The best thing for you to do would be to leave Edward Jones. They are garbage. Answer from brianmcg321 on reddit.com
Reddit
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r/investing on Reddit: Money Market Fund Option at Edward Jones?
October 1, 2023 -
Recently looked into a Money Market Fund with Edward Jones.
Is this a good investment option and/or institution for 100-150k?
I am looking for low risk (almost 0)
Fairly liquid (a few days to withdraw with no penalties
Decent return. I was told by them 4.5% return after they take their fee.
Is there is better option with the above 3 criteria?
(Posting in several areas to get opinions)
EDIT: Going with Vanguards VMFXX.
Top answer 1 of 9
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The best thing for you to do would be to leave Edward Jones. They are garbage.
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EJ is terrible. You're essentially giving someone a huge fee to put money in a savings account. Open a free account at Schwab. Buy shares money market fund SWVXX paying 5.24%. Sell when needed. Pay no fees. Edit: Schwab even has branches if you're near a major city. I'm sure someone at a branch would be happy to help you do this for free.
SEC.gov
sec.gov › Archives › edgar › data › 314650 › 000131814805000178 › jonesform.htm
EDWARD JONES MONEY MARKET FUND
However, market factors, such as the demand for particular fixed-income securities, may cause the price of certain fixed-income securities to fall while the prices of other securities rise or remain unchanged. ... Interest rate changes have a greater effect on the price of fixed-income securities with longer maturities. Money market funds try to minimize this risk by purchasing short-term securities.
Is there a minimum investment for Edward Jones CDs?
Edward Jones CDs have a $1,000 minimum opening deposit.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
How do Edward Jones CD rates compare to traditional banks?
Some Edward Jones CD rates are higher than the top traditional CD rates from the best online banks and credit unions out there right now — but unlike traditional CDs, Edward Jones' brokered CDs do not compound interest.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
How can I invest in CDs through Edward Jones?
Investing in Edward Jones CDs requires either a bank account or brokerage account with the company. The cash in your brokerage account is held in a money market account. The company will deposit the interest your CD earns into your bank or money market market account.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
Yahoo! Finance
finance.yahoo.com › quote › JNSXX
Edward Jones Money Market Fund - Investment Shares (JNSXX) Stock Price, News, Quote & History - Yahoo Finance
Edward Jones Money Market Fund ... 1Y 5Y All · Key Events · Mountain · Advanced Chart · Loading chart for JNSXX · 7 Day Yield 0.77% Time -- Assets 24.19B · Avg Maturity (days) 34 · U.S. markets open in 9m · US Europe ...
The Annuity Expert
annuityexpertadvice.com › home › cd rates, money market rates, high yield savings › cd rates › compare edward jones cd rates with 459 banks and credit unions
Compare Edward Jones CD Rates With 459 Banks And Credit Unions
Edward Jones’s certificates of deposit work similarly to multi-year guaranteed annuities. Compare below to get the highest interest rate. These are our preferred accounts because the savings, money market, and CDs only require $1 to open. This allows you to spread out risk in case a bank ...
Published April 20, 2024
Dividend.com
dividend.com › funds › jnsxx-edward-jones-money-market-inv
JNSXX: Dividend Date & History for EDWARD JONES MONEY MARKET FUND - Dividend.com
Certain Government Securities are variable or floating rate securities, meaning that such obligations provide for adjustments in the interest rate on certain reset dates or whenever a specified interest rate index changes, respectively. Rule 2a‑7 governs the maturity, quality, liquidity, and diversification of money market fund investments.
Edward Jones
edwardjones.com › us-en › investment-services › investment-products › fixed-income-investments › cds
Certificates of deposit (CDs) | Edward Jones
We know you can buy certificates of deposit (CDs) at your local bank, but Edward Jones offers another option to consider. The CDs we offer provide very competitive interest rates, are FDIC-insured and have a wide selection of maturity dates and interest payment options.
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
May 27, 2025 - Edward Jones CDs pay up to 4.40% APY, which is significantly higher than the national average. Investing in Edward Jones CDs requires either a bank account or brokerage account with the company.
Edward Jones
edwardjones.com › us-en › investment-services › account-options › banking-borrowing-solutions › insured-bank-deposit
Insured Bank Deposit Program | Edward Jones
Edward Jones offers solutions that provide Federal Deposit Insurance Corporation (FDIC) protection for money you're saving or need to spend in the near future. One of these is our Insured Bank Deposit program. The Edward Jones Insured Bank Deposit program is an interest-bearing savings solution that includes FDIC protection. This program offers a competitive interest rate and up to $5 million of FDIC coverage ($10 million for joint accounts of two or more people).
Morningstar
morningstar.com › funds › xnas › jnsxx › performance
JNSXX – Performance – Edward Jones Money Market Inv | Morningstar
JNSXX Performance - Review the performance history of the Edward Jones Money Market Inv fund to see it's current status, yearly returns, and dividend history.
CNBC
cnbc.com › quotes › JNSXX
Check out Edward Jones Money Market Fund Investor Class's stock price (JNSXX) in real time
Get Edward Jones Money Market Fund Investor Class (JNSXX:NASDAQ) real-time stock quotes, news, price and financial information from CNBC.
CA
ncsd.ca.gov › wp-content › uploads › 2014 › 03 › added-attachment-D3.pdf pdf
investment profile
The Nipomo Community Services District’s mission is to provide its customers with reliable, quality, and cost-effective services now and in the future.
Edward Jones
edwardjones.com › us-en › disclosures › account-fees › fees-compensation › money-market-fund-fees
Money Market Fund Fees & Expenses | Edward Jones
Investment Share class - $3 each month the balance is below $2,500. There is no minimum investment amount for the Edward Jones Money Market Fund ("Fund"). However, Edward D. Jones & Co., L.P.
SmartAsset
smartasset.com › checking-account › cd-rates-edward-jones
Edward Jones CD Rates | SmartAsset.com
3 weeks ago - If your CD term is more than one year, Edward Jones will send you an interest payment monthly, quarterly, semiannually or annually (as well as when your CD reaches full maturity). The exact schedule for your interest payments will depend on your CD. Make sure to check the schedule before you open an account. When your CD earns interest, payments will go straight into your money market ...
Forbes Advisor
forbes.com › advisor › banking › best cds
Edward Jones CD Rates – Forbes Advisor
5 days ago - The best high-yield savings accounts offer competitive APYs and carry no monthly fees that could offset any interest earned. A money-market account combines the earning potential of a savings account with the convenience of a checking account. The best money market accounts offer high yields and come with a debit or ATM card, as well as check-writing capabilities—allowing you to easily access your funds through spending or withdrawals. ... You’ll find much higher rates with Edward Jones CDs, compared to those from large national banks.
Investopedia
investopedia.com › edward-jones-cd-rates-7486072
Edward Jones CD Rates: January 2026
1 day ago - As a result, Edward Jones CD rates can be significantly higher than the national average. Compare its highest CD rate of 3.75% for a 60-month term to other CDs with high interest rates.
GOBankingRates
gobankingrates.com › cd rates › edward jones cd rates for 2026: latest apys and terms
Edward Jones CD Rates and Terms for 2026 | GOBankingRates
1 week ago - For many investors, the 3.7% to 3.9% APY range on multi-year CDs in late 2025 makes sense if you expect interest rates to drift lower as 2026 unfolds. They won’t always beat the very top online CD offers, and the lack of simple early-withdrawal ...
Edward Jones
edwardjones.com › us-en › market-news-insights › stock-market-news › current-rates
CD, Bond & Interest Rates | Edward Jones Page
December 2, 2025 - For a current list of the network ... Cash Interest may be deposited, see FDIC-insured Banks Holding Customer Reserve Accounts (PDF). For more information on these and other investments, please contact your local · Edward Jones financial advisor today. Important information about money market funds. Rates effective ...
Edward Jones
edwardjones.com › us-en › market-news-insights › stock-market-news › daily-market-recap
Stock Market News Today | Edward Jones
1 day ago - Most FOMC members think interest ... expect one to two 25 basis point (0.25%) cuts this year, leaving interest rates in the 3%-3.5% range....
Edward Jones
edwardjones.com › us-en › investment-services › account-options › banking-borrowing-solutions › line-credit
Personal Line of Credit/Margin Loan | Edward Jones
Interest will begin to accrue from the date of the loan and be charged to your account. Available only on certain types of accounts. Get up-to-date information on our personal line of credit rates, along with the most current rates on our certificates of deposit, US Treasury bills and other fixed-income investments. Current Rates . Your Edward Jones financial advisor can help you determine whether the Personal Line of Credit is right solution to meet your borrowing needs.
Federatedinvestors
federatedinvestors.com › teamsite-file-server › archive › daf › pdf › 8062810AC.pdf pdf
Tax-Free Money Market Fund (IV-Jones) - Prospectus
Guided by our conviction that responsible investing is the best way to create wealth over the long term, Federated Hermes offers investment solutions across a range of asset classes.