1 week ago - ... Why it's one of the hardest cards to get: The hardest card to get is the American Express Centurion Card, known simply as the “Black Card.” You need an invitation to get Amex Centurion, and only the super rich and famous can expect to ...

November 15, 2023 - Have you ever wondered what it takes to carry one of the world’s most exclusive credit cards? The top credit cards are a status symbol of luxury and often come with a host of perks that the average person can only dream of – but – they are the hardest credit cards to get approved for.

4 weeks ago - The hardest credit card to get with no annual fee is the Honor Credit Union Select Rewards Credit Card, in part because it requires excellent credit, which means you need a credit score of at least 750 to have high odds of approval.

This experience made me wonder about the qualifications and criteria used. ... “After years of building my tech startup into a successful enterprise, I was finally able to apply for the Centurion® Card from American Express, commonly known as the Amex Black Card.

November 4, 2025 - The hardest credit card to get and the most exclusive credit card in Canada is the Centurion Card® from American Express, otherwise known as the Amex Black Card, which is reportedly reserved for those who spend and pay off hundreds of thousands of dollars a year (the exact threshold is not confirmed) and are willing to pay a one-time initiation fee of $10,000 USD.

March 15, 2024 - The hardest credit cards to get include the Platinum Card, Centurion Card, Business Platinum Card, and Gold Card from American Express; the J.P.

May 8, 2021 - $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit ...

January 8, 2025 - The hardest credit cards to get typically have pretty high qualification requirements.

September 27, 2012 - These are cards you have if you have excellent credit and very few negs on your report..... Yes! perfect question for me to ask. DISAGREE with LS on this one, except one. Barclay Ring. (possible) ... Excluding the Amex Centurion, JPM Palladium and all other very high botique lines, that most do not know about or most can not get no matter how much they call the recon line lol..... What cards are the hardest to obtain for the general public in your opinion.

September 2, 2021 - This credit card is the most challenging to get a hold of. Learn what it is, what it takes to get approved for it, and what it has to offer.

August 2, 2021 - The Amex Black Card is a pricey piece of plastic. There is a one-time initiation fee that will set you back $10,000. After that, your annual fee obligation is $2,500. The card charges an interest rate that’s equal to the prime rate + 12.74%, ...

April 26, 2025 - In particular, the Centurion® Card from American Express is considered extremely hard to get because it is invitation-only, is widely believed to be extended to individuals with very high incomes — reportedly $1 million or more — and ...

Widely considered the hardest credit card to get, the American Express Centurion Card, also known as the “Black Card,” is the epitome of luxury and exclusivity. Available by invitation only, this card requires substantial spending habits and an impressive financial portfolio.

July 2, 2022 - For business, they list Wells Fargo Business Elite Signature If I owned a bank or credit card issuer, I'd create a card that's super-difficult to get, like require an 840 EX 8 and 0/48 or whatever plus some other stringest requirements, simply so my card would appear on lists like this

March 7, 2014 - Most of the time those cards are quite pathetic in terms of benefits and honestly when I see those cards I'm not impressed. It just tells me the person doesn't really know much about credit cards. Cards that will be more difficult to get are non-cobranded cards that require min credit lines (ie ...

Answer (1 of 7): No card should be hard to get. It depends on your Salary/ earnings from business and various criteria like the city you reside in, etc. However, it may be difficult for one to get a card they are eligible to only if they have a bad credit history (mainly defaulting timely paymen...

October 6, 2015 - A potential strategy for getting a premium credit card from one of the issuers of the ultra-exclusive card and demonstrate substantial spending over time. That way, the issuer will know your income and spending habits, which might prompt consideration at some point in the future. Exclusive cards are usually invitation‑only, designed for ultra‑high-net-worth individuals, offering bespoke perks like concierge service, unlimited spending, and airport lounge access.

November 13, 2025 - For example, you could argue that the UOB Visa Signature (Level 7 on my schema) is actually very easy to use, since it’s a blacklist card that earns 4 mpd on all foreign currency and/or local contactless payments— no MCC memorisation required. Fair enough, but fully maximising its value means utilising both of its bonus categories, which will require you to (1) spend between S$1,000 and S$1,200 in SGD per statement month, and (2) spend between S$1,000 and S$1,200 in FCY per statement month. As we’ll see later, this can get very messy, very fast!

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