🌐
HealthCare.gov
healthcare.gov › unemployed
Health Care Coverage Options for Unemployed | HealthCare.gov
You may qualify for cost savings based on your income and household size. With one application, you’ll find out if you’re eligible for a Marketplace health plan, ... A joint federal and state insurance program that provides free or low-cost health coverage to some low-income individuals, families, children, pregnant women, the elderly, and people with disabilities.
🌐
HealthCare.gov
healthcare.gov › medicaid-chip
Medicaid & CHIP coverage | HealthCare.gov
Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to eligible low-income adults, families and children, pregnant women, the elderly, and people with disabilities.
People also ask

Are healthcare cost-sharing ministries considered health insurance?
Health ministries are known by many names, including healthcare cost-sharing ministries and healthshare plans. Ideally, people pool their money through payments to the program, which in turn pays their medical bills. But these programs are not health insurance plans, do not guarantee full financial help, and individuals remain fully responsible for their medical bills.
🌐
goodrx.com
goodrx.com › goodrx health › insurance › health insurance › low or no income? your options for health insurance
Low or No Income? Your Options for Health Insurance - GoodRx
What’s a low-cost health insurance option for my loved one with a low income and dementia?
One low-cost alternative for people who have dementia is the Program of All-Inclusive Care for the Elderly , known as PACE. This program provides comprehensive services, and most people pay nothing for their care. In addition, 90% of PACE participants are dually eligible for Medicare and Medicaid, while almost half have been diagnosed with dementia. PACE eligibility starts at age 55, so people with early-onset dementia may also qualify.
🌐
goodrx.com
goodrx.com › goodrx health › insurance › health insurance › low or no income? your options for health insurance
Low or No Income? Your Options for Health Insurance - GoodRx
If I can’t get insurance, what are my free and low-cost healthcare options?
Many communities have free and low-cost healthcare services for people without insurance. These options near you may include: Federally qualified health centers, known as FQHCs Safety-net hospitals and clinics Free and charitable clinics Rural health clinics Hospitals with financial assistance and/or charity care Patient assistance programs, which can help you access prescription medications Nonprofit organizations, which can help you pay medical bills
🌐
goodrx.com
goodrx.com › goodrx health › insurance › health insurance › low or no income? your options for health insurance
Low or No Income? Your Options for Health Insurance - GoodRx
🌐
Anthem
anthem.com › individual-and-family › insurance-basics › health-insurance › health-insurance-unemployed
Health Insurance for the Unemployed | Anthem
Eligibility for Medicaid depends primarily on income, and for those who qualify, it provides free or low-cost health coverage for individuals, families and children, pregnant women, the elderly, as well as those with disabilities. Low to no-cost health coverage to individuals of all ages, regardless of health status · Covers many medical care expenses including doctor visits, hospital stays, and prescriptions · The Children's Health Insurance Program (CHIP) provides comprehensive benefits to children
🌐
Reddit
reddit.com › r/healthinsurance › my mom insists that because i don't make any money (no job) i should be able to qualify for free health insurance through the marketplace.
r/HealthInsurance on Reddit: My Mom insists that because I don't make any money (no job) I should be able to qualify for free health insurance through the marketplace.
December 31, 2024 -

Can someone explain how this works? All of the plans start at like 300 a month which is a complete waste of money and the tax credits I don't seem to qualify for. Research seems to suggest I have to make at least the poverty level but I'm really confused and I don't understand and google doesn't help me.

According to the website I have until the 15th to sign up. Please advise.

Edit 1: 31, South Carolina

Edit 2: I appreciate all the responses! I swear some reddits just automod me and then once my post finally gets through it's been two days so it's off the radar.

🌐
GoodRx
goodrx.com › goodrx health › insurance › health insurance › low or no income? your options for health insurance
Low or No Income? Your Options for Health Insurance - GoodRx
Free and low-cost optionsWhere to find health plansHow to apply for MedicaidMedicaid eligibilityPremium subsidiesOptions for older adultsFAQsBottom lineReferences · Based on factors such as your medical condition or income level, you may be eligible for free or nearly free Medicaid coverage.
Published   July 1, 2024
🌐
HealthCareInsider
healthcareinsider.com › home › healthcare articles › 7 ways to get health insurance with no job or income
7 Ways to Get Health Insurance With No Job or Income - HealthCareInsider.com
November 25, 2025 - Can you get health insurance if you don’t have a job that offers it? Absolutely. Even with no income, you still have access to affordable—and in some cases free—health insurance options.
🌐
Quora
quora.com › Is-it-possible-for-someone-with-no-income-or-assets-to-receive-free-health-insurance-through-Medicaid-or-Medicare
Is it possible for someone with no income or assets to receive free health insurance through Medicaid or Medicare? - Quora
It is not means tested, but can be taxed. Medicaid is health care for the poor. It is means testes, so if you don’t have assets and much income you can get it. If you have lots of assets and no income you can’t. When I ...
🌐
Covered California
coveredca.com › health › medi-cal
Medi-Cal | Covered California™
Qualify for Medi-Cal if your income is up to 138 percent of the Federal Poverty Level (FPL) for adults, and up to 266 percent FPL for children. Check Shop and Compare to see if you qualify. ... Learn more on the Department of Health Care Services website. ... Depending upon your income, you can get free or low-cost health care through Medi-Cal.
Find elsewhere
🌐
Aetna
ambetterhealth.com › en › knowledge-center › health-insurance-options-unemployed
Health Insurance Options for the Unemployed | Ambetter Health
Losing your job doesn’t mean losing access to quality health insurance. Most people qualify for a Marketplace plan with financial help, and coverage can start right away through a Special Enrollment Period. Medicaid is a free or low-cost option if your income is below a certain level.
🌐
Wellpoint
wellpoint.com › individual-family › learn › health-insurance-unemployed
Health Insurance Options for the Unemployed | Wellpoint
Medicaid provides coverage for a variety of healthcare services at little to no cost to the member, including doctor visits, hospital stays, and preventive care. The Consolidated Omnibus Budget Reconciliation Act, also known as COBRA, offers ...
🌐
HealthCare.gov
healthcare.gov › lower-costs
Low Cost Marketplace Health Care, Qualifying Income Levels | HealthCare.gov
Premium A monthly amount you pay for coverage whether you get services or not. , or qualify for ... A joint federal and state insurance program that provides free or low-cost health coverage to some low-income individuals, families, children, pregnant women, the elderly, and people with disabilities.
🌐
HealthCare.gov
healthcare.gov › unemployed › marketplace-options
Marketplace coverage when you’re unemployed | HealthCare.gov
If you're unemployed you may be able to get an affordable health insurance plan through the Marketplace, with savings based on your income and household size. If you lost health insurance through a job, you can find coverage through the Marketplace.
🌐
Medicaid
medicaid.gov › medicaid › eligibility-policy
Eligibility Policy | Medicaid
Medically needy individuals can still become eligible by “spending down” the amount of income that is above a state's medically needy income standard. Individuals spend down by incurring expenses for medical and remedial care for which they do not have health insurance.
🌐
UnitedHealthcare Community Plan
uhc.com › communityplan
UnitedHealthcare Community Plan
That's why we're proud to offer ... the elderly and people with disabilities. In some states, Medicaid covers all low-income adults below a certain income level....
🌐
Reddit
reddit.com › r/healthinsurance › recently unemployed, what healthcare options?
r/HealthInsurance on Reddit: Recently unemployed, what healthcare options?
November 10, 2024 -

I was laid off from work roughly a month ago. I was told I only have the option to take cobra insurance.

But I am 28, single, and NYC resident. My mother has healthfirst, and my sister (21) is in healthfirst with my mother. My father has employer insurance.

Any chance I can join my mom under healthfirst?

I am also happy to pay around $200/month, just not the crazy $500-$700 for cobra.

What options do I have? Thanks

Top answer
1 of 15
17
If you’re over 26 you can no longer use your parents insurance. You can look into the marketplace for your own plan
2 of 15
5
Speak to a health navigator about your options -there’s income sensitive insurance. You are over 25 so insurance with your mother may not be possible. (Your sister being 21 probably is on one of your parents plans?) Healthfirst is just an insurance provider. - offering multiple options Your post doesn’t mention the specific type of Healthfirst policy. There’s plans on the NY state of Health website https://nystateofhealth.ny.gov such as- Healthfirst medicaid, Healthfirst essential plan and marketplace Healthfirst. The cost ranges from $0 a month(Medicaid), 25-$50 month plus low copayments (essential plan) , to a range based on your income ——-Use a navigator for best way to manage this. ——- You will need proof of income (termination or layoff paperwork) proof of any unemployment application ( in process or started) This group is one navigator https://www.cssny.org/programs/entry/community-service-society-navigator-network Hospitals especially city hospitals will also help you- ask for a social worker or navigator Community centers and health clinics could also help I wouldn’t know if your father can have you added to his policy- that depends on the employer. Employers are currently re enrolling for the new year right now- and employees must take the coverage offered by their employers (they are not eligible for coverage through the marketplace) I wouldn’t wait- especially if you have any health issues
🌐
Centers for Medicare & Medicaid Services
cms.gov › marketplace › technical-assistance-resources › health-coverage-options-for-uninsured.pdf pdf
Health Coverage Options for the Uninsured Job Aid
Medicaid to adults, free or low-cost health coverage is available to individuals with · incomes below a certain level regardless of disability, financial resources, and other · factors that are sometimes considered in Medicaid eligibility determinations.  In states that have not expanded ...
🌐
HealthCare.gov
healthcare.gov › community-health-centers
Where to Receive Low Cost Health Care in Your Community | HealthCare.gov
A joint federal and state insurance program that provides free or low-cost health coverage to some low-income individuals, families, children, pregnant women, the elderly, and people with disabilities.
🌐
Need Help Paying Bills
needhelppayingbills.com › html › get_free_health_care.html
Get free or low income health care
Find how to get free health care for low income families. The government and non-profits offer free medical care to low-income families, single adults and the uninsured.
🌐
Covered California
coveredca.com
Covered California™ | The Official Site of California's Health Insurance Marketplace
Covered California is a free service from the state of California that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act.
🌐
Independence Blue Cross
ibx.com › find-a-plan › individuals-and-families › ibx-health-plans › low-income-plans
Low income health plans | Independence Blue Cross (IBX)
Free or low-cost insurance for uninsured children and low-cost coverage for uninsured adults is available through Independence Blue Cross.