Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2022-07 › certificates-of-deposit.pdf pdf
Understanding How We Are Compensated for Financial Services
will act as agent. You will not be charged · a commission. The non-Edward Jones entity arranging for a · CD to be offered may receive a fee from the CD · issuer in connection with your CD purchase · during the initial offering period. Secondary CDs · Secondary CDs are transactions involving ·
Edward Jones
edwardjones.com › us-en › working-financial-advisor › fees
Financial Advisor Costs & Fees | Edward Jones
Some investments, such as mutual funds, may also have internal expenses in addition to a sales charge. There is no minimum investment for a Select Account; however, some investments in Select accounts require minimum purchase amounts. In an Edward Jones Select account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, exchange-traded funds (ETFs) and annuities.
Edward Jones advisor swears no fees other than 1.08% annual. How can I find hidden fees?
1.08% is a pretty bad fee anyway. Get your money out of there and just buy index funds yourself. More on reddit.com
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July 9, 2024Is Edward jones as bad as they say?
They nickel and dime you: https://www.edwardjones.com/sites/default/files/acquiadam/2022-12/ira-schedule-of-fees.pdf E.g., just to have an IRA with them costs you $75 / year. They also charge you 2% load on dividend reinvestment of a stock. Plus when you try to leave they smack a $100 termination fee on you. To put this into perspective, at one of the “big 3” low cost brokers (Schwab, Fidelity, Vanguard) (and many others), these services are free. And EJ does absolutely nothing to warrant this price differentiation. Plus there are the indirect shitty aspects of EJ, such as pushy salespeople looking for commissions on subpar product, and terrible expense ratios on nearly all funds they offer (last I checked, which was about 6-8 years ago) on their IRA’s. More on reddit.com
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July 10, 2023Are Edward Jones CD rates higher than bank CDs?
You’ll find much higher rates with Edward Jones CDs, compared to those from large national banks. Typically, these banks offer low rates across their savings accounts. Some online banks, however, offer rates close to, or comparable with, Edward Jones brokered CDs.
forbes.com
forbes.com › advisor › banking › cds › edward-jones-cd-rates
Edward Jones CD Rates – Forbes Advisor
Is there a minimum investment for Edward Jones CDs?
Edward Jones CDs have a $1,000 minimum opening deposit.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
What are the current CD rates at Edward Jones?
Edward Jones CDs pay up to 4.40% APY, which is significantly higher than the national average.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
Edward Jones
edwardjones.com › us-en › market-news-insights › stock-market-news › current-rates
CD, Bond & Interest Rates | Edward Jones Page
1 month ago - APY interest cannot remain on deposit; periodic payout of interest is required. Certificates of deposit (CDs) offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per depository institution, for each account ownership category.
Investopedia
investopedia.com › edward-jones-cd-rates-7486072
Edward Jones CD Rates: December 2025
1 week ago - Yes, CDs opened through Edward Jones are backed by FDIC deposit insurance. Your account is covered up to a maximum of $250,000. Edward Jones does charge fees, selling concessions, and commissions for CDs.
SmartAsset
smartasset.com › checking-account › cd-rates-edward-jones
Edward Jones CD Rates | SmartAsset.com
1 week ago - If you buy a CD on the secondary market, then you will pay Edward Jones a commission. This is the same as paying a commission to a broker for trading stocks or bonds. (You can see the amount of the commission fee in the trade confirmation.)
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
May 27, 2025 - You may owe a commission of up to 2% of the deposit amount for any secondary CDs you open with Edward Jones, or up to 0.75% on secondary CDs you sell. But if you buy a CD during its initial offering period, you won't pay a commission fee.
Forbes Advisor
forbes.com › advisor › banking › cds › edward-jones-cd-rates
Edward Jones CD Rates – Forbes Advisor
1 week ago - The best high-yield savings accounts offer competitive APYs and carry no monthly fees that could offset any interest earned. A money-market account combines the earning potential of a savings account with the convenience of a checking account. The best money market accounts offer high yields and come with a debit or ATM card, as well as check-writing capabilities—allowing you to easily access your funds through spending or withdrawals. ... You’ll find much higher rates with Edward Jones CDs, compared to those from large national banks.
Bogleheads.org
bogleheads.org › board index › us investors › personal investments
Edward Jones CD fee question - Bogleheads.org
April 24, 2023 - I believe that EJ charges account fees like AUM (assets under management) that are probably between 1%-2% per year, on top of any fees for a CD. I would ask the EJ agent (aka salesman) for the fee schedule. I have bought CDs at Fidelity, I believe no fees (maybe a very small fee).
Edward Jones
edwardjones.ca › ca-en › working-financial-advisor › fees
Fees and account types | Edward Jones
The Edward Jones Portfolio Program® is a comprehensive managed investment program that combines personal investment strategy and professional portfolio management construction by a global asset manager SEI Investments Canada Company. Commissions, trailing commissions, management fees and expenses all may be charged through mutual fund investments.
Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2020-09 › brokerage-schedule-of-fees.pdf pdf
Schedule of Fees Page 1 of 2 CASH MANAGEMENT SOLUTIONS FEES NO ANNUAL FEE
3 The fee does not apply to Edward Jones investment advisory accounts.
Gwjonesbank
gwjonesbank.com › calculator › cert-deposit
Certificate of Deposit Calculator › G.W. Jones Exchange Bank
G.W. Jones Exchange Bank ... Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Click on the "View Report" button to see a detailed schedule of your CDs ...
The College Investor
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Edward Jones Review - High Fees, Poor Reviews
Edward Jones
So while Edward Jones does offer great rates on CDs, the realized rate may be lower due to the fee structure. You may want to compare Edward Jones to some of the top bank CD rates currently available. They may net you a better return overall. For "Select Accounts," you only pay trade commissions whenever you buy or sell investments. For all other accounts, Edward Jones will charge ... Edward Jones is a full-service brokerage that charges hefty fees in exchange for the in-person support that it provides from local advisors.
Edward Jones
edwardjones.com › us-en › disclosures › account-fees › fees-compensation › fixed-income-fees
Fixed Income Fees & Expenses | Edward Jones
When we sell newly issued bonds, CDs and preferred securities during an initial public offering ("IPO") period, we receive a selling fee that is built into the initial offering price; we may also receive an underwriting fee and management fee.
Reddit
reddit.com › r/bogleheads › edward jones advisor swears no fees other than 1.08% annual. how can i find hidden fees?
r/Bogleheads on Reddit: Edward Jones advisor swears no fees other than 1.08% annual. How can I find hidden fees?
July 9, 2024 -
I have been researching posts about hidden fees from Edward Jones. I met with my advisor and asked for a summary of cost report and other things. He said he would get that report to me. He said our Guided solution flex funds that include a traditional IRA and Joint Tenants With Right of Survivorship are wiped from all front and back load fees. On average, in the last 10 years, one made 5.5% and the other 7%. I specifically asked about fees Edward Jones might have in buying or selling, I had the fee schedules printed out and pointed to several things. He still said that our accounts specifically did not include these fees. They are not stock accounts but mutual funds and bonds. On average, in the last 10 years, one made 5.5% and the other 7%. Not that great of a return. How can I verify that there truly are no additional fees? He is a friend and gives us a 20% discount on the annual fee.
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1.08% is a pretty bad fee anyway. Get your money out of there and just buy index funds yourself.
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Before we left EJ I asked the advisor “how do you get paid?” He smiled and said “don’t worry about me, my kids go to private school.” Transferred to vanguard the next day. His kids were like 5 and 7.
The Annuity Expert
annuityexpertadvice.com › home › cd rates, money market rates, high yield savings › cd rates › compare edward jones cd rates with 459 banks and credit unions
Compare Edward Jones CD Rates With 459 Banks And Credit Unions
Compare below to get the highest interest rate. These are our preferred accounts because the savings, money market, and CDs only require $1 to open. This allows you to spread out risk in case a bank or credit union closes in the future.
Published October 30, 2025
Quora
quora.com › Do-financial-advisory-companies-like-Edward-Jones-charge-customers-a-lot-of-hidden-fees-and-commissions
Do financial advisory companies like Edward Jones charge customers a lot of hidden fees and commissions? - Quora
In any financial product, the distribution cost is clearly shown in the benefit illustration, and a copy of that benefit illustration is given to the client. There are no hidden charges beyond this. If the product is an insurance plan, the premiums ...
AdvisorHub
advisorhub.com › home › news › edward jones to allow advisors to charge for financial planning, expand sma program
Edward Jones to Allow Advisors to Charge for Financial Planning, Expand SMA Program - AdvisorHub
June 17, 2025 - They sell CDs. Duh ... Hi. My rep takes over half of what I make in dividends as fees. Thinking about making a change. ... Edward Jones employs more CFPs than any other firm. By the end of 2026 over 50% of their FAs will hold either a CFP or ChFC designation.
CA
ncsd.ca.gov › wp-content › uploads › 2014 › 03 › added-attachment-D3.pdf pdf
investment profile
The Nipomo Community Services District’s mission is to provide its customers with reliable, quality, and cost-effective services now and in the future.
Impersonal Finances
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You’re Probably Getting Screwed By Edward Jones Fees - Impersonal Finances
January 14, 2025 - Say what you want about Edward Jones, but they didn’t steal your money. Unfortunately you probably should have stayed in the market. You’d probably have more than your original cost basis at this point. ... You are incorrect. I just left EJ after 3 years of HELL. The outrageous fees platform fees etc. is ridiculous. I suggest you read EJ info. on all the fees they charge.
Edward Jones
edwardjones.com › us-en › investment-services › accounts-overview › guided-flex-account
Guided Solutions Flex Account | Edward Jones
The Program Fee includes your financial advisor's services, trading costs, performance reporting, evaluation and selection of investments for the program by Edward Jones research professionals, and other services to keep your account aligned with our guidance.