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I’ve tried to sign up with Privacy.com, but I’ve had issues with their KYC. I know that there are other options, but they still require KYC, are very expensive, or both. Can someone recommend me a solution for virtual cards that is reasonably priced and has minimal to no KYC? I’m in the U.S., BTW. Thank you for helping me!
Ready to set up FreedomPop for an extra low use phone and want to protect against unwanted charges. Not worried by the $.01 a month stuff just want to not get hit by a significant charge.
This will be a first experience with virtual cards. Would like to be able to easily have card number specific to a given source and set dollar limit.
Ideally not limited to using a browser extension.
I know privacy.com is one option but it looks like the free personal level limits you to ?? 12 ?? virtual numbers?
How does capital One compare (I don’t need another credit card ..)
I guess I really want to limit any max charge to protect FreedomPop.
I'm done with the churning game, it was fun and I liked chasing rewards. But, I think I grew past that now and I think its worth the simplicity of a few cards and I don't have to stress about chasing rewards etc anymore. In the long run, the peace of mind from simplicity beats any extra rewards. I'm getting good at using the right card at the right place. Once in 4 years, I might still apply for Chase Sapphire, and downgrade it. Me and spouse are on different cycles ;)
Here is my list, I'm open to new cards or replacing with higher value if there are suggestions.
Citi Double Cash: This is my catch-all. 2% on everything
Chase Freedom: Rental insurance (I don't care that much about revolving/rotating)
Altitute Go: DineIn, Restaurants, 3% upto $2k/quarter. This used to be better.
Citi Custom Cash: My default for Grocery, 5% upto %500 monthly.
Cap one venture: Free Intl transaction, Virtual credit cards.
If I were to do this again, I would probably get rid of venture one, double cash and chase freedom and just get Fidelity (but lose out on virtual cards). I just happen to have these already. I'd end up with just:
Altitute Go: DineIn, Restaurants, 4% upto $2k/quarter. This used to be better.
Citi Custom Cash: My default for Grocery, 5% upto %500 monthly.
Fidelity: 2% catch all, rental and free Int'l transactions.