Reddit
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r/discover on Reddit: Discover Savings Account Bonus Requirement
October 6, 2023 -
Hi!
In order to get the Discover Savings account opening bonus of 150$/200$ on a deposit of 15k/25k USD within the first 30 days, What is the minimum holding period of that deposit in the account? Am I allowed to use the funds once the requirement is met?
Top answer 1 of 4
3
Balance needs to stay at/over the 15k or 25k threshold through 10/30 to get the bonus...at least that's what I read... assuming the funding cut off was 9/30. Should double check the written correspondence you received to know what applies to your situation.
2 of 4
2
The terms for me were actually kind of vague: "To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code NW923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice." I'm planning to keep the $15,000 in there until I receive the bonus, which I THINK will be at maximum 60 days from when I deposited $15,000. But you are totally right, the terms are not as clear as I've seen on other accounts.
Discover Savings Signup Bonus question
Yes you need to keep it in there for some amount of time. It’s somewhere in the fine print. 45 days or maybe 90 days. I can’t recall exactly. More on reddit.com
Discover Bank Savings: $150/$200 new account bonus - myFICO® Forums - 5182230
I saw this a HustlerMoneyBlog, a site similar to Doctor of Credit, not nearly as good but I check it every so often. Apply for your first Discover Online Savings Account by 04/02/18, online or by phone. Enter Offer Code HMB318 when applying. Deposit into your account a total of at least $15,000 ... More on ficoforums.myfico.com
Experiences with the savings account?
I’ve had Discover savings for over 5 years and never had any issues. I regularly transfer funds between it and my Schwab checking account. More on reddit.com
Discover online savings account $150/$400 sign up bonus
So, back when I did this offer, it was only $200 for $25k and I'm not sure if they've changed the terms & conditions, but back when I did it, the only requirement was to deposit said amount, and you didn't need to hold the entirety of thy funds through the eligibility period. That was part of what made the Discover savings bonus unique. You could just deposit and withdraw. People even found a way to meet the requirements without technically depositing the full amount at once (look up "cancel trick" ... not sure if it still works). I'd read comments on doctor of credit if I were you, because In not sure how much has changed now that Cap1 took over. More on reddit.com
How long does it take to get paid the savings bonus from Discover?
Discover promises to credit your account within 30 days of qualifying for the savings bonus. · If you haven't received your bonus in the expected amount of time, double-check to make sure you didn't miss anything in the requirements, then contact the customer support team to find out what the hold up is.
bankbonus.com
bankbonus.com › home › all bank bonuses › discover bank
Best Discover Bank Promotions & Bonus Offers for January 2026 | ...
How do I open a Discover Online Savings Account?
Click here to open an account online. Call 1-800-347-7000 where you can talk to a real person from our customer service team.
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
Do Discover offers expire?
Yes. As with most bank bonuses, Discover offers usually have expiration dates (see above examples). · Bonuses are fluid. Don't feel like you have to jump on one just because it's about to expire. There will be others later on. · That said, if you find a great bonus with an account you want, there's no point in waiting. It could be a while before the same promo becomes available again. So if you're sure, just go for it.
bankbonus.com
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Best Discover Bank Promotions & Bonus Offers for January 2026 | ...
BankBonus
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Best Discover Bank Promotions & Bonus Offers for January 2026 | BankBonus.com
December 2, 2025 - Discover previously offered up to $200 for opening a Discover® Online Savings account. ... Apply for your first Discover Online Savings Account using promo code GBPE925.
Finder
finder.com › www.finder.com › bank accounts › discover® savings bonus offers
Discover® Savings Bonus Offers
December 2, 2025 - It really shines with its credit card offerings and cashback match program on its select credit cards, but it also has low-fee checking and savings accounts. However, it doesn’t currently have a lot of bank account bonuses or promotions. There is one Discover savings bonus that requires a code and is for first-time savings customers only — but it was tricky to find and requires a high deposit to earn.
Reddit
reddit.com › r/discover › discover savings signup bonus question
r/discover on Reddit: Discover Savings Signup Bonus question
February 22, 2025 -
I want to signup for Discover HYSA. There is a signup bonus, but it seems unclear if I need to keep my deposit for a period of time to get the bonus. Has anyone done this offer? How'd it go?
link - https://www.discover.com/online-banking/savings-lng-04/?TPR=090
CreditDonkey
creditdonkey.com › promotions › discover-bank
Discover Bank: Top 2 Promo Codes for January 2026
*New Money is new funds deposited ... opening and ends ninety (90) calendar days after account opening. Bank of America, N.A. Member FDIC ... Promo code Q4AFL25 MUST be used when opening a U.S....
Forbes Advisor
forbes.com › advisor › banking
Discover Bonuses And Promotions – Forbes Advisor
December 2, 2025 - If you want to take advantage of a welcome bonus from Discover, you may have some luck with a targeted offer, but there are currently no general sign-up bonuses available. However, there are a few other ways to earn rewards with a Discover account. : Up to $360 in Cash-Back Rewards per Year
Michelin
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Temu Promo Code [ALG160180] $100 Value Package ...
November 23, 2025 - MICHELIN ResiCare develops innovative non-toxic, bio-based and high-performance adhesive resins for specialty industrial applications.
Business Insider
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Review: Comprehensive Analysis
May 8, 2025 - While Capital One is primarily an online bank, it has physical branches in a handful of states and about 50 cafés (a cross between a bank branch and a coffee shop). Discover is an online-only bank, so it doesn't have any branch locations. The Capital One 360 Performance Savings account offers a 3.60% (rate as of 04/08/25) APY on any balance.
Discover
discover.com › credit-cards › cash-back › cashback-calendar.html
Discover® 5% Cash Back Calendar
Earn 5% Cash Back at different places each quarter, up to the quarterly maximum when you activate. See terms & 5% Cash Back Bonus Calendar for more information.
SimplyCodes
simplycodes.com › shop › finance › credit & loans › discover
Discover Promo Codes - $150 Off (1 Verified) Jan 2026
4 days ago - Discover is offering 1 working store-wide code, and they are also offering with a max discount of 0% off. ... SimplyCodes is the #1 provider of discount codes for your favorite retailers, such as Discover. As the only crowdsourced platform for coupon codes, we have all the latest and accurate codes for over 200,000 stores. Save time and avoid expired codes by checking SimplyCodes for the latest Discover discount codes.
Discover
discover.com › online-banking › faq
Online Banking FAQ | Frequently Asked Questions | Discover
Our online banking FAQ is here to help when you need it. Explore the frequently asked questions you may have on checking, savings or retirement accounts.
Bankrate
bankrate.com › banking
Best Bank Bonuses and Promotions Of January 2026 | Bankrate
1 week ago - Open a Premium Savings Account with the promo code SAVE100.