I have it for about a year now. If I remember correctly I got a confirmation lesson then 24 hours. It is very easy. I do have 2 Credit cards, a checking and savings account. All in just a swipe to switch between. Hope they will won’t decrease the %. When I singed it was 4.35% now we are at 4% Answer from CoastSpecialist2185 on reddit.com
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American Express
americanexpress.com › en-us › account › login
Login
All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review · © 2025 American Express. All rights reserved
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American Express
americanexpress.com › en-us › banking › online-savings › account
American Express® Online Savings Account - Official Website
November 27, 2025 - American Express savings accounts offer competitive savings rates, no monthly fees, & no minimum balance. Apply for a high yield savings account to earn more interest!
People also ask

Do I need to have an Amex card to open the account?

No, anyone can apply for an American Express High Yield Savings Account without an existing relationship. The real advantage of already having an Amex card is getting the added convenience of seeing spending and saving in the same dashboard.

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fool.com
fool.com › motley fool money › banks › savings accounts › savings account reviews › american express high yield savings review
American Express® High Yield Savings Account Rates & Review 2026 ...
Do I get an ATM card, a debit card, or checks when I open a Savings account?
Savings accounts are not meant for everyday spending. ATM cards, debit cards, or checks are not provided. However, for your everyday spending needs, you may be eligible for an American Express Rewards Checking account. Additional terms apply. To learn more about an American Express Rewards Checking account, please visit americanexpress.com/rewardschecking.
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americanexpress.com
americanexpress.com › home › savings › high yield savings
High Yield Savings Account with No Fees to Open | Amex US
What is a High Yield Savings Account (HYSA)?
A High Yield Savings Account is a savings account with a variable interest rate. Interest on High Yield Savings Accounts is compounded daily and posted to accounts monthly.
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americanexpress.com
americanexpress.com › home › savings › high yield savings
High Yield Savings Account with No Fees to Open | Amex US
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American Express
americanexpress.com › home › savings › high yield savings
High Yield Savings Account with No Fees to Open | Amex US
Maximize Your Savings with an American Express High Yield Savings Account. Featuring Competitive Interest Rates & No Fees. Open an Account Today!
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American Express
americanexpress.com › en-us › banking › online-savings › support › printable-forms
Online Forms | American Express® Savings
Download forms for American Express Savings. Offering CDs (Certificate of Deposit) and high interest savings accounts online.
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Reddit
reddit.com › r/amex › just opened a high yields savings account, what is your experience?
r/amex on Reddit: Just opened a High Yields savings account, what is your experience?
November 23, 2024 -

Hello everyone! I just opened a high yields savings account with Amex. I did my research and compared other banks and even consulted few of my friends who have experience on this field! however I do have 2 questions of my own:

1- How long does it take for the application to be approved?

2- Is the app friendly? is the money transfer really all that easy?

If you have advices or suggestions feel free to! im a college student im still figuring stuff out. The more advice the better! thank you! :)

Find elsewhere
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Carry
carry.com › learn › amex-high-yield-savings-account-review
Amex High Yield Savings Account Review 2025 - Carry
September 11, 2025 - The Amex High Yield Savings Account offers a competitive APY, no monthly fees, and a smooth online experience especially for those already using other Amex products. While it may not have the highest rate or every feature, it remains a strong ...
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The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › american express high yield savings review
American Express® High Yield Savings Account Rates & Review 2026 | The Motley Fool
November 17, 2025 - Learn more about how Motley Fool Money rates bank accounts. American Express doesn't charge any account fees or require a minimum balance² for its high-yield savings account, making it an accessible option for all types of savers.
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YouTube
youtube.com › watch
AMEX High Yield Savings: Worth It in 2026? The Truth - YouTube
American Express High Yield Savings: Worth It in 2026? Full review, pros, cons🔝 If the Reviewed Bank is for You, Sign Up Here! https://alexisidro.com/BestHi...
Published   September 20, 2025
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Yahoo! Finance
finance.yahoo.com › personal finance › banking
SoFi vs. Amex: Which bank has the better savings account?
February 26, 2025 - If you want high interest rates on savings accounts, try an online bank. And if you want the online bank with the highest rates available, you might try SoFi or American Express (Amex).
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GOBankingRates
gobankingrates.com › banks › american express savings login: how to access your account securely
American Express Savings Login: How To Access Your Account Securely
March 6, 2025 - Go to the American Express website. Click the “Log In” button in the upper right corner of the page. Enter your username and password to access your account. If you need to create a user ID and password for your account, click the “Create ...
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CNBC
cnbc.com › cnbc select › banking › best high-yield savings accounts from big banks in 2025
Best high-yield savings accounts from big banks in 2025
2 weeks ago - American Express is best known for its cards, but it offers a variety of financial services, including deposit accounts, CDs, personal loans and travel insurance. The American Express High Yield Savings Account is easy to use and stands out if you value 24/7 customer service with good reviews.
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Business Insider
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Review: High-Yield Options for Smart Savers
May 8, 2025 - The American Express® High Yield Savings Account lets you earn 3.60% (as of 5/8/25) APY while paying zero monthly fees, making it a decent option overall. With no opening deposit or minimum balance requirements to earn the APY, the account ...
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American Express
americanexpress.com
American Express Credit Cards, Rewards & Banking
American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.
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Reddit
reddit.com › r/personalfinance › anyone use american express high yield savings account?
r/personalfinance on Reddit: Anyone use American Express High Yield Savings Account?
February 9, 2023 -

Got an email offer for $350 for depositing at least $25,000 into the account and holding it there for like 2 or 3 months. Just want to know if they are a good savings account for the interim just to get the bonus or if they are a nightmare to deal with and not worth the effort. The money is just sitting in my Ally account so if I can get an extra $350 off of it, I figure why not

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Reddit
reddit.com › r/amex › amex hy savings account login issues
r/amex on Reddit: AMEX HY Savings Account login issues
January 10, 2024 -

Last year AMEX credit card and HY Savings Account decided to merge their account logins. However, they could not get mine to work. So they allowed me to use the legacy HYSA login. Since then, they have deleted some of the feature of the HYSA logins, such as the ability to transfer. I have been on the phone regularly with their login support team for over 2 months now, including conversations with support managers who promised that they will personally get the issue resolved, and so far they still have not been able to fix the issue where I have full control of my funds. I tried to escalate but, according to the phone support team, there are limited options. Any recommendations on escalating this issue? The level of incompetency shown by AMEX in this case is pretty shocking

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Bankrate
bankrate.com › banking › savings
American Express Savings Account Interest Rates | Bankrate
July 9, 2024 - Looking for a high-yield savings account without a minimum deposit requirement? American Express provides a solid option.