Unfortunately no suggestion, but love this idea and following for suggestions. I also struggle with just having a “reminder” system and prefer autopay Answer from Deleted User on reddit.com
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Google Play
play.google.com › store › apps › details
Deferit: Pay bills in 4 - Apps on Google Play
1 month ago - Pay any bill in 4, split your payments, save money and build your credit history
Rating: 4.6 ​ - ​ 15.6K votes
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WillowPays
willowpays.com
Pay Any Bill with Credit Card | Split Bills into 4 Payments | WillowPays
Pay bills with your credit card even when providers don't accept cards. Split any bill into 4 easy payments with no interest. No credit check required.
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Zip
zip.co › us › shop › bills
Pay your Bills with Zip in easy installments | Zip
Zip makes it effortless to pay unexpected bills in 4 installments,1 including utilities such as gas, electric, water, internet, phone Simply find your provider in the Zip app and choose the “Pay with Zip” option.
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App Store
apps.apple.com › us › app › deferit-pay-bills-in-4 › id1454473561
Deferit: Pay bills in 4 App - App Store
Download Deferit: Pay bills in 4 by deferit Pty Ltd on the App Store. See screenshots, ratings and reviews, user tips, and more games like Deferit: Pay bills in…
Rating: 4.8 ​ - ​ 20.3K votes
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Paylaterr
paylaterr.com
Split Bills and Manage Payments Online with PayLaterr
We cannot provide a description for this page right now
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Deferit
deferit.com › en-us › how
Pay bills in 4 | Deferit
Monthly membership applies, cancellable anytime. Payments incur a 99c processing fee. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Snap a photo of your bill and choose how much to pay. We pay the full amount chosen upfront directly to your biller. You pay over 4 interest-free ...
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Reddit
reddit.com › r/budget › any apps/websites that split bills into 4 payments?
r/budget on Reddit: Any apps/websites that split bills into 4 payments?
September 25, 2024 -

So I use SmartPay to automatically pay my note every other week, (makes it easier so I don't have $389 coming out of one check), which also sneaks in a few extra payments so I'm on track to pay off my car early. But I don't really like the fact that it doesn't have an app or an accessible website. The only way to do anything is to call.

Is there an app or website that maybe does something similar? I'm keeping my car note on SmartPay but I'd like to start splitting my other bills up as well. I get paid weekly, so splitting my bigger bills into weekly payments I feel is the better way to make all my payments, while still have money to buy groceries/gas, etc each week. Especially for the paycheck that rent is due.

Eventually I plan to move my bills to my credit cards to maximize my cash back, but the whole reason for budgeting is to pay off my cards that are maxed out and start a savings. I get paid every Friday from my main job and then every other Thursday at my part time job, but the hours at my second job vary a LOT so I don't even have that income considered into my budget because the paychecks vary too much (I get paid by the project @ 11.50/hr so some paychecks only have 14 hours on them and others have 25 hours).

Any suggestions? Most of the apps I've found only payments every other week and like I said, I'd like to make payments every week. I'm not that good at keeping track of stuff, otherwise I'd just make a reminder in Google Calender or Notion to make a payment on something. Automatic payments are easier.

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Neonforlife
neonforlife.com
Neon For Life | Pay Bills In Installments
Pay Rent and Utilities in Installments. Get flexible plans to Pay in 4, 6, or 12 installments at APR as low as 0%.
Find elsewhere
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Google Play
play.google.com › store › apps › details
Papaya: Pay Any Bill - Apps on Google Play
HOW IT WORKS 1. Download the Papaya app (it's free!) 2. Snap a picture of your bill 3. Choose a payment method And presto, Papaya sends the payment for you! PAY ANY BILL Papaya works for all bills - medical, dental, utilities, rent, insurance, ...
Rating: 4.7 ​ - ​ 22K votes
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App Store
apps.apple.com › us › app › papaya-securely-pay-any-bill › id1050870627
Papaya: Securely Pay Any Bill App - App Store
Ready for a new way to bill pay? Papaya is a Free, award-winning app that lets you pay all of your bills in a snap. That's right. No more mailing checks, making phone calls, or logging into twelve different accounts to make payments.
Rating: 4.8 ​ - ​ 117K votes
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Sniip
sniip.com › home › afterpay bills
Afterpay Bills - Sniip
January 21, 2025 - Afterpay bills with afterpay plus via the sniip app. $0 download fees and $0 monthly fees. Use Afterpay Plus and Sniip to pay bills in 4 payments.
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Upgrade
uplift.com
Buy Now, Pay Later through Flex Pay
Pay over time — Spread the cost of your purchase into easy monthly payments through Flex Pay. Buy now and pay over time in bite-sized installments.
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PayPal
paypal.com › us › cshelp › article › what-is-pay-in-4-help463
Pay in 4: Split Purchases into 4 Payments | PayPal US
Pay in 4 lets you split purchases between $30-$1,500 into 4 interest-free payments. Available at checkout with PayPal, eligibility required.
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WalletHub
wallethub.com › answers › b › buy-now-pay-later-apps-for-bills-2140884835
Best Buy Now, Pay Later Apps for Bills (2025)
April 8, 2025 - The best buy now, pay later apps that you can use for bills are Zip and Deferit. These apps allow you to split your bills – such as utilities, car insurance, subscriptions, and medical bills – into four installment payments to give you more ...
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1bill
1bill.com › app-to-pay-bills
1Bill: App To Pay Bills - iPhone, Android | Reminders, Schedule Payments, Pay in Installments & More
1Bill is a free app to help you pay bills: get reminders, automatically pay bills, pay bills by installments, automatically finds better deals on your bills - cheaper internet, electricity, etc.
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Klarna
klarna.com › us › store › f8e23248-88c7-434c-996e-d8e32a3185dc › Bills-Outlets › pay-with-klarna
Buy now pay later at Bills Outlets - Pay in 4
Access Klarna's flexible payment options anywhere and unlock cashback rewards at top stores — exclusively in the Klarna app.
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TikTok
tiktok.com › discover › app-pay-utility-bills-in-4-payments
App Pay Utility Bills in 4 Payments | TikTok
3 weeks ago - Paylaterr payment plan, installment payment options, split bills in four, how to manage bills easily, benefits of installment plans, pay bills online conveniently, flexible payment solutions, budgeting with installment payments, managing expenses ...
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Wagetap
wagetap.com › bill-split
Best Payment Plan App to Split Your Bills | Wagetap
Currently, there are no options to make partial payments on one bill and cover other bills. If you’re eligible for $300 and you have a bill for $250, we will cover that bill fully. However, you won’t have $50 left over for other bills. Similarly, if you have a bill for $350 and you’re eligible for $300, you won’t be able to use the bill split for that bill. ... Yes! However, there is no option to choose whether your bill will be split into 3 or 4 equal payments.
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PayPal
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Apply for our Pay Later options without impacting your credit score. Enjoy Purchase Protection3 on your eligible items. ... First payment due at time of purchase. Three interest-free payments after.
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Deferit
deferit.com › en-us
Split Bills and Manage Payments Online | Deferit
The most flexible bill payment solution. Pay any bill in 4 installments and manage your bills in one place. Start today!