - NerdWallet
14 hours ago - This savings account offers competitive interest rates that vary based on your account balance. Amounts below $250,000 earn 3.85% APY, while rates at or above $250,000 earn 4.00% APY. The account also has a tool for setting savings goals, which ...
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The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › discover online savings review
Discover® Online Savings Review: Great for Mobile Bankers | The Motley Fool
October 10, 2025 - How does Discover's interest compare to other high-yield savings accounts? At 3.40% APY, Discover offers a competitive rate, but some online banks provide slightly higher yields.
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Investopedia
investopedia.com › high-yield-savings-accounts-4770633
Best High-Yield Savings Account Rates for January 2026: Earn 5.00% APY While You Still Can
1 day ago - Compare the best high-yield savings account rates with our ranking of over 100 national banks and credit unions. Today's top savings rate is 5.00% APY, available from Varo Bank and AdelFi.