Edward Jones has 10 CD term options available. Term lengths range from three months to 10 years. As with most brokered CDs, the interest rates are competitive. However, it’s important to note that Edward Jones does not compound your interest.

February 10, 2023 - You can open a brokerage account by contacting Edward Jones and setting up a consultation with one of their financial advisors. Rates on Edward Jones CDs are impressive, reaching well over 3.75% for several terms.

Our latest rates for certificates of deposit (CDs), bonds and other investments and loans.

May 27, 2025 - These allow you to increase your rate once (on two-year CDs) or twice (on four-year ones) over the course of your term. Ally also has no-penalty CDs, though Edward Jones brokered CDs have no penalties either (except for the potential loss that could come with selling your CD early).

1 week ago - The CD rates below are accurate as of Dec. 23, 2025 · The minimum amount to open an Edward Jones CD is $1,000, and terms range from 3 to 120 months.

niagara_guy wrote: Mon Apr 24, 2023 6:16 pm I believe that EJ charges account fees like AUM (assets under management) that are probably between 1%-2% per year, on top of any fees for a CD. If they are charging a AUM fee then they must act as a agent and may bot charge any other fees.

January 2, 2025 - However, most of the term lengths skew shorter, limiting your savings strategies, and you may need to sign up with a financial advisor to access these rates. Account details and annual percentage yields (APYs) are accurate as of Dec. 19, 2024. Edward Jones CDs are available to savers who work with, or are willing to work with, an Edward Jones financial advisor.

November 1, 2025 - When opening a certificate of deposit (CD), it's important to understand the basics -- such as the term length and maturity date -- but the most important factor is the annual percentage yield (APY). Edward Jones CD Rates: November 2025 Here are the current Edward Jones CD rates available this month: TermAPYMinimum Deposit3 months$1,0006 months$1,0009 months$1,0001 year$1,00018 months$1,0002 years$1,0003 years$1,0004 years$1,0005 years$1,000 Since Edward Jones is not a bank, its CD offerings are brokered through other FDIC-insured banks.

December 13, 2024 - Compare Edward Jones CD Rates

October 25, 2023 - *Annual Percentage Yield (APY) effective 10/24/2023. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category...

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Edward Jones Trust Company's rate for a 3 month certificate of deposit (CD) at $10,000 beats the National average by up to 174% and is eligible for a Datatrac Great Rate Award and earning you as much as $60 over the life of the deposit.

CDs generally offer higher interest rates than savings accounts, making them an attractive investment for investors who want to capture potentially higher interest rates. Also, CDs are considered to be a low-risk investment option. If your CD is in a tax-advantaged account, you will not pay taxes on the income until withdrawals are made from the account. However, interest on CDs outside tax-advantaged accounts are taxed as ordinary income in the year interest is earned. Opening a CD usually requires at least $1,000, though specifics vary based on the issuer. Edward Jones requires a $1,000 minimum.

September 13, 2023 - CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category.

included in the calculation of your Guided Solutions Flex Fee. CDs · are treated as fixed-income investments for purposes of your asset ... Ineligible Investments. You will not be able to hold any · investment in your account that Edward Jones has deemed

As mentioned above, we recommend owning bonds and CDs with a variety of maturities, which can help smooth out wide swings in your income and doesn’t depend on rates rising or falling. Some brokered CDs offered by Edward Jones may be callable. Callable brokered CDs are a type of FDIC-insured CD that exhibits a call feature, similar to other types of callable fixed-income securities.

Depending on a client’s minimum investment, a client can select a Guided Solutions Fund account, which permits investment in eligible mutual funds and exchange-traded funds (ETFs), or a Guided Solutions Flex account, which also permits investment in eligible stocks and, for accounts of $50,000 or more, individual bonds and CDs. Within the Guided Solutions Fund account, accounts can be established with an initial investment amount of less than $5,000 and are not subject to an account minimum. Until these accounts reach $5,000, they are limited in the number and types of investments that may be purchased or held. Please review the applicable Edward Jones Guided Solutions Brochure for more information.

June 3, 2025 - The banking product interest rates, including savings, CDs, and money market, are accurate as of this date. ... We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our ... Edward Jones provides exceptionally competitive CD rates, with both long and short-term, boasting one of the highest CD APYs available in the market.