I'm having the same problem. My Wells Fargo virtual card is continuously denied when I use it through the Google Wallet. I call Wells Fargo, and they tell me that everything looks good on their side... It's beyond frustrating!!! Answer from BuffaloCrossing on reddit.com
Google Support
support.google.com › googlepay › answer › 11234179
Use virtual card numbers to pay online or in apps - Android - Google Pay Help
A virtual card is a digital version of your actual card, with a randomly generated number that replaces your actual card number. Your virtual card is shared with the merchant when you pay online or in-app with Google Chrome autofill to help keep your actual card information safe.
Google Pay
pay.google.com › about › pay-online
Secure, Fast, and Convenient Online Payment - Google Pay
Use virtual cards to pay in a few clicks without having to search for your physical wallet or remember your payment details—even your security code.
Videos
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How To Add Virtual Card to Google Pay (2024) - YouTube
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How to Use Google Wallet (2024) - Using Google Wallet to Tap and ...
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How To Add Virtual Credit Card To Google Pay (How To Use Virtual ...
00:52
How to turn on virtual cards in Chrome - YouTube
What are virtual cards through Google Pay?
Virtual cards through Google Pay allow you to create and pay with a virtual card when you shop online with Chrome or in Android apps. The virtual cards you create using Google Pay are unique to each specific store, meaning each virtual card will only work at one store. For example, if you create and use a virtual card at Target, that virtual card will not work if you try to use it at another store. Virtual cards help protect your credit card account online by disguising your actual card number at checkout.
capitalone.com
capitalone.com › digital tools › digital payments › google pay › virtual cards
Virtual Cards with Google Pay
How do I manage my virtual cards that I create through Google Pay?
You can lock, unlock, or delete the virtual cards that you’ve created through Google Pay at any time by logging into your Capital One account online or in the Mobile app, then navigating to the Virtual Card Manager.
capitalone.com
capitalone.com › digital tools › digital payments › google pay › virtual cards
Virtual Cards with Google Pay
What is Google Pay?
Google Pay is a safe, simple, and helpful way to pay at your favorite places, split the bill with friends, discover offers, manage your money, and earn rewards—all in one simple app.
capitalone.com
capitalone.com › digital tools › digital payments › google pay › virtual cards
Virtual Cards with Google Pay
Capital One
capitalone.com › digital tools › digital payments › google pay › virtual cards
Virtual Cards with Google Pay
Google Pay is a safe, simple, and ... rewards—all in one simple app. ... Virtual cards through Google Pay allow you to create and pay with a virtual card when you shop online with Chrome or in Android apps....
Reddit
reddit.com › r/googlewallet › google pay let me use a virtual card, is that impossible with google wallet?
r/GoogleWallet on Reddit: google pay let me use a virtual card, is that impossible with google wallet?
April 29, 2025 -
the virtual cards i create from my banks are denied.
I don't like giving phone apps my actual credit card and i think i like it even less with google.
I had no trouble putting a virtual card on google pay but that's over.
Is there any way to do what i want to do or do i need a different pay system
Does anyone have any suggestions for an alternate? thanks.
Top answer 1 of 5
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Google wallet does not use your card details to make a payment, but virtual card numbers instead.
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I'm having the same problem. My Wells Fargo virtual card is continuously denied when I use it through the Google Wallet. I call Wells Fargo, and they tell me that everything looks good on their side... It's beyond frustrating!!!
Getsby
getsby.com › home › how it works: virtual mastercard card › google pay
Google Pay: How to add a virtual card and pay with it?
December 12, 2024 - Open your device and download the Google Pay app from Google Play. Open the app and press ‘+’ in the bottom right corner of the screen, then select ‘Payment method’ · Select ‘Credit or debit card’ and then ’Enter data manually’
Google
blog.google › products › google-pay › what-is-a-virtual-card
Ask a Techspert: How do virtual cards work for online shopping?
February 15, 2023 - Something that can keep your credit card information safer that you might not be using is a virtual card. Google’s virtual cards use machine learning and advanced technology to make online shopping safer and easier.
Google Support
support.google.com › googlepay › answer › 13623628
Manage payment methods on the Google Wallet website - Google Pay Help
Select a payment method. Click Turn on or Turn off. Tip: This is a different virtual card number from what is displayed in the Google Wallet app.
Android Police
androidpolice.com › home › applications › how to create and use virtual payment cards on android
Google Pay: How to create and use virtual credit and debit cards
February 1, 2024 - Google's virtual card feature is a safer way to make payments, both in-app and online. When you use this feature, a unique virtual card number replaces your physical card number. This way, when you check out, your actual payment details remain ...
Reddit
reddit.com › r/techsupport › how do i find out my google pay virtual credit card number ?
r/techsupport on Reddit: how do I find out my google pay virtual credit card number ?
March 27, 2023 -
I have google pay set up in my phone, and google creates a virtual credit card number for each of my credit cards, so whenever I make a purchase with google pay, the merchant actually charges the virtual card, then google charges my real card that associates with this virtual card number, it's safer because merchants would have no idea what my real card number is. My question is, how do I find out the full virtual card number that google created for my cards ? In google pay, I can only see the last 4 digits. Because I would like to use the virtual card number to make online purchases whenever a website doesn't accept google pay or paypal.
Top answer 1 of 5
5
You don't. They aren't intended to be used in that way. From a technical perspective, the full account number might not even exist.
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You find another NFC-enabled phone and install an EMV card reader app on it. On the primary phone, in Google Pay, select the card which you want to know the virtual card details of. Open the MFC card reader app on the second phone. Hold the phones' backsides close. The primary phone will say "payment failed, try again". The second phone will now show the virtual card number and expiration date. I recommend using the app by "Julien Millau" or "Viliyan Vasilev". I believe them both to be safe as I myself have used them over the years and nothing has happened. They are available through Google Play Store, nothing is sent outside of the app/device, I believe Julien's use open source NFC and EMV libraries, and Julien's is also available on Github. I myself have helped test Viliyan's app back in 2019 to confirm that it works with Google Pay. As I recall, Viliyan's does have some more advanced features, but it is also a paid app.
Genome
genome.eu › google-pay
Google Pay contactless payments with Genome's cards | Genome
June 11, 2025 - It is an application that allows making contactless payments with the help of Android-based phones and smartwatches. Using said devices, you can make purchases at stores. You need to put the device next to the Google Pay contactless payments ...
Google
wallet.google.com › files › virtualcard-tos.html
Bancorp Terms of Use - Google Wallet Virtual Card
This page should automatically redirect to: https://wallet.google.com/legaldocument?family=0.virtualcard
ZDNET
zdnet.com › home › innovation › artificial intelligence
What are virtual cards and when should you use them? | ZDNET
April 19, 2024 - Creating a virtual card is free and easy, and there are multiple ways to do so, regardless of the type of phone, browser, or card you use. One way to create a virtual card is by using Google Pay.
Google
wallet.google.com › files › virtualcard-tos-onetimecard.html
Terms of Use - Google Wallet Virtual OneTime Card
This page should automatically redirect to: https://wallet.google.com/legaldocument?family=09508292398686854701.bancorptos
Comun
info.comun.app › en › articles › 6505770-how-do-i-download-my-virtual-card-to-the-wallet-of-my-android-cell-phone
How do I download my virtual card to the wallet of my Android cell phone? | Común | Help Center
Simply open your Google Wallet app when you arrive at the checkout, and you can use your phone as if it were a physical card! Virtual cards offer an additional layer of security since you don't need to carry a physical card with you.
Google
developers.google.com › google pay › virtual cards api › method: enroll
Method: enroll | Virtual Cards API | Google for Developers
Enrolls a card in Virtual Cards. ... { "requestHeader": { "protocolVersion": { "major": 1 }, "requestId": "G1MQ0YERJ0Q7LPM", "requestTimestamp": { "epochMillis": "1481899949606" }, "paymentIntegratorAccountId": "abcdef123456" }, "googleManagedAcceptanceDetails": { "acceptanceTimestamp": { "epochMillis": "1481899949657" }, "version": "1.1" }, "cardToEnroll": { "accountNumber": { "value": "1111222233334444" }, "expiryDate": { "expiryMonth": "11", "expiryYear": "25" } }, "customerDetails": { "maskedEmailAddress": "l***[email protected]" }, "riskSignals": { "commonRiskSignals": { "environmentalDetails":
Gizmodo
gizmodo.com › google-pay-virtual-credit-debit-card-visa-american-expr-1848907510
Google Adds Virtual Credit Cards for Google Pay
May 11, 2022 - Google will roll out virtual credit cards for Pay on Chrome and Android later this year, in an effort to better protect users’ financial information during online transactions.
Chargeback Gurus
chargebackgurus.com › blog › google-virtual-cards
What Google's Virtual Cards Mean for Merchants
April 28, 2023 - Virtual cards can protect cardholders by concealing their actual payment credentials and ensuring that the only data that gets transmitted to the merchant is a single-use number. The only trouble is that not every issuer offers them, but with Google partnering up with Capital One, American Express, and other card brands, they could soon become much more accessible to the average consumer.
Google
developers.google.com › google pay › virtual cards api › google standard payments google hosted virtualcards api
Google Standard Payments Google Hosted VirtualCards API | Virtual Cards API | Google for Developers
Google hosts Virtual Cards services, accessible via REST Resource: gsp.virtual-cards-v1. Developers are encouraged to utilize Google-provided client libraries for seamless integration. The service offers a Discovery Document for describing and consuming Google Standard Payments APIs, aiding ...
JustAnswer
justanswer.com › computer › mrk73-need-help-activating-virtual-card-google-pay.html
How to Activate and Use Google Pay Virtual Cards - Expert Q&A
To activate a virtual card on Google Pay, ensure your card issuer supports digital wallets. Add the card by entering details manually or scanning it. Verify your identity via OTP or app notification.
Google Support
support.google.com › googlepay › answer › 11234179
Use virtual card numbers to pay online or in apps - Computer - Google Pay Help
A virtual card is a digital version of your actual card, with a randomly generated number that replaces your actual card number. Your virtual card is shared with the merchant when you pay online or in-app with Google Chrome autofill to help keep your actual card information safe.