I found a white paper online that I wanted to read, so I gave my contact info to Fisher to access it. Almost immediately they started calling and emailing me. I eventually picked up one of their calls just because I was curious. The guy from Fisher pitched me on managing my money in their fund. My first question was “How did your fund perform last year?” He said 21% gain after fees. I pointed out that S&P ETFs ($SPY) grew at about 25%. He wouldn’t believe me. He kept insisting that the S&P was only up 18% in 2024.

It’s one thing to be wrong, but this guy was so confident in his wrong information. He was either lying or had no idea what he was doing. Either way, it’s a big red flag for Fisher.

I've (52M) been talking with a Fisher rep for awhile, I've been through the analysis process, and they make a fairly compelling case that, net fees, they could improve my returns 4 to 5%.

I'm skeptical, but I'm also a "set it and forget" it investor, about 10% bonds, 50% VOO, 10% VTI/small cap, and the rest in target date funds.

My portfolio is a little unbalanced and spread over a bunch of accounts I've accumulated over the years. Overweight in some areas, underweight in others. I could consolidate and balance, but I hate to think I'm leaving money on the table with a mostly hands off approach. Hoping to semi-retire in 10 years.

Anyone using Fisher, or other similar firm, and feel it's worth the fees?

EDIT: Fisher fee is 1.25. Most of my ETFs are .03 to .1