Wise
wise.com › gb › blog › best-savings-accounts-high-interest
Best savings accounts with high interest in the UK: Top 6
May 30, 2025 - A high-yield savings account may sound like a complex financial product. But in fact, it’s just a savings account with a high interest rate. Many providers offer them, from UK banks and building societies to money apps and digital banks.
Ukfcu
ukfcu.org › highyieldsavings
High Yield Savings Account
We're all saving for something. But what if you could save FOUR something? At UKFCU, we want you to reach your savings goals faster. And that's why we created our High Yield Savings Account, offering as high as 4.00% APY*!
What is the best high-yield savings account?
The best high-yield savings accounts in general pay high rates, have no (or few) fees and have convenient ways to withdraw money. Some even provide automatic savings features and other ways to make savings easier. Some of the best high-yield savings accounts this month include Vio Bank’s Online Savings Account, Jenius Bank’s high-yield savings account and Bask Bank’s Interest Savings Account.
bankrate.com
bankrate.com › banking › savings
Best High-Yield Savings Accounts Of January 2026 - Up to 4.20% ...
Do high-yield savings account rates change?
Yes, high-yield savings account rates do change. Competitive banks and credit unions have a tendency to adjust their interest rates based on the Federal Reserve’s rate moves. Unlike CD rates, which are locked for a set term, savings account yields tend to be variable, which means they could change at any time. A bank may decide to lower or raise savings account APYs for various reasons. It may increase its rate as part of a promotion to attract more deposits, or it may adjust rates in response to broader economic factors, such as changes to Federal Reserve monetary policy.
bankrate.com
bankrate.com › banking › savings
Best High-Yield Savings Accounts Of January 2026 - Up to 4.20% ...
Are high-yield savings accounts safe?
High-yield savings accounts are safe if they’re offered at an FDIC-insured bank or a National Credit Union Administration (NCUA) credit union and within federal insurance limits and guidelines.
bankrate.com
bankrate.com › banking › savings
Best High-Yield Savings Accounts Of January 2026 - Up to 4.20% ...
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money.co.uk
money.co.uk › home › savings
Compare our best savings accounts | Up to 4.5% interest rate | money.co.uk
3 weeks ago - Discover our best savings accounts and ISAs chosen by experts. Find high-interest rates up to 4.5% and easy access to your money with our top picks.
MoneySavingExpert
moneysavingexpert.com › home › savings
Regular savings accounts 2026: Earn up to 7.5%
1 week ago - Get the top-paying regular savings accounts - you could earn up to 7.5% by reading our guide at MoneySavingExpert.
Bankrate
bankrate.com › banking › savings
Best High-Yield Savings Accounts Of January 2026 - Up to 4.20% | Bankrate
9 hours ago - LendingClub was originally known for its lending products, but with its acquisition of Radius Bank in 2021, LendingClub now offers many attractive deposit products. The bank's LevelUp savings accounts offers a special higher yield when you deposit at least $250 monthly into the account, though ...
Reddit
reddit.com › r/ukpersonalfinance › [ removed by moderator ]
where do people find high yield savings accounts?
3 weeks ago - High yield savings account is just American for what we call a savings account, which gives about the risk free rate of return. As opposed to a checking account (American) or current account (UK) which pays near zero interest.
Reddit
reddit.com › r/ukpersonalfinance › best truly instant savings accounts in a high street bank with decent rate
r/UKPersonalFinance on Reddit: Best truly instant savings accounts in a High Street bank with decent rate
July 14, 2025 -
I’ve been researching possible options for a pretty long time already to find a provider that comply with these 3 criteria:
It is an established bank, not a startup (e.g. not like T212)
Truly Instant, without need to wait for some time to withdraw money (e.g. not like Coventry BS)
Some decent rate that beats the inflation
Criteria looks trivial in theory, however I haven’t managed to find anything that comply with all three. But I can’t imagine that r/UKPersonalFinance hive mind doesn’t know an answer to this question, so I would really appreciate you suggestions
Top answer 1 of 5
24
Money saving expert will answer all that as you can filter to high street banks etc. https://www.moneysavingexpert.com/savings-hub/ And if you can’t be bothered to look. Skipton is the answer.
2 of 5
17
T212 is covered by the FSCS. I know you said "no start ups" but your money is literally safe. They've also been going for over 20 years at this point so I don't even know if I'd call them a start up. They're not publicly traded if that's what you mean but I don't know any start ups with over 1000 employees
Nationwide
nationwide.co.uk › savings
Savings and ISAs | Open a savings account | Nationwide
With a high interest savings account, you can earn more on your savings, while the minimum deposit could mean you can apply with as little as £1. You could get a better interest rate by limiting access to your money, while easy access accounts often have a lower interest rate but you can access anytime in case of emergencies. The best UK savings account for you is the one that:
HSBC
hsbc.co.uk › savings
Savings Accounts | Our Best Savings Accounts - HSBC UK
November 12, 2025 - ... Fixed for up to 13 months: 3.80% AER (3.80% tax-free). Instant access: No (withdrawal restrictions and an early withdrawal fee may apply) We calculate interest daily and credit this at the end of the fixed term.
NatWest
natwest.com › savings.html
Savings accounts | Compare savings accounts | NatWest
1 month ago - No product can claim to be the best savings account in the UK as it’ll be different for each person. For example, you might prefer an instant account, offering easy access to your money. Or a fixed term account, where you lock your savings away in exchange for a set interest rate. Whether you’re looking for a high interest savings account or specific features, it’s helpful to compare your different options before applying.
Moneyfactscompare
moneyfactscompare.co.uk › home › savings accounts
Best Easy Access Savings Accounts | Up to 4.50% AER
1 week ago - Compare the best easy access savings accounts. Top interest rates. Enjoy flexible savings and instant withdrawals. Updated daily by Moneyfacts experts.
Hargreaves Lansdown
hl.co.uk › savings › savings-account
Active Savings Account | High Interest Savings | HL
Open an Active Savings Account in minutes with the UK's #1 investment and savings platform.
Published October 4, 2024
Flagstone
flagstoneim.com › personal
High Interest Savings Account Platform | Flagstone
September 18, 2024 - Spread your cash between hundreds of high-interest accounts, from over 60 banks. All in one platform, with one password. ... Open hundreds of accounts from 65+ UK banks, including market-leading and exclusive rates.
Chase UK
chase.co.uk › gb › en › product › chase-saver-account
Award winning savings account with instant access | Chase UK
Bank with Chase and you can open a saver account. It'll give you 2.25% AER (2.23% gross) variable interest, which we'll calculate daily and pay monthly – directly into your saver account.
Post Office
postoffice.co.uk › home › savings accounts › savings interest rates
Savings Interest Rates | Variable and Fixed Rates | Post Office
Compare the latest interest rates across the different Post Office® Savings Accounts. Find out how much your savings could earn with fixed or variable rates.
American Express
americanexpress.com › home › savings › high yield savings
High Yield Savings Account with No Fees to Open | Amex US
... See FAQs for further details about the transfer process, or contact us 24/7 with questions. A high-yield savings account (HYSA) generally offers higher interest rates than traditional savings accounts.
First Direct
firstdirect.com › savings-and-investments › savings
Best Savings Accounts | High Interest Savings - first direct bank
... To compare all your options, take a look at our savings comparison table. ... Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000 or up to £170,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Barclays International
international.barclays.com › savings
Savings account | International Banking | Barclays
Our International Reserve Account allows you to save in sterling and US dollars, helping you to make the most of your money. International Reserve Account · Feel reassured with a guaranteed rate · Treasury Deposits offer a fixed interest rate ...
Bank of Scotland
bankofscotland.co.uk › savings.html
Savings accounts and cash ISAs
We are currently working to fix the problem and should have it resolved shortly. [Error 1007 ID: 18.c62645f.1768227470.1b0aa53e] You can still log in to your personal or Business Internet Banking as usual: · 0345 602 0000 +44 1132 79 83 02 from outside the UK
Lloyds Bank
lloydsbank.com › savings.html
Savings accounts and cash ISAs
November 4, 2025 - We are currently working to fix the problem and should have it resolved shortly · You can still log in to your Internet Banking as usual: