Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
Discover rate history?
Back in December of 2021 it was .40% If you have an account with them and have had it for the years you’re looking for, you can go back as far as 7 years. More on reddit.com
Savings interest rate and apy decreased
The fed lowered rates and so will banks. Just like when the fed raising them these banks starting increasing. Don't even count on receiving these types of rates from banks for a long time on a deposit account. More on reddit.com
Discover HYSA rate has now dropped to 4.25% APY
If they drop below 4% I'm switching. I've got brand loyalty, in the grand scheme .1% isn't the worst, but I agree with the sentiment that they're quick to tell us when rates are raised, yet don't bother mentioning when rates drop. More on reddit.com
Discover HYSA APY and Interest Rate
You can get better rates but it really does not matter. Word of advice, do not bother chasing the highest rate. It is a pain and not worth it for a few dollars. More on reddit.com
What are Discover Savings Accounts?
Discover offers one savings account, a high-yield savings account. A high-yield savings account is an account that online banks and credit unions offer that pays above-average interest rates on deposits. The Discover Online Savings Account pays 3.60% (as of 04/22/25) APY, well above the national average.
businessinsider.com
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Rates
How is interest on my Online Savings Account calculated?
Interest is compounded daily and credited to your account monthly.
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
What other savings accounts does Discover offer?
Discover offers certificates of deposit with terms ranging from six months to 10 years. Discover CD rates range from 2.00% to 4.05% APY.
forbes.com
forbes.com › advisor › banking › savings
Discover Savings Account Rates – Forbes Advisor
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Bankrate
bankrate.com › banking › savings
Discover Bank Savings Account Interest Rate | Bankrate
July 9, 2024 - Discover's high-yield online savings account offers a competitive interest rate that's significantly higher than the national average for savings accounts.
Discover
discover.com › home › 5 benefits of an online savings account
5 benefits of an online savings account
6 days ago - Whether you’re saving for a new ... help you save for your next financial goal. Regardless of your financial goal, you’ll want your savings to earn interest (and then you’ll want that interest to earn even more interest). With online banks offering superior yields compared to traditional banks, Stous recommends online savings accounts to his clients as a financial strategy. “We have been steering people to online accounts because the rates have been ...
Discover
discover.com › home › what is the difference between apr and apy?
APR vs APY: What’s the Difference? | Discover
1 month ago - When exploring new financial accounts, ... savings accounts, while APR will impact your terms on credit. You can think of the interest rate as a starting point for comparison as you shop for savings and credit options, as long as you keep in mind all of the variables and differences between APY and APR. So, now you know that APR applies to your borrowing and APY applies to your saving. But do you know what kind of saver and spender ...
Discover
discover.com › home › how does interest work on a savings account?
How does interest work on a savings account? | Discover
When you put money in a savings account, the bank is technically borrowing the money and paying you interest in return. “The bank determines the rate, although it’s affected by the general level of rates in the economy and whether the bank is trying to attract new deposits,” says Liz Weston, CFP®, columnist at a personal finance website.
Published December 3, 2025
Discover
discover.com › online banking
Online Banking | Open an Online Bank Account | Discover
CD offering rates are subject to change and will be determined and fixed for the term at funding. Certificate of Deposit ... NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission. “Discover’s high-yield savings account is among the best in its online class.”
NerdWallet
nerdwallet.com › home › banking › best › best high-yield savings accounts for january 2026: up to 4.35%
Best High-Yield Savings Accounts for January 2026 - NerdWallet
14 hours ago - This savings account offers competitive interest rates that vary based on your account balance. Amounts below $250,000 earn 3.85% APY, while rates at or above $250,000 earn 4.00% APY. The account also has a tool for setting savings goals, which ...
Reddit
reddit.com › r/discover › discover rate history?
r/discover on Reddit: Discover rate history?
August 30, 2023 -
Does anyone have the discover savings rate history for the last 5-10 years? I am curious what rates were back in say 2018/2019 and maybe also in 2008. How low have they gotten?